Oral Answers to Questions

Andy McDonald Excerpts

Tuesday 16th December 2014 Commons Chamber

[Mr Speaker]

I trust that the experience was even more unpleasant for the hon. Member for Lichfield (Michael Fabricant) than it was for the car.

[Andy McDonald (Middlesbrough) (Lab)]

Fraudulent whiplash claims are criminal activity, plain and simple, and everybody in the House would condemn them. Will the Minister also condemn those insurance companies that created third-party capture, massively contributing to the number of these claims in the first instance? While he is at it, does he have any evidence to suggest that medical practitioners are failing their obligations under civil procedure rules—CPR—35?

[Mr Vara]

For too long, honest drivers have been bearing the cost and, with that, higher insurance premiums because of the whole issue of whiplash. Government reforms have been robust. We have set up a system whereby we hope to deter unnecessary or speculative claims and ensure that those who are genuinely injured can claim. We have clamped down hard on the insurance companies. We have been working with them, along with the medical profession and the lawyers, to try to make the system a lot better. Medical reports from now on will cost £180 and lawyers will carry out previous claims checks on potential claimants in order to combat fraudulent claims. That will, of course, impact on the insurance companies.