Crime and Policing Bill

Debate between Baroness Coffey and Lord Davies of Gower

Wednesday 4th March 2026 Lords Chamber

[Baroness Coffey (Con)]

My Lords, the noble Lord, Lord Clement-Jones, has got to the nub of an issue that seems to fall between a rock and a hard place. One of the issues that we face in terms of the crime survey, which is now being used by the Government as the primary way of deciding police resources, is fraud. Without doubt, the increasing use of digital identity will be the source of more fraud if we are not careful.

The Government seem to be in a predicament about whether to press ahead with digital ID more generally. We saw the resignation of a Minister at the weekend over their dubious ways of trying to challenge the credentials of a journalist assessing the organisation Labour Together. The Government have reappointed a Minister to undertake this task of establishing a digital identity card, which I am led to believe there will be a consultation announcement on within the next week. I hope that the Government are listening to the noble Lord by getting ahead of the issues that could come about with the mass spreading of digital identity.

I am very grateful to Nationwide, which rang to alert me to a fraud that was happening. I had used my card when I was abroad representing Parliament at the Parliamentary Assembly of the Council of Europe, and suddenly it was being used in a number of places to secure money. That is a reminder, as we move to this digital approach to money, with cash evaporating, that the last Government did a lot to try to protect cash and to make sure that it was still being used on a widespread basis, and I appreciate that. However, it would be useful to get a sense of what the Government are doing to tackle this very real threat of digital identity theft.

This is particularly pertinent because of the 10-year NHS plan—never mind the 10-year NHS cancer plan—regarding how much is being put into the hands of government. With artificial intelligence understandably being introduced to increase productivity and the deployment of public services, somebody’s identity is precious, and the validity and protection of digital identity can become an extraordinary challenge to somebody’s integrity.

The noble Lord, Lord Clement-Jones, supported by the noble Baroness, Lady Doocey, has set out a number of issues in a great deal of detail in Amendment 366, with the proposed new subsection (2)(b) defining what “obtains” would mean. I think it would be helpful to the Committee to understand what protections are in place or being planned by the Government not to mandate the use of initial identity but regarding what their desire is. Again, I understand the desire of the use for government, but what is good for government is also good for general commercial practice.

It would be helpful to get an understanding of why the Government are resisting the amendment—if the noble Lord tests the opinion of the House, I will vote with him in that Division—and a sense of where they believe they have sufficient protections in making this case. We have discussed identity, fake imagery and deepfakes quite a lot during the passage of this Bill. I seem to recall in the last general election that the now Prime Minister was, all of a sudden, in the middle of a deepfake situation, with comments attributed to him that were not made.

We can go further with how technology has advanced in that regard, but where would this go if we started using digital identity to register for elections? Where is this going when it is about accessing cash, frankly, from the Government? I know from running the DWP for three years that, unfortunately, people seem very determined to try to commit fraud to get money to which they are not entitled. But as we continue to try to use AI as a force for good, what are the Government doing to try to stop it being used as a force for bad?

I do not wish to labour the point, but the noble Lord has really hit on something. There is a gap. There is a desire by the Government to do this good, but I think the amendment would plug the gap very well. There are so many instances in this Bill and other Bills which are coming before the House where the Government want all sorts of powers just in case. This is not a “just in case”; this is a “waiting to happen”. It is happening now, so what are we doing to address it?

I go back to the fact that 40% of crime is due to fraud. Two-thirds of that is digital, online fraud. This is affecting not just people in this Chamber but people right across this country, and that is something that I hope the Government will consider carefully. If there was a vote, I would certainly support the amendment to make sure that the Government take note and actually get something done about this. I support the noble Lord’s amendment.

[Lord Davies of Gower (Con)]

My Lords, I thank the noble Lord, Lord Clement-Jones, for bringing back his amendment on Report. His Majesty’s loyal Opposition retain our support for his measures, and I thank him for continuing his campaign.

I understand that the Minister refrained from supporting the amendment in Committee for fear of unnecessary duplication of legislation. I gently urge him that this provides an opportunity for the opposite. It is common practice across Governments to use new legislation to amalgamate old pieces of legislation into a single draft. This seems the perfect time to do so with digital identity theft.

There is an array of Acts that creates a puzzle from which a digital identity theft offence appears, but it is somewhat distorted, if not fragmented. At least five Acts cover areas of digital identity theft; a wide purview is by no means a bad thing, but they were all designed for a different age. Just reading out the years of our primary Acts demonstrates this: 1968, 1990, 2006 and 2010. Even the Data Protection Act 2018, the most recent application, is for an era without AI.

It is not worth repeating the statistics that we have heard throughout the course of the Bill. A simple fact will suffice: 60% of all fraud cases are identity fraud, and the recent increase has been driven by the internet and artificial intelligence. The Government talk about being ahead of the curve on AI safety and online regulation. That is commendable, but to claim one thing and then refuse to act on it is not. I hope the Minister can at least acknowledge the scale of digital identity theft and its growing prevalence. If he cannot support it now, I hope that he will commit to look into it in the future.