State Pension Age: Women

Grahame Morris Excerpts

Wednesday 29th November 2017 Commons Chamber

[Helen Goodman (Bishop Auckland) (Lab)]

Will the Minister give way?

[Grahame Morris (Easington) (Lab)]

Will the Minister give way?

[Guy Opperman]

I will not give way any more, because I am conscious that 20 Members wish to speak.

Automatic enrolment was introduced in 2012 on a cross-party basis after a considerable amount of time. The important point is that the overall participation in workplace pensions of eligible female employees in 2012 was 58% but, following the introduction of automatic enrolment, the figure increased to 80% in 2016. For males, the figure increased from 52% to 76% in the same period. The private sector has seen the largest increase in participation in workplace pensions, and there was no gender gap in participation rates in 2016.

In the circumstances, I would respectfully point out that the key choice a Government face when seeking to control state pension spend is whether to increase the state pension age or to pay lower pensions, with an inevitable impact on pensioner poverty. The only alternative is to ask the working generation to pay an even larger share of their income to support pensions.

--- Later in debate ---

[Alex Cunningham]

Indeed it has not, and I am sure we will hear many such examples in the debate.

I have heard stories from numerous women affected by the changes of their desperation and fear—and it is fear—about how they will cope in poverty as they wait even longer for their state pension. Does the Minister understand how difficult it is for a woman in her 60s to retrain and gain employment? The job market and the skills needed in today’s workplace are very different from what they were 40 years ago.

[Grahame Morris]

My hon. Friend is making powerful points. Does he agree that the Government have an opportunity to act while the ball is in their court and before the collective action for maladministration compels them to act?

[Alex Cunningham]

That is the case, and I will refer to that matter later in my speech.

We have a system that does not help older people to retrain and get back into meaningful employment. The welfare system has been torn to pieces, disabled people have been humiliated through repeated assessments, and the state pension is becoming increasingly difficult to access.

The Labour party has laid out the approach that we would take to reduce the strain on vulnerable and struggling women. We would extend pension credit to those who were due to retire before the increase in the pension age. That would alleviate the toughest circumstances, and restore the faith and dignity that many people feel they have lost. It would provide support worth up to £155 a week to half a million of the most vulnerable women affected by the increase in the state pension age. We have also proposed allowing those who have been affected to receive their state pension up to two years early at a reduced rate, to give women the choice over what works best for them.

--- Later in debate ---

[Grahame Morris (Easington) (Lab)]

I congratulate the Scottish National party on selecting this topic for its Opposition day debate. It is one on which I and many other Members—too many to mention them all—have been working. However, I do wish to mention the hon. Member for East Worthing and Shoreham (Tim Loughton) for the sterling work that he has done, the hon. Member for Paisley and Renfrewshire South (Mhairi Black), and my hon. Friends the Members for Ogmore (Chris Elmore) and for Swansea East (Carolyn Harris), who have raised this issue time and again and have worked hard to encourage Members from all parts of the House to speak in the debate. I agree with the hon. Member for Moray (Douglas Ross) that the motion has been carefully crafted to allow anyone to support it—both Government and Opposition Members—and I urge everyone to do so.

If the Government do not take this opportunity to resolve the issue, I remind them that we will have another big debate on this matter in the Chamber on Wednesday 14 December, and I encourage all Members to come along. I say to Ministers: please do not think that you will get off the hook. If this new Session of Parliament has taught us anything, it is that the Government have been prepared, on more than one occasion, to cover their eyes and ears to pretend that suffering is not happening—on universal credit, employment and support allowance, personal independence payments, food banks and now on WASPI. While I have the attention of Ministers for a very brief period, I therefore want to tell them some of the reasons why they should act.

[Mike Hill (Hartlepool) (Lab)]

Does my hon. Friend and neighbour agree that 5,500 women in Hartlepool have been victimised by the Department for Work and Pensions, and the consequences have been devastating? They have been robbed of the happy retirement that they deserve and forced into food banks and the dysfunctional benefits system.

[Grahame Morris]

Absolutely. It is something that affects every Member. Often we bring up issues that affect only the north, only Scotland or only Wales. This time, people in every constituency are affected.

[Jamie Stone]

Will the hon. Gentleman give way?

[Grahame Morris]

I really should not give way, because of the time. I do apologise to the hon. Gentleman, but you will admonish me if I give way, Madam Deputy Speaker.

I recently tabled early-day motion 63, which has been signed by 197 Members. A petition was signed by 107,000 people, which led to the granting of a debate. It will take place next week, if it is necessary—if the Minister does not concede the point tonight. May I remind him that the early-day motion has been signed by Members from every party, every nation and every region in the UK?

Every day, I receive completely heartbreaking letters and emails from women who are in dire financial hardship. Many of them have worked and paid national insurance contributions since they were 16. They now find that the deal that they signed with the Government in good faith has effectively been ripped up. We are talking about a contract and a moral obligation on Government. An unnecessary situation has been created, with a generation of women relying on food banks, selling their homes and being forced to rely on the benefits system. It is degrading, completely unfair and unnecessary.

The failings by consecutive Governments have forced these women, many of whom I have known for years because I live in the constituency that I represent, into poverty and forced them to rely on support from friends and relatives. I am totally convinced of the sincerity of their claim that they knew nothing about the increase in pension age because of the lack of notification. I therefore urge the Government immediately to acknowledge their error, provide all those affected with some level of compensation, and provide those worst affected—those who are waiting six years longer than they had planned before they receive their pension—with some support through a bridging pension. I thank the WASPI women for their support in raising this issue.