Independent Retail
Debate between Bill Esterson and Jim Shannon(10 years, 9 months ago)
Westminster HallRead Full debate Read Hansard Text
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Bill Esterson
I am grateful to the hon. Gentleman for that intervention. I will come to his points later, but I agree with what he says. I hasten to add that I buy my coffee from local independent coffee shops.
The Local Data Company has reported that some 66% of retail outlets in town centres were independent in 2011. To put that into context, however, I should say that since 1980, the number of butchers has fallen from over 40,000 to around 10,000 and the number of fishmongers has fallen from 10,000 to 2,000. Since 2001, we have seen a 31% rise in the number of large chains and supermarkets.
Jim Shannon (Strangford) (DUP)
In Northern Ireland, there is a system of small business relief based on a net annual value of £15,000; in the UK mainland, the NAV is £12,000. Does the hon. Gentleman think that it might be a good idea for the Government to consider increasing the NAV cap on the mainland, thereby keeping shops open, rather than closing them, and creating employment, rather than unemployment?
Bill Esterson
I will let the Minister answer the hon. Gentleman’s question, but we should be taking the opportunity to look at all sorts of ways of supporting small independent retailers. I will be interested to hear the Minister’s answer.
Welfare Reform Bill
Debate between Bill Esterson and Jim Shannon(13 years, 5 months ago)
Commons ChamberRead Full debate Read Hansard Text Read Debate Ministerial Extracts
Bill Esterson
The hon. Gentleman makes a strong case for his concerns about the loan system. What worries me, reading the clause, are the references to discretion and appropriate decisions by the Treasury about what does or does not constitute grounds for payment on account. A constituent who came to me was denied employment support allowance and was told that he was fit for work. When he went to the jobcentre, he did not qualify. That person needed three separate crisis loans. The point about managing debt is well made. The issue of appropriateness will cause huge problems.
Jim Shannon
I thank the hon. Gentleman for his comments. Many Members in all parts of the House know how the system works and the importance of a crisis loan system operating through the social fund.
My final point relates to the appeals system. The proposed changes will do away with the independent appeals system or at least make it unnecessary. I fought a number of appeals for people who had applied for crisis loans through the social fund. Having the appeals system in place is critical. If they are turned down the first time, it may be because they provided the wrong information, or because all the necessary information was not available. An appeals system allows a review to take place. It is crucial that the independent appeals system is retained.
The system of crisis loans through the social fund is a crucial aspect of life in Britain today for the people who come to my office and for those I meet. It gives people hope and an opportunity to get out of sometimes dire financial circumstances. The Government, the House and we as elected representatives have a duty to make sure that the social fund and the crisis loan are retained.