Climate Change and Flooding

Cat Smith Excerpts

Tuesday 15th December 2015 Commons Chamber

[Sue Hayman]

I thank my right hon. Friend.

The Government have said that they will fund more defences, but the costs for Cumbria alone are estimated to be £500 million, and the solutions are about so much more than building higher and higher walls. The water has to go somewhere, and if we are not careful, we will build flood defences in one place with the result that protecting one area means that another takes the water and is damaged.

We must look at our design of bridges. The bridge in Cockermouth ended up being a dam as it became more and more clogged with debris. We need to look at planning—it has already been said that there is simply too much building on floodplains. I fully endorse the appeal that my predecessor, Lord Campbell-Savours, made last week in the other place for a complete ban on housing development on the West Cumbria flood plain.

I want to end by talking about insurance. Time and again, residents told me that, after the floods of 2009, they were either unable to get household insurance or it was offered with huge excesses—most commonly, £10,000. Now they cannot sell their homes.

[Cat Smith (Lancaster and Fleetwood) (Lab)]

I thank my hon. Friend for making such a powerful speech. Does she share my concern that insurance problems also affect many small local businesses, which are struggling to make ends meet and often cannot afford the premiums?

[Sue Hayman]

I thank my hon. Friend for making that important point. We are concerned in my constituency that, if we do not do something about the problem of insurance, we will end up with abandoned streets that might as well be demolished. In fact, some local residents are so distressed that they have asked whether the Government would consider buying their houses and knocking them down because it would be cheaper and less stressful than building a flood barrier.

What help will the Government give my constituents in this position? They are honest, hard-working, decent people. Many have lost not just the contents of their homes, but their cars, and some have lost their livelihoods.

We were told that Flood Re was the answer after the previous floods, but it has been a fat lot of good to my constituents today. It is late—it is not expected to come in until next year; it is arbitrary and does not cover properties built after 2009, despite houses continuing to be built on floodplains, and it does not cover businesses. When people have insurance, the insurance companies are refusing to pay for resilience measures.

My constituents need help now. They need it quickly. Climate change is here—its effects can be seen in Cumbria. We need a Government who are serious about having a long-term strategy to prevent this from happening again. We need the money and resources to make that happen.

--- Later in debate ---

[Cat Smith (Lancaster and Fleetwood) (Lab)]

I speak as the Member of Parliament for Lancaster and Fleetwood, a constituency that was affected by Storm Desmond and recent flooding. Although we are not in Cumbria, I urge hon. Members to remember that the effects of the flood went beyond those county boundaries.

I pay tribute to the role of The Bay, our local commercial radio station, which continued broadcasting. For many people, it was their only source of communication with the outside world for four days because we lost power. The station managed to get back online despite being flooded and despite power cuts to keep local people informed.

A lot has been said about the effects of the flooding of the city centre in Lancaster, but I want to say something about the impact on the Lune valley, a beautiful part of Lancashire that has a big farming community. I thank Jenny Walmsley, the chair of the Caton-with-Littledale parish council, who helped to introduce me to many more people I did not already know in that area. I welcome the news from the Government today about the support for farmers and look forward to seeing it go online.

The floods in recent weeks are consistent with what we should expect in a warming world. Met Office data show that annual rainfall has increased in the UK since the 1980s. Five out of the six wettest years on record have occurred since the start of the new millennium. That is a warning that I heed.

Businesses in my constituency have been badly affected. I pay tribute to the business people who stepped up and played a role when the water breached and flooded the city centre, including Mark Cutter, the landlord of the Robert Gillow pub. He opened up his pub and allowed people in when they were unable to return across the river after their Saturday nights out because the bridges had been hit by a shipping container. That reminds us of the force of nature. People enjoying the nightlife in Lancaster were stranded in our city centre.

Small businesses are particularly at risk from flooding and 52% of them do not have flood insurance. My fear is that that will increase in my constituency because insurance premiums will certainly increase. The Environment Agency’s long-term investment scenarios recommend an optimum overall investment of around £470 million a year more than is currently being spent. Therefore, the Government need to spend £2.5 billion in the period from 2015 to 2021. That might sound like a lot of money but, frankly, the cost of doing nothing is far greater than the cost of investing in protecting our communities from floods. I have seen first hand for the first time the devastation in the area where I live. I call on the Government to support our councils as they do their best to deliver. It should not take another flood for the Government to realise their mistake. I also call on them to take climate change and flood defences seriously.