State Pension Age (Women)

George Howarth Excerpts

Thursday 7th January 2016 Commons Chamber

[Mr George Howarth (Knowsley) (Lab)]

I congratulate the hon. Member for Paisley and Renfrewshire South (Mhairi Black) first on securing this important debate, and secondly on the forceful way in which she put the case. She was strongly backed up by the speech of the hon. Member for East Worthing and Shoreham (Tim Loughton).

I just want to make two points by way of introduction. The first is to also congratulate Women Against State Pension Inequality—WASPI—on the powerful way it has put this case and conducted its campaign. Secondly, I want to say there is a basic unfairness in this problem that does need to be addressed. Into the bargain, there is a broken promise—or a broken contract, as I think the hon. Member for Paisley and Renfrewshire South described it—between the state and the women who are affected.

I received a very well put-together letter from a constituent. I will not name her as she marked it “Private and Confidential” and I think there is a message in that for me. Nevertheless, I thought it would be as well to use her words as much as possible, because this is someone who has been directly affected. The points she makes have already been reflected in the two speeches so far, but I think they bear repetition in her own words. The first point she makes is that she was given

“Inadequate notice and communication regarding the age change—I received less than 4 years instead of the recommended 10-15 yrs. This has had disastrous consequences on the important financial and life changing decisions I made in anticipation of my retirement at 60 and receipt of state pension.”

[Mr Jim Cunningham (Coventry South) (Lab)]

I am sure my right hon. Friend has, like me, had a number of women make representations to him. I met some women on Monday for whom this has changed their life for the worse. I am sure my right hon. Friend will agree that this is discriminatory against women.

[Mr Howarth]

I was going to come on to that very point.

The second point my constituent makes is that she was

“Hit by 2 pension age increases first to 65 and rapidly in succession to 66 resulting in the loss of over £35,000”.

The final point she made that I want to highlight is that she is

“No longer eligible to receive the old state pension into which I paid full contributions for over 40 years. I will not receive a full new state pension due to the shortfall of contributions between the ages of 60-66. A factor in my decision to retire at 60 was that I had paid in excess of the 39 years contributions that were required for a full state pension at that time.”

[Alan Johnson (Kingston upon Hull West and Hessle) (Lab)]

This is a crucial debate not least for my constituents Jackie Williams and Debbie Watkins who are active in the WASPI campaign. My right hon. Friend might be pleased to know that the Minister responsible for this issue says the reason she cannot carry out the terms of this motion is that it would be impossible. He and the House might care to know that, as Ros Altmann, she was a very effective advocate on pensions issues when I was the Work and Pensions Secretary, and when we were arguing that the pension protection fund we had introduced should not be applied retrospectively, as she wished, I said it was impossible. Ros said to me, “That word doesn’t—”

[Mr Deputy Speaker (Mr Lindsay Hoyle)]

Order, Mr Johnson; come on, you are in the next debate as well. In the interests of fairness, we have a very tight time limit and must have short interventions so nobody drops off the list—and I know you would not want to do that to anybody.

[Mr Howarth]

Thank you, Mr Deputy Speaker. My right hon. Friend brings a wealth of experience and understanding of this subject to the contribution he has just made and I am very grateful for it, lengthy though it may have been.

If I can continue with the quote I was midway through from my constituent, she goes on to say:

“This requirement has now been reduced to 30 years. To be faced with an overpayment in the old pension requirements of 10 years contributions which I am no longer eligible for and to have a shortfall of 6 years in the new pension requirements is beyond belief.”

I want to conclude by quoting my constituent again. Her comments illustrate why the WASPI campaign is so reasonable. She says:

“I understand that the equalisation of state pensions had to be addressed but I object to the unfair way that this was handled creating more issues of inequality in the process. Future generations will be given 10 years notice on age changes whereas I and many like me were not. I am requesting that transitional protection/arrangements be provided for the 1950s women affected by these changes.”

Of course all Governments have to consider the financial situation, make proper arrangements and understand the economic difficulties that they face, but this is a basic question of inequality and unfairness.

[Marie Rimmer (St Helens South and Whiston) (Lab)]

Will my right hon. Friend give way?

[Mr Howarth]

I cannot give way again.

This matter has to be addressed, and I hope that the Minister will understand the strength of feeling that exists not only among those out there who are affected but in this House. We feel that this is an injustice, and all injustices have to be put right, as this one should be.