Oral Answers to Questions

Anne McLaughlin Excerpts

Wednesday 12th July 2023 Commons Chamber

[Anne McLaughlin (Glasgow North East) (SNP)]

2. What discussions she has had with the Secretary of State for Work and Pensions on increasing the uptake of pension credit among older people.

[The Parliamentary Under-Secretary of State for Work and Pensions (Mims Davies)]

Since April last year, we have been running a substantial campaign to raise awareness and increase take-up. There are strong indications that this campaign is working. Applications for pension credit were around 75% higher in the year to May 2023 than in the same period the year before.

[Anne McLaughlin]

My retired constituents, from Dennistoun to Ruchazie, from Carntyne to Blackhill, and across the north and east of Glasgow, know that I am a champion for their rights. That is why I set up the all-party parliamentary group on pension credit, and why I and my team have sat with hundreds of older constituents and helped them to apply for pension credit, which is after all their right. I choose to do this as a constituency MP, but it is our role to champion the rights of older people, and the Minister is not telling me anything that is giving me any comfort that she is actually going to champion them. When will she start doing that?

[Mims Davies]

I thank the hon. Lady for the work that she does for her constituents. Many MPs use the Help to Claim service or the benefits calculator to assist constituents. I think she will be keen to know that the Minister responsible for pensions, my hon. Friend the Member for Sevenoaks (Laura Trott), announced the innovative Invitation to Claim trial, which will be held in 10 local authorities across Great Britain this summer. It will involve the Department for Work and Pensions sending letters to 2,600 pensioner households identified by housing benefit data and most likely to be entitled to pension credit. That is on top of the wide-ranging communications we are already doing.

--- Later in debate ---

[The Deputy Prime Minister]

I cannot speak to the Prime Minister’s diary, although I will make representations. I would be delighted to visit my hon. Friend’s constituency, if he wishes me to attend instead.

[Anne McLaughlin (Glasgow North East) (SNP)]

Q10. The day I had to phone my bank to tell it that I was having difficulty paying my mortgage was one that has lived with me for years. I found that because my income was so low at the time, ironically, I was not eligible to switch to an interest-only mortgage or get any help. I never want my constituents to feel the terror and abandonment that I felt that day. Can the Deputy Prime Minister understand that? The complete lack of empathy in his responses to the deputy leader of the SNP group suggests not. I welcome the temporary measures, but they are temporary. This mortgage crisis has been two years in the making. Do he and the Prime Minister really think they are going to fix it in 12 months?

[The Deputy Prime Minister]

It is deeply disturbing, upsetting and worrying for anyone to contemplate losing their home. That is exactly why my right hon. Friend the Chancellor has introduced the mortgage charter, which 90% of the mortgage market has now signed up to and which will provide support to people. In addition, after three months, people on universal credit can apply for further support.