Oral Answers to Questions

Grahame Morris Excerpts

Wednesday 7th September 2011 Commons Chamber

[The Prime Minister]

My right hon. Friend is entirely right that the Government must take action to reform the banks, and that is what we are doing. We have already set out how we are getting rid of the tripartite structure that failed so badly under the previous Government, how we are putting the Bank of England back in charge, and how we are making sure that, as he put it, we cannot have in the future these catastrophic bank failures that cost the taxpayer so dear. We are looking forward to receiving Professor Vickers’ report. It seems to me there are two vital things we have to secure—a safe and secure banking system for the future, but also proper bank lending, including to small businesses, right now in our economy. That is what Government policy will be aiming for.

[Grahame M. Morris (Easington) (Lab)]

Q10. The Prime Minister will be aware that his Government are consulting on their changes to housing benefit claims under the criteria of under-occupancy. This will adversely affect 450,000 disabled people, including 33,000 in the north-east alone, who stand to lose on average £676 a year. A substantial number will be affected in my constituency. How does this policy meet his Government’s fairness test?

[The Prime Minister]

We are making a specific exclusion to deal with people who have carers living in the home, but we do have to reform housing benefit. I think the whole House knows, frankly, that housing benefit was one of those budget items that was completely out of control. In some parts of London, we had families claiming £60,000, £70,000 and £80,000 in housing benefit just for one family, so this does need to be reformed. It is no good for the Labour party—