Oral Answers to Questions

Debate between Chris Evans and Harriett Baldwin

Tuesday 27th March 2018 Commons Chamber

[Chris Evans (Islwyn) (Lab/Co-op)]

T5. With the resignation of Jacob Zuma, who is about to go on trial on 6 April, is the Secretary of State confident that the cycles of corruption will now finally begin to be stamped out in South Africa?

[Harriett Baldwin]

The UK Government have welcomed and congratulated the new President, Mr Ramaphosa, and we are looking forward to his visit to the UK next month for the Commonwealth Heads of Government meeting.

Oral Answers to Questions

Debate between Chris Evans and Harriett Baldwin

Monday 23rd October 2017 Commons Chamber

[Harriett Baldwin]

My hon. Friend highlights the importance of the supply chain right across the UK and the fact that, in a relatively landlocked part of the UK, so much work is pouring in from the frigate programme. We announced a £3.7 billion first batch of Type 26 frigates. We will be securing the necessary approvals to carry on negotiations for that contract and we will announce the second batch of five frigates early in the 2020s.

[Chris Evans (Islwyn) (Lab/Co-op)]

14. Despite the challenges facing the UK steel industry, too many of the offshore patrol vessels used by the Royal Navy are being built with foreign steel. Can the Minister assure us that, as part of the national shipbuilding strategy, British steel will be put first when building new vessels?

[Harriett Baldwin]

I am delighted to let the House know that UK steel was represented at the first of the industry days that we held for the Type 31e frigate at the end of September. Its involvement at that very early stage ensures that it has the best chance of winning these competitions.

Bank Branch Closures

Debate between Chris Evans and Harriett Baldwin

Thursday 30th June 2016 Commons Chamber

[Harriett Baldwin]

The hon. Gentleman is right to pay tribute to the wonderful staff up and down the land who staff our bank branches. The older members of our communities really value that interaction. It can be very important in protecting them against some of the online fraud, which, we have to acknowledge, targets older customers.

It is clear from the points raised today, and from the regular discussions I have with Members, that we are all in agreement that bank branches are an important part of the solution when it comes to access to finance for our local communities. It is one of my top priorities as Economic Secretary to ensure that financial services work for everyone and that they are on the side of people who want to work hard, do the right thing and get on in life. Having a good branch network is part of that. The role of banks in society is essential. I am glad that that has been acknowledged today.

In the interests of time, I want to just highlight some of the issues raised in the debate. First, in the past year we have made significant progress on access to banking services by improving access to the basic bank account. Many more banks now offer that. We have also reduced the practice of charging for failed payments, which was unacceptable. The industry has moved forward on that. I pay tribute to the hon. Member for Walthamstow (Stella Creasy). She has not participated in this debate, but she made such an impact in terms of bringing payday lending under the regulation of the FCA and the progress we are making on that. There has been much discussion about the access to banking protocol.

[Chris Evans]

Does the Minister know of my interest in real-time credit scoring? Has she had a chance to look at that?

[Harriett Baldwin]

The hon. Gentleman knows that that is worth a whole Adjournment debate in itself, so I will talk about the access to banking protocol instead.

The protocol means that when a bank decides to close a branch it must think carefully about the consequences of doing so, particularly when it is the last bank in town. We have heard today—this debate is timely—that Professor Russel Griggs has been appointed by the BBA to review how it has been working in its first year. All the points raised by Members will be excellent submissions to that review. I hope he will take the opportunity to meet hon. Members to hear at first-hand the feedback on the independent review of the protocol. I would like practical recommendations to come out of the review on how we can move forward. I think we all recognise there will be an ongoing review by banks on how they can best use their branches.