Leasehold Reform

Fiona Bruce Excerpts
Thursday 11th July 2019

(5 years, 5 months ago)

Commons Chamber
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Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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More than two years ago, I asked Ministers what they were going to do to help existing leaseholders in my constituency who are trapped in their homes. I am still waiting for a satisfactory answer. I support the comments from colleagues: the only way we can see these people satisfactorily helped is if the Government bring forward legislation to deal with issues such as the doubling of ground rents, high permission fees and exorbitant charges to pay for the freehold.

The Government have talked about supporting those who buy in future, but we need help now for our constituents who have already bought and who are trapped. In fact, as one of them said to me, the fact that buyers are now being offered much better terms by developers, often on the same developments, has exacerbated their problems and left them in difficulties. They simply will not be able to sell their homes.

I have been given permission by Alison and David Rowlands of Sandbach to cite their experience. It is just one of many examples in my constituency, where there is a high level of house building. They say that their situation has been truly damaging to health, family life and finances. They bought their home from Taylor Wimpey in July 2011. In December 2013, they received a letter from Taylor Wimpey informing them that the freehold had been transferred. Never at the point of purchase were they told that this was something that would happen. The house is on a leasehold agreement. The terms state that the ground rent doubles every 10 years, starting at £289. That was explained to them by their solicitor, but as they expected to buy the freehold within the first couple of years or so of their ownership, they were not too concerned. However, the solicitor presumably did not know, and certainly failed to inform them, that the freehold would be sold on to a third-party investment company, which would then completely alter the estimated purchase price of the freehold that they were told about when they bought in 2011. When they bought in 2011, they were advised that it would be in the region of £5,000. After purchase by the third-party private investment company, they were told that it would be in excess of £30,000.

The alternative for the couple—they have calculated this—is to continue paying ground rent charges throughout their lifetime. We must remember that they are in a property in which they are now trapped; they cannot move out because the terms on which other similar properties nearby are being sold are so much more preferential. They have calculated that, during their lifetime, they will pay £185,850 in ground rent charges—almost the price that they had to pay for their house. Indeed, the total sum of ground rent on the property that they bought for £229,995 on a 250-year lease will be £1,837,850—the equivalent of buying their house eight times over. They say that they feel victimised and vulnerable, and, of course, they are not alone in this situation. Government need to act as a matter of justice to help these people.

Government have acted effectively retrospectively with regard to a number of individuals in my constituency who have bought properties to rent out. They bought on the basis that the mortgage interest that they would be paying would have tax relief. The Government are effectively changing that, and, as far as they are concerned, changing it retrospectively. How much more the Government need to look to help these people who are not investors—this is their home and this is the situation in which they are now trapped. As I have said, I have met Mr and Mrs Rowlands on a number of occasions. They are very genuine people—a young family seeking to settle their situation in life and become secure—and yet there they are living in their home and, as they say, feeling victimised and vulnerable. As far as Mrs Rowlands is concerned, this has had a very serious detrimental effect on her health.

Oral Answers to Questions

Fiona Bruce Excerpts
Monday 8th April 2019

(5 years, 8 months ago)

Commons Chamber
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Rishi Sunak Portrait Rishi Sunak
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When we talk about vulnerable children, it is important that all councils take the precautions that are required. Of course I will listen very carefully to the findings of that Ofsted report. The Department for Education has recently made available £80 million in innovation funding. All councils can avail themselves of it to improve their practice and ensure that vulnerable children everywhere get the support and care they require.

Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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Will Ministers support vulnerable children through to adulthood by enabling them to access integrated services through the roll-out of family hubs?

Rishi Sunak Portrait Rishi Sunak
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I thank my hon. Friend for raising that issue. We all recognise the value of strong families, and she champions that cause especially well. I welcome the development of family hubs. I am pleased to tell her that our troubled families programme specifically enables a family-centric approach to supporting those in need. That often involves the use of family hubs, which we encourage.

Stronger Towns Fund

Fiona Bruce Excerpts
Monday 4th March 2019

(5 years, 9 months ago)

Commons Chamber
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James Brokenshire Portrait James Brokenshire
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I am sure that the hon. Gentleman will be able to ask others about the situation in Northern Ireland. We will ensure, in coming back to the House, that Members of the House are informed about additional funding for Scotland and Wales, and equally, we will communicate that to the devolved Governments.

Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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I welcome the fact that over half of the first £1 billion of stronger towns funding will come to the north, but will the Secretary of State please consider how small towns such as Middlewich, Sandbach and Alsager in my constituency could bid directly for funding, not just through the filter of a large principal authority or a LEP, because only then will local townspeople really have confidence that their grassroots needs will be considered by the funding decision makers?

James Brokenshire Portrait James Brokenshire
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We are reflecting on precisely that point in terms of the separate elements of the fund—the £600 million—and the prospectus that we will produce to ensure that areas are able to make those sorts of bids. Recognising the challenges of different towns and areas and being able to feel the sense of opportunity is why we have sought to break the fund down in the way that we have.

Antisemitism in Modern Society

Fiona Bruce Excerpts
Wednesday 20th February 2019

(5 years, 10 months ago)

Commons Chamber
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Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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I am sure that I represent all Members of this House in saying that the Jewish community is and has been a real blessing to our nation throughout its history; both inside and outside this House, Jewish individuals have contributed in extraordinary ways to the culture and prosperity we all share. We should take this opportunity to honour and thank their community for the contribution they make to our common good. In recognising and celebrating the Jewish community, we should condemn unequivocally all antisemitic behaviour suffered by our Jewish brothers and sisters. One antisemite is one too many, and there is much work to be done to tackle this.

Today, I wish to focus on the responses to the problem. An effective response will flow partly from the following two principles. First, we must do all we can through education to understand and accept our differences, and in this context our religious differences in particular. Although respect for freedom of religion and belief should not give special privileges to the religious, it should allow believers like our Jewish brothers and sisters the maximum possible freedom to live out and profess publicly who they are and what they believe. Secondly, we must re-emphasise the things that bind us all together, whatever our background or beliefs, and first and foremost that means our innate value as individual human beings—our shared humanity.

Before I touch on those principles in a little more detail, let me just say that true tolerance cannot just be of religions or practices with which we agree; it must also be of those who may be quite different from ourselves. Neither is true tolerance best fostered by state-established measures of what is good for all; rather, it is fostered by enabling those who are different to exist freely and together with those differences. One way to promote that is to facilitate better religious education in schools.

As chair of the all-party group on religious education, I am aware of the number of highly dedicated RE teachers throughout the country, yet as our report “Improving Religious Literacy: A Contribution to the Debate” highlighted, over recent years RE has not been given the priority or resources that it should have had in many schools. I am pleased that Education Ministers are now seeking to address this, because for many children today RE serves as the main or sole space in which they encounter and discuss different religious beliefs, values and meaning.

Poor-quality RE can have a lasting detrimental effect on the extent of children’s ability to understand and engage with those of different faiths. In turn, that can affect their ability throughout life to engage intelligently and positively in an increasingly diverse society. A submission to the all-party group from the University of Chester department of theology and religious studies said:

“Religious literacy enables willingness and ability to live with religious and cultural tensions and with conflicting beliefs and practices. It supports social cohesion by providing spaces where different views can be aired, listened to and engaged with without the pressure to conform to an overall perspective.”

Jim Shannon Portrait Jim Shannon (Strangford) (DUP)
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I have been moved by the speeches we have heard, and particularly by the hon. Lady now. Does she agree that we need the three themes of love, tolerance and respect of everyone in society? That is what this debate is about and we should all practise those themes in our own lives, and those outside this place should do the same.

Fiona Bruce Portrait Fiona Bruce
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The hon. Gentleman hits the mark absolutely.

Good religious education will help to promote community cohesion, which is critical as the shape of our communities changes. I am pleased that the Secretary of State for Education appreciates that, too. He noted recently:

“It is mandatory for all state funded schools to teach RE and it is important that they do this well. Good quality religious education not only helps schools meet their legal duty to promote children and young people’s spiritual and moral development. It also gives them knowledge of the values and traditions of Britain and other countries, and so fosters mutual respect and tolerance of those with different faiths and beliefs.”

Lord Alton said in the other place:

“Religious literacy and understanding of faith and no faith, the honouring of difference, the determination to understand one another and to reconsider bigotry, prejudice and caricatures, must surely be at the heart of how we form tomorrow’s citizens.”—[Official Report, House of Lords, 17 December 2018; Vol. 794, c. GC158.]

We can promote true tolerance by reasserting the rights and respect owed to each person simply by virtue of their humanity. These rights, as intended in the universal declaration of human rights, assume that we all have equality by virtue of our humanity.

John Hayes Portrait Sir John Hayes (South Holland and The Deepings) (Con)
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Before my hon. Friend moves on further from religious education, I should say that on the basis of what she has described, perhaps it is time for new guidance from the Department for Education, along exactly the lines she has described, to reinforce the importance of religious education and to firm it up and make it more substantial.

John Bercow Portrait Mr Speaker
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The hon. Lady has three more minutes, but I gently suggest that she is not obliged to use them.

Fiona Bruce Portrait Fiona Bruce
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I will endeavour not to, Mr Speaker.

I was speaking about the importance of our individual humanity, which we should respect before any differences in intelligence, strength, religion, ability or political views. We should understand that each of us is individually and uniquely created, and that no insignificant person has ever or will ever be born. It is this vision of dignity in our shared humanity that was lost during the holocaust.

My favourite teacher at school—I know we all had one—was a German who had, with her father, helped Jewish children escape from the Nazis. They then had to escape themselves. She taught me German, but she also taught me something far more important than that. She taught me that no ideology should take precedence over respect for an individual as a human being and as a person.

I note that we subtly enable persecution every time we promote the use of language that often accompanies identity politics. Our political opponents are not necessarily wicked. They are certainly not scum. They are due a respectable ear and proper dialogue. Those who differ from us, whether in their political or religious views, or in their ethnicity, are first and foremost our brothers and sisters in humanity. I know that our Jewish brothers and sisters teach and promote these principles. As a society, let us stand alongside them and do all we can to enable them to flourish in their unique identity and beliefs.

Holocaust Memorial Day

Fiona Bruce Excerpts
Thursday 24th January 2019

(5 years, 10 months ago)

Commons Chamber
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Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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Today we rightly remember the victims of the holocaust. As many colleagues have said in several moving speeches, mourning is not enough to honour their memory. Holocaust Memorial Day should serve to re-energise our efforts to address mass atrocities whenever and wherever they occur, and to challenge us to do all we can to prevent future genocides from occurring.

Has the international community done enough in this regard in the last 70 years? Sadly, it has done nothing like enough. The UN convention on the prevention and punishment of the crime of genocide had its 70th anniversary on 9 December 2018. It is the first international document to define the crime of genocide and to impose obligations on states to prevent and punish it. The crime is defined as the crime above all crimes and as

“acts committed with intent to destroy, in whole or in part, a national, ethnical, racial or religious group”.

But, tragically, the last 70 years have been an era of genocidal crimes: Cambodia, Rwanda, Bosnia, Darfur in Sudan, Syria, Iraq and more recently Burma—and even today there are fears of this in Nigeria.

We should ask ourselves what has gone wrong when after each fresh atrocity we say, “Never again.” Why have we not, both here in the UK and in the international community, worked harder to implement an effective atrocity prevention strategy, rather than simply hoping that genocides will not cyclically reoccur?

Over recent years we have missed too many early signs of mass atrocities—too many red flags. These red flags are of the type that my right hon. Friend the Member for Preseli Pembrokeshire (Stephen Crabb) talked about with regard to Rwanda—the encouraging of children in Rwanda to call those of another group “cockroaches.” There were also red flags in Syria. In 2014 Daesh was committing mass atrocities in Syria and Iraq, but that was not the beginning; it is now clear that the persecution of Christians in Iraq probably began a decade earlier, and it was recorded in UNHCR documents. Similarly, the genocidal campaign in Burma against the Rohingya Muslims was the culmination of clear and consistent ethnic and religious persecution over many years before it began to be recognised in 2016.

The failure to recognise these red flags has meant we have consistently failed to call genocides by their name. Following the self-declared genocidal actions of Daesh in 2014 to 2017, UN convention signatories have failed still to declare it a genocide, have failed to collect court-worthy evidence of atrocities, and have failed to prosecute perpetrators. That is despite many Parliaments, including this House of Commons, recognising those events as a clear and obvious genocide. We voted by 278 votes to nil about two years ago to recognise that. Unfortunately, our Government have consistently relied on their long-standing policy of leaving the question of genocide determination for international judicial systems, but that is not good enough, because there is not an effective international judicial system to consider these situations.

I suggest that, in order to address that, we look again at the Genocide Determination Bill, which Lord Alton introduced in the Lords and which I have introduced in the Commons during this Session. It aims to give the power to the High Court to make a preliminary finding on cases of alleged genocide, and to enable the subsequent referral of such findings to the International Criminal Court or a special United Nations tribunal. Without such a mechanism, and in the continuing absence of Government referrals, I fear that we will continue to see no prosecutions for UK nationals committing genocide.

There are some signs of hope, however. The Foreign Secretary’s recently announced independent review of the global persecution of Christians has been warmly welcomed, and Lord Alton’s call for an ad hoc inquiry in the House of Lords into the fulfilment of the UK’s obligations flowing from the UN convention is encouraging. Lastly, the UK-Iraqi UN Security Council resolution 2379 has provided a welcome, if overdue, beginning for evidence collection and the potential prosecution of Daesh crimes.

Oral Answers to Questions

Fiona Bruce Excerpts
Monday 5th November 2018

(6 years, 1 month ago)

Commons Chamber
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James Brokenshire Portrait James Brokenshire
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I absolutely recognise and commend what the hon. Gentleman said on how collectively we challenge antisemitism and stand up for the values of this country. I pay tribute to him for the personal contribution that he has made on this issue, and equally, I reflect on the statue of Frank Foley, which the hon. Gentleman was instrumental in bringing into effect. It recognises Frank Foley’s contribution in saving the lives of thousands of Jews fleeing from persecution in Germany, and we must never forget the contribution that he and others have made.

Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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Many of my constituents are suffering from severe stress following the purchase of their homes on unfair leasehold terms. Does the Minister agree that tackling leasehold abuse is a matter of urgency, and will she comment on a timetable for action?

Heather Wheeler Portrait Mrs Wheeler
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I thank my hon. Friend for her question. The Government are very clear that unjust leasehold practices must come to an end. We have committed to banning new leasehold houses and restricting ground rents on future leases to a peppercorn. We launched our consultation on the details of these proposals on 15 October. I agree that this is an urgent matter, having read many of the stories of leaseholders facing high or doubling ground rents or struggling to sell their homes, especially in my hon. Friend’s part of the north-west. We will bring forward legislation as soon as parliamentary time allows.

Oral Answers to Questions

Fiona Bruce Excerpts
Monday 23rd July 2018

(6 years, 4 months ago)

Commons Chamber
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James Brokenshire Portrait James Brokenshire
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The Government intend to consult on strengthening building regulations’ energy efficiency requirements where it is cost-effective, affordable, safe and practical to do so. We do not provide energy efficiency grants. Developers should bear the costs, which is why we need to ensure that the proposals are cost-effective and do not compromise housing viability.

Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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Would Ministers look into the considerable length of time nationally-set local government officer disciplinary procedures are taking, so that they can be reviewed and fairness can be appropriately balanced with the cost to local council tax payers?

James Brokenshire Portrait James Brokenshire
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I recognise my hon. Friend’s point and I will certainly look into these matters. I could write to her with some of the details, if that would be helpful.

Oral Answers to Questions

Fiona Bruce Excerpts
Monday 18th June 2018

(6 years, 6 months ago)

Commons Chamber
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Nigel Adams Portrait The Parliamentary Under-Secretary of State for Housing, Communities and Local Government (Nigel Adams)
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As the hon. Lady will know, the Government have been consulting on that very issue. We are absolutely committed to reducing homelessness, and we will be able to provide further information in due course.

Fiona Bruce Portrait Fiona Bruce (Congleton) (Con)
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T9. Will the Minister provide an update on the Housing First pilots?