Criminal Injuries Compensation Scheme

Crispin Blunt Excerpts

Wednesday 7th November 2012 Commons Chamber

[Sadiq Khan]

I thank my hon. Friend for that one example of the “blameless victims”—the language in the legislation—who will no longer be eligible for any compensation.

[Mr Crispin Blunt (Reigate) (Con)]

The right hon. Gentleman began by referring to basic principles. Surely it is a basic principle that ideally it should be the offender who pays compensation to the victim, not the state? I am looking forward with some interest to the saving suggestions that he mentioned.

[Sadiq Khan]

There are many words that I would use to describe the former Justice Minister, but “ignorant” is not one of them. He will know that people are eligible for this compensation only if the offender cannot pay the compensation because he has not been found or has no insurance. I will come to that point shortly, and the hon. Gentleman will be able to rectify the error in what he has just said.

The compensation cut will cover injuries such as significant facial scarring, punctured lungs, permanent brain injuries affecting balance and fractured joints that lead to continual significant disability. Those are not minor scrapes, as the Government Front Bench would have us think—far from it. Some 60% of the victims of the 7/7 attacks who received compensation would be subject to these reductions. Only 9% of them would have their compensation protected under these plans. Government Members know this. Indeed, at the delegated legislation Committee that initially discussed the changes, the right hon. Member for Wokingham, who deserves credit for being part of the Cabinet that put this scheme on a statutory footing, said:

“I have never been shy about saying that I would like us as a Government to spend less overall, but I have never once thought that it had to be done by cutting something so sensitive or giving a worse deal to the disabled, the poor or the most vulnerable. I hope that the Government will think again.”

He also said:

“I want Members to understand that the last place I would look for savings would be benefits and payments to the vulnerable, injured and incapacitated—indeed, I would not look there at all. If anything, we should be more generous. I did not come into Parliament to see those things cut.”—[Official Report, First Delegated Legislation Committee, 10 September 2012; c. 19-22.]

To be fair to the right hon. Gentleman, I should say that he also suggested where savings could be made in the administrative costs of the scheme—as one would expect from him.

What about the hon. Member for Ealing Central and Acton (Angie Bray)? She said that

“rowing back on compensation for postal workers seems strange”.—[Official Report, First Delegated Legislation Committee, 10 September 2012; c. 5.]

If the hon. Member for Cardiff North (Jonathan Evans) will forgive me, I will not read his entire speech, but, with his permission and the indulgence of House, I will read two paragraphs:

“The aspect of the greatest concern to me is dog attacks, certainly upon postal workers but particularly upon children. I will mention just one case, which relates to a Labour councillor in my constituency, Councillor Dilwar Ali—the hon. Member for Llanelli probably knows him, as he is very active in Welsh political circles. His young son was the victim of an horrific dog attack that has been the subject of widespread press and television attention. Reconstructive surgery was needed on this poor young child’s face. The person in charge of the dog did not set the dog on the child but failed to exercise any sort of control over it, and he was subsequently sent to prison. He will therefore not be in a position”—

the hon. Member for Reigate (Mr Blunt) may want to listen to this—

“to be sued in the civil courts. Criminal injuries compensation is the only resource available to that child. I say to my hon. Friend the Minister that I do not want to be asked to vote today in favour of a change that says to that child, ‘From now on, because of the difficulties of the deficit, you’re not going to get any compensation.’”

The hon. Member for Cardiff North went on to say to his Front Bench:

“I have the greatest respect for my hon. Friend, and I congratulate her on her appointment, but she has just assumed the post and this is an inheritance—some would say a hospital pass—from her predecessors in the Department. I ask her and the Secretary of State to reconsider the proposal and examine the points made in this debate.”—[Official Report, First Delegated Legislation Committee, 10 September 2012; c. 19.]

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[Sadiq Khan]

To be fair to the Government, I will assume that this is an unintended consequence of their obsession with cutting budgets without considering the consequences of legislation on blameless victims. We will hear shortly from the Minister, who will have to respond to my hon. Friend’s important example. We all have examples from our own constituencies of where blameless victims will suffer as a consequence.

Conservative and Liberal Democrat MPs were also told in the letter that the scheme was financially unsustainable, but the Government’s own figures in their impact assessment do not back that up. The average cost of the scheme over the past four years has been £192 million—this out of a departmental budget of more than £8 billion. We also hear that the scheme is too generous and that the taxpayer can no longer afford it. Well, the tariff payments were not generous in 1996, when they were first introduced, and there has only been one 10% increase in the intervening 16 years, even though inflation has reached almost 50%. It is also worth remembering that, in 2010, 79% of all compensation paid out was for awards below £5,000. Nor is it right to accuse the scheme of being poorly policed. In 2009-10, only 57% of applicants received any compensation. Ineligible applicants are weeded out.

The Government also claim that the scheme is not needed, because people can get compensation elsewhere —we heard that said by the former Justice Minister—but that is also wrong. The scheme only makes awards to those who cannot receive compensation from any other source—for instance, if no assailant has been apprehended or claims on insurance are not possible. Also, we should not believe the propaganda claim—I am not sure whether you received the letter, Mr Deputy Speaker—that the scheme is collapsing under the weight of ever-growing numbers of applications. The data are clear: over the past 10 years, the number of eligible applications has remained broadly stable, at about 38,000 to 39,000 a year. Nor is it right when Ministers claim that this is about refocusing resources on the most serious injuries. There is no refocusing. This is a plain and simple cut.

[Mr Blunt]

The right hon. Gentleman’s speech is devoid of context—the £750 million of debt associated with the scheme, the three-year backlog of payments and insufficient money to fund it. That context would have been helpful, but I am sure that the Minister will provide it. At the end of the process, however, the Government and offenders will be spending more money on victims of crime than when we started. That is the right place to be. More money will be being spent on victims at the end of this process. The right hon. Gentleman needs to put the scheme in the wider context of the Government’s victims policy.

[Sadiq Khan]

I can understand why the hon. Gentleman is so emotional about his legacy, which I will come to shortly. More money will not go to victims as a consequence of the Government’s plans. More money will be wasted on commissioning services for victims around the country, but more money will not go to victims.

The £50 million cut arising from the draft scheme is not being added to compensation for the most serious injuries. Not a single award is increasing. Even the hon. Member for Westmorland and Lonsdale (Tim Farron)—the president of the Liberal Democrats, who is not in his place—who sat on the most recent Delegated Legislation Committee, repeated the myth. He is wrong. He said:

“Many of us feel that it is fair to redistribute money within the pot to the victims of crime with the most serious injuries,”

so that most of it goes to those

“who have suffered the most incapacitating injuries with the longest lasting impact.”—[Official Report, Seventh Delegated Legislation Committee, 1 November 2012; c. 19.]

That is another example of somebody being misled by the myths from the Front Bench.

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[Mr Crispin Blunt (Reigate) (Con)]

The speech we just heard from the right hon. Member for Oxford East (Mr Smith) in many ways mirrored the shadow Secretary of State’s rather narrow speech and failed to look at the context in which the Government have had to assess the scheme. As I was the junior Minister responsible at the time, I can explain the problems we were presented with. The scheme was £750 million in debt and it was taking years to get people paid properly.

The right hon. Member for Oxford East referred to some of the payments that have been made to address the backlog. Those payments could be made because other savings were found in the Ministry of Justice, under the excellent director of finance, Ann Beasley—one of the ways we can spend money quickly within the departmental budget is to take any left at year-end and put it into the criminal injuries compensation scheme to address the backlog. That was a priority because victims of crime are a priority for this Government.

We were faced with a situation in which the scheme was massively in debt, payments were horrendously late and, as the right hon. Member for Oxford East might have spotted, there was no money. The Ministry of Justice is trying to cut its budget by £2 billion a year over the course of the comprehensive spending review period. I noted the shadow Secretary of State’s opening comments about wanting to work with Ministers to help to look for savings, which he agreed have to be made. I listened, but I am afraid that I heard not a single suggestion for where other savings might be made in order to deal with the backlog.

The challenge for Ministers was to put the scheme into financial order, which meant taking some difficult decisions, and that, of course, is what we did. We had meeting after meeting to look at the bands, reductions that could be made and different ways of assessing it. That received the highest attention, including from the Prime Minister, who took an interest in it, because it is extremely important to get it right. But we are faced with the fact that savings have to be made, so the scheme proposed here is the one that has come forward. Of course uncomfortable decisions have to be made, as the right hon. Member for Oxford East acknowledged, but it is a pity that the Opposition never try to suggest what those difficult decisions should be or explain what they would do.

[Sadiq Khan]

Does the hon. Gentleman now accept that his Front Benchers are wrong to give the impression that the reason for the cuts is that they want to provide services for victims, because he has been honest and said that the reason for the cuts is that they want to make cuts?

[Mr Blunt]

The right hon. Gentleman is right: cuts have to be made to the departmental budget that we inherited and the scheme was, to all intents and purposes, bankrupt. That had to be addressed properly and in a hurry. Savings had to be made throughout the rest of the Department, so it was extremely difficult to include compensating expenditure in the scheme in order to rescue it.

The Government’s proposals will put the scheme in sensible order. As my right hon. Friend the Minister for Policing and Criminal Justice has outlined—as did the new Under-Secretary of State for Justice, my hon. Friend the Member for Maidstone and The Weald (Mrs Grant) during the two Statutory Instrument Committees—they will get rid of bands 1 to 5 and make sure that victims of sexual crime and the most serious crimes are protected.

We then looked at the whole context of what we ought to do about victims of crime. Frankly, I am proud to say that we pushed to examine how we could stretch the victim surcharge so that we could get offenders to contribute to victims’ services. Under the proposals made, not in the statutory instrument, but in parallel with it, at least an extra £50 million will be raised from criminals for victims. Surely it is a basic principle that offenders should fund victims’ services and, indeed, compensation, which is an issue to which the shadow Secretary of State alluded, and which I will come on to later.

[Karl Turner (Kingston upon Hull East) (Lab)]

The hon. Gentleman said during an exchange with my right hon. Friend the shadow Secretary of State that more money is going to victims’ services, but is it not true that the powers and discretion will be devolved to police and crime commissioners, and that that money will not be ring-fenced?

[Mr Blunt]

Police and crime commissioners will be accountable to their local electorates, as we will find out on 15 November, and they will get the victims’ services budget for all of the services that are not best dealt with at the national level, such as rape and murder.

[Karl Turner]

That is a yes, then.

[Mr Blunt]

Of course—that is what happens when we do not ring-fence. I would have thought that that was straightforward. It is about local accountability. The PCCs will get a much enhanced budget in order to provide services for victims of crime, and that is an extremely healthy place to be. That is only part of the story. In addition, we are raising £50 million from offenders for victims’ services.

[Mr Andrew Smith]

Will the hon. Gentleman give way?

[Mr Blunt]

Let me first put this in the proper context, if I may.

That is the first part. Under this Administration, victims of crime will receive at least the same amount of fiscal compensation or services as they do at present. The hon. Member for Kingston upon Hull East (Karl Turner) and I sat on the Legal Aid, Sentencing and Punishment of Offenders Bill Committee together, and he will remember that we changed the requirement and duty on sentences, so that the first thing that must now be considered is the duty to impose a requirement of compensation on offenders.

I may also be able to answer the shadow Secretary of State’s argument that there is no way of doing that because some offenders are sent straight to prison and do not have any means. Some of the more serious changes mean that they will have means. If they do not have a job or income, they are likely to be in receipt of benefits and pensions for a very long time. The Government have announced a change that will allow an attachment against benefits not of £5 a week, but of £25 a week, which will lead to serious numbers and compensation, even if some offenders will have to pay it over a significant period. That money can be taken off them and paid out at the same kinds of levels as those under bands 1 to 5, which the scheme will get rid off.

[Mr Smith]

I am grateful to the hon. Gentleman for giving way. Given his role in developing the proposals, will he tell the House how the figure of £50 million was settled on? We all want to get more money from offenders and it is notoriously difficult to do so. If the actual money that comes in ends up being less than that, will the Government top it up to £50 million, and, if the scheme brings in more than £50 million, will the extra money go to victims?

[Mr Blunt]

I am no longer responsible for policy, so the right hon. Gentleman will have to ask my colleagues on the Front Bench about what will happen in future. [Interruption.] I am of course the architect of the policy, and I can say what I would have done. We looked at what were reasonable levels of victim surcharge to place on the whole range of offences, including road traffic offences, and the sentences, including community sentences, that followed. Those additional levies amounted to £40 million to £60 million; that was the first estimate we received. I am reasonably confident that the figure will exceed £50 million.

However, that is not the whole story. The Minister mentioned the earnings from the Prisoners’ Earnings Act 1996, which is producing £800,000 this year. We are beginning a very substantial programme of work in prisons that is designed to create an income from having prisoners working in some form of commercial way. The businesses involved will not be paying the prisoners the minimum wage. If my concept is continued by my colleagues who are now in charge of these matters, prisoners will continue to get their prisoner allowance but they will also be working in businesses. Any money that they might earn towards their own future rehabilitation should then be matched by money that goes into victims’ services. If work in prisons can be got to scale, this can amount to a substantial amount of resources, with direct compensation going from offenders, as it should, to services for victims of crime.

[Michael Connarty]

rose—

[Mr Blunt]

I have already spoken for 10 minutes and I do not want to prevent other right hon. and hon. Members from getting in.

The shadow Secretary of State presented this proposal shorn of any context. Of course the statutory instrument is problematic, because we are having to make difficult decisions in order to address the Department’s budget. We had to sort out a scheme that was £750 million in debt on a turnover of £200 million a year. At the same time, we have managed, with rather more imaginative thinking on victim surcharge, duties on compensation and attachment against benefits—we are raising that fivefold—to begin to create a system in which meaningful compensation will go from offenders to victims. That comes within a culture of restorative justice that this Government are implementing. All this will significantly improve the position of victims, hold offenders responsible, and reduce the burden on the taxpayer. Frankly, I cannot understand why the whole concept should not commend itself to all Members of this House.

[Michael Connarty]

The hon. Gentleman is being very candid and straightforward in trying to justify this; the Minister failed to do so. The logic of taking from people who have committed crime money that goes to the victims can probably be supported by everyone in the House. However, if some of that money is taken and put into victim services at the same time as reducing levels of, and access to, compensation for many people, victims will be paying for their own services out of what should be their compensation. The Government should provide the services while the perpetrators provide the compensation.

[Mr Blunt]

Let us be quite clear: tough decisions have to be taken, as the right hon. Member for Oxford East—[Interruption.]

[Madam Deputy Speaker (Dawn Primarolo)]

Order. Mr Khan, I have already said that there will not be shouting from the Front Bench. Believe it or not, that applies to you as well. Please stop it.

[Mr Blunt]

Thank you, Madam Deputy Speaker. Bless him—three times he said I was being emotional and then we have these interventions.

Difficult decisions have to be made, and obviously changing the scheme in this way involves such decisions. However, in the context of our whole wider victims policy, we have made matters, and are making matters, very much better for victims and tougher for offenders, whom we are going to hold properly to account. We are putting in place the mechanisms by which those offenders can pay compensation to victims of crimes in cases where they have not done before. I thoroughly commend the statutory instrument to the House, not least because much of it was my idea.

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[Katy Clark (North Ayrshire and Arran) (Lab)]

It is interesting to follow the hon. Member for Enfield, Southgate (Mr Burrowes), because it is clear that he does have an understanding of the historical background of the scheme. However, yet again, he has chosen to conflate the figures for the Criminal Injuries Compensation Authority, which was introduced in 1998, with the Criminal Injuries Compensation Board, the previous scheme, which was introduced by previous Governments. I attended both delegated legislation Committees on this matter, and I am here today. I have listened carefully to the financial arguments that have been put forward by those representing the Government.

It is clear that the finances of the Criminal Injuries Compensation Authority are stable—it costs just under £200 million a year. In trying to justify the proposed change—the draft scheme has still not been put before all MPs—Government Members have used historical figures from the Criminal Injuries Compensation Board, which ran the previous scheme. However, the CICB awarded far higher levels of compensation because it calculated compensation in a similar manner to civil cases. Instead of the tariff system used by the CICA, it attempted to work out the losses to the victim.

[Mr Blunt]

Whatever merit there is in the hon. Lady’s argument—I do not accept it, because I would run the two schemes together to assess the MOJ budget—she has to suggest where the money should come from if she wants to continue the scheme in the way she proposes and pay off the backlog in the previous scheme.

[Katy Clark]

I would suggest introducing progressive taxation, but perhaps we can have that debate on another occasion. We have this valuable opportunity to debate the changes that the Government have been trying to sneak through, and I will not be pushed in another direction, because we need proper scrutiny.

A number of CICB cases have been dealt with recently, which has led to additional funds being paid out, as the former Minister, the hon. Member for Reigate (Mr Blunt), is well aware. The reason for that is partly the policy under the criminal injuries compensation scheme to delay payment in many types of cases, particularly those relating to children, such as shaken-baby cases, and other cases in which people have suffered injury. The authority’s policy is to wait and see how the person recovers and what the long-term implications of the damage are.

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[Robert Flello (Stoke-on-Trent South) (Lab)]

Throughout the debate, we have heard a catalogue of problems and failures in respect of the scheme, as well as some cases of terrible suffering. We have heard the Minister state how important victims are to the new Justice Ministers, and we have heard about a back-of-the-envelope hardship fund that will help perhaps 1,000 innocent victims, instead of the tens of thousands of blameless victims who are being denied financial support by the cuts these same Justice Ministers are forcing through.

Very few Conservative and no Liberal Democrat Back Benchers have spoken in defence of these cuts. The architect of the scheme, the former Minister, the hon. Member for Reigate (Mr Blunt), told us that the real reason for what is happening is to make cuts, rather than to help to support victims or provide more resources. He has told us the truth today. We also heard from a Department for Environment, Food and Rural Affairs Parliamentary Private Secretary, the hon. Member for Enfield, Southgate (Mr Burrowes), and a single, solitary Tory Back Bencher. Conversely, from the Labour Benches we heard from my right hon. Friend the Member for Oxford East (Mr Smith) and my hon. Friends the Members for Kingston upon Hull East (Karl Turner), for North Ayrshire and Arran (Katy Clark), for Edinburgh East (Sheila Gilmore), for Hayes and Harlington (John McDonnell) and for Kilmarnock and Loudoun (Cathy Jamieson).

We have heard plenty of contributions about the real impact of these cuts, so let me explain simply to the House what Justice Ministers are proposing. Let us suppose a thug mugs the little old lady who lives on our street. If the thug breaks her finger, her jaw or her ribs, or puts out a cigarette on her, or if she suffers impairment to her speech from the callous battering the thug metes out—or if she endures all of those—under this scheme she will be entitled to zero criminal injuries compensation. Is that really what Government Members came into politics to do?

What happens to the have-a-go hero Dad who races out of his home to protect his son from being beaten up—or worse—by the local louts but instead finds himself on the receiving end? He may be stabbed in the ensuing scuffle and be rushed to hospital, where dedicated NHS staff save his life. When he applies for financial compensation to cover the lost wages while he has been off work, he will find that, because he has been made redundant a few times during the past three years and has had a few weeks out of work while seeking a new job, he will receive no compensation for loss of earnings from the scheme. Is that what Government Members came into this House to do?

I recall the Justice Secretary talking about the young soldier beaten up by hoodlums. What happens to serving soldier Mr Kent who suffered a fractured jaw with a single punch from a yob after a disturbance last year in York and required repeated hospital surgery? Under the Justice Secretary’s new scheme, Mr Kent would be entitled to zero financial recompense following the mindless attack he suffered—so much for the Justice Secretary’s concerns about our soldiers. Surely Government Members must be starting to realise that what Justice Ministers are doing is wrong.

What happens to the young child savaged by a neighbour’s dog? Children under the age of 10 are more likely than any other age group to suffer severe injuries after being attacked and to require plastic surgery. What happens to six-year-old Rebecca who was mauled by a dog while playing near her home in Byker, Newcastle? She was left terrified and pouring with blood. She was rushed to hospital and had surgery for wounds around her eyes, nose, cheek and mouth. Under the new scheme, irrespective of the seriousness of the injuries—even if the victim dies—there is no financial help from the scheme for victims of dog attacks, unless the dog was used deliberately. Perhaps that is what Conservative and Lib Dem Members came into politics to do.

A judge from the Criminal Injuries Compensation Tribunal has commented on the proposals, using phrases such as:

“potentially brutal and will lead to gross injustices.”

Another phrase used was:

“I confidently predict”—

that they will—

“lead to a substantial increase in challenges to decisions and gross unfairness.”

The judge has also called the proposals “astonishingly vague” and said:

“If the government believes it is saving money...it is gravely mistaken.”

Finally, the judge said that the proposals were

“perverse and grossly unfair to victims of crimes of violence.”

That is what an expert has said about the proposed new scheme.

Between the end of the year and the 2015 election, on average, in each constituency, more than 100 seriously injured victims of crime will see their criminal injuries compensation abolished or severely cut if the Government’s proposals are passed. Every MP meets, and is sympathetic to, victims of crime who have suffered. Do Government Members really want to have to explain to more than 100 seriously injured constituents and their families why their desperately needed compensation payment was targeted, as we have heard, by the Government for cuts?

Let me spend a moment dispelling any myths that might have been fostered in the minds of Government Members. We have heard that the scheme is unsustainable and unaffordable—that is untrue. The tariff scheme is sustainable and stable at current budget. The high cost in 2011-12 was for 78 victims from the pre-1996 scheme—so their cases really have to penalise 90% of future victims? The pre-tariff liabilities have been reduced to 35 cases as at 30 Sept 2012, with estimated liabilities under £100 million, and will soon be cleared. Tariff bands 1 to 5 are supposedly there to deal with minor injuries that do not need compensation—that is not the case. They are there for injuries that have a disabling effect for at least six weeks and are therefore not minor. We have heard that money will be focused on the most seriously injured—that is not the case. No victim of crime will receive a penny more from the new scheme. Many of those most seriously injured will lose out the most, because of drastic cuts to compensation for loss of earnings, the exclusion of dog attack victims and the tighter conditions on reporting and co-operating.

We have heard that £50 million will be provided by offenders for victims, but there is no link between offenders contributing more and this scheme. Government Members need to appreciate on what we will vote this evening. Will they vote to defend the defenceless—those blameless victims injured through no fault of their own —or will they vote to wipe out payments on tariffs 1 to 5, to cut loss of earnings payments and to punish children who are subjected to horrific dog attacks?

[Mr Blunt]

The shadow Minister must come back to basics. If he does not support the statutory instrument and wants the full expenditure to continue—I assume that he also wants all the other victims’ money that we are having to find—he will have to suggest what else will go. Otherwise, he will have to do the same as the hon. Member for North Ayrshire and Arran (Katy Clark), who was honest enough to say that taxes will have to go up.

[Robert Flello]

Perhaps the hon. Gentleman could explain why 90% of future victims will have to lose their compensation because of the 35 pre-1996 cases. Is he suggesting—[Interruption.] If the hon. Member for Bexleyheath and Crayford (Mr Evennett) wants me to answer, he should give me a chance to do so rather than heckling from a sedentary position.

The hon. Member for Reigate was the architect of this appalling scheme. He has confessed to the House today that it is about cuts and nothing else. We heard from him about the financial situation, and he asked where the money will come from. It is quite simple. We will work alongside the Government to look at ways to address this—[Interruption.] Will the hon. Gentleman allow me to finish? To put it quite simply, saying to some of the most innocent, blameless and hard-up members of our communities that they must dig into their pockets to pay for this is outrageous. We have heard the hon. Gentleman’s view, so let me return to what Government Members must do.

Before they vote this evening, Government Members must think carefully about whether, in good conscience, they can oppose the motion. If Members, like those on the original Committee, feel that victims of violent crime deserve better and that cutting payments to the vulnerable, injured and incapacitated is wholly unacceptable, they should be brave enough to vote with their conscience. This is a shameful scheme, hellbent on adding financial insult to injury.

We are talking not about figures and statistics but about real people who will be significantly affected by today’s decision—people in our constituencies who are seriously injured and look to us to help them through the criminal injuries compensation scheme. We heard from colleagues on the Opposition Benches that compensation for loss of earnings will be reduced from a maximum of £750 a week to just £85 a week. We heard about Frankie, who was stabbed and robbed, and about the counselling that was needed. We heard about the financial stability of the scheme. We heard about Andy Parish, a postman, and the issue of dog attacks, and we heard that victims of crime will have to find £50 of their own money to obtain medical records. Somebody who has been attacked and been out of work as a result will now have to find £50 even to start the process—incredible. The few Government Members who took part—only one of whom is not part of the payroll or had not formerly been part of the payroll—kept muddling some of the issues.

We heard Members ask where the detail of the hardship fund was. That is a good question. Where is the detail? As my hon. Friend the Member for Edinburgh East said, it all fits into the Tory template: exaggerate costs, mix the issues, use some standard language about floors and targeting and then set up a hardship fund.

In the words of Lord Dilhorne, “Sympathy is not enough.” We will work with the Government, but I urge Members from all parties to reject this appalling scheme and vote for the motion this evening. In doing so, they will send a message to Justice Ministers that paying off the deficits from the pockets of the poorest, most vulnerable and most blameless is not acceptable and not what right hon. and hon. Members came into Parliament to do.