Crash-for-cash Insurance Fraud

Siobhain McDonagh Excerpts

Wednesday 22nd May 2024 Westminster Hall

[Dame Siobhain McDonagh (Mitcham and Morden) (Lab)]

It is a pleasure to serve under your chairmanship, Ms Fovargue. I thank the hon. Member for Carshalton and Wallington (Elliot Colburn) for securing this debate about crash-for-cash scams. South-west London has been a target for organised crime gangs seeking to scam constituents in both of our patches, so this is a much-needed debate. The more attention we give the issue, the less likely our constituents are to be the victims of an insurance fraud.

I will start by declaring an interest: in retrospect, I understand that I have been the victim of a crash-for-cash incident. About eight months ago, I was driving through Tooting on a residential road when a moped came out of nowhere, overtook me and stopped right in front of me. I was not travelling very fast—it was a residential road—so I did an emergency stop and managed to avoid hitting the moped.

Immediately, the driver dropped the moped and began to shout and point at me. I pulled over to see that he was okay, but I was absolutely confused because I knew I had done no damage to his moped and that he too was not hurt in any way. I just did not understand what was going on. He dragged me over, took my details and took photographs of me, of my car, which showed no signs of damage, and of his moped. I gathered myself to take pictures of his moped and watched him drive off on it, and I thought no more of the incident. Then, some time later, I received a letter from a solicitor demanding large amounts of money because of the need for the driver to use a replacement vehicle.

Not until a constituent came to my advice surgery and went on to describe exactly the same sort of case did I really understand what had happened, and I feel pretty stupid now. My constituent, Ms T, told me that she had spotted a stationary moped on a residential road. Then, when she turned to exit a junction, the moped sped up and lightly tapped her car. The driver then threw his bike to the floor and started shouting at her. He immediately took photographs of Ms T’s car, but he fled the scene before she could take down any of his details. Lo and behold, she was then contacted by her insurers, who let her know that the driver had made a claim. Only then did I realise that both my constituent and I were among the 170,000 people targeted every year by organised crime gangs as part of crash-for-cash scams.

Since then, I have met representatives of Allianz and LV= insurers—not my own, I hasten to add—and learned that crash for cash is a slick operation that targets women: specifically women on the school run, as the hon. Member for Carshalton and Wallington said, because the gangs feel that they are less likely to put up a fight. That was the experience of Ms T, who was driving near a school at 10 am when the incident happened, and it is the experience of four in 10 people who fall victim to this. There also seem to be hotspots, with criminals targeting the outskirts of major cities and, specifically in south-west London, Thornton Heath, which, although it is part of Croydon, abuts my own constituency.

The scam is valued at about £392 million a year. It is big business that is only getting bigger—Allianz has reported that the crime has increased by 25%. What can we do about it? The first thing is the Government’s fraud strategy. The crash-for-cash scam is not even mentioned in that document, but if we are serious about our plan to stop fraud at source and pursue those responsible, that would be a sensible first step.

The next step is the job of the insurance industry: we need insurers to do a thorough job of investigating opportunistic insurance fraud and to let constituents know that they may have been a victim. In my own case, when I gathered myself and realised what had happened, I sent my insurers photographs and the short video. I said that I thought that I had been the victim of a scam. They wrote back to say that I would need to go to court and there was only a 50:50 chance of my being successful.

Finally, we need much more public awareness so that potential victims know how to look out for the scammers. If drivers know the signs of an unfazed driver with pre-written insurance information, they can let the police know and stop this at source. It might seem like a trivial issue, but it is a business worth £392 million a year and all our constituents will be better off if we can stamp it out. It is not a victimless crime. All of us trying to reinsure our cars know how much car insurance premiums are increasing. We must ensure that the law-abiding drivers of this country are not victims of higher premiums because of opportunistic organised crime.

Oral Answers to Questions

Siobhain McDonagh Excerpts

Monday 22nd May 2023 Commons Chamber

[Suella Braverman]

I disagree with the hon. Lady’s characterisation that the Government have been too slow to act on Russian state threats. Following the invasion of Ukraine last year, the UK introduced trade sanctions in relation to internet and online media services, preventing designated entities from using platforms to connect with UK audiences online. The Government designated TV-Novosti and Rossiya Segodnya on 4 May 2023, choking off the Russian Federation’s ability to disseminate misinformation across the internet through its state-sponsored RT and Sputnik brands. There has been a lot of effort and a lot of work to counter Russian state disinformation.

[Siobhain McDonagh (Mitcham and Morden) (Lab)]

T1. If she will make a statement on her departmental responsibilities.

[The Secretary of State for the Home Department (Suella Braverman)]

Fraud is a despicable crime that accounts for more than 40% of all crime in England and Wales. The Government’s fraud strategy will do far more to block fraud at source by working closely with the private sector and law enforcement. The Online Safety Bill obligates tech platforms to protect users from fraud, and we will consult on banning cold calling for financial products and clamp down on number spoofing. We will ban devices that let criminals send mass scam texts or disguise their number when making scam calls. New powers will take down fraudulent websites.

I have told police forces that I want tackling fraud to be a priority, and a new national fraud squad with 400 new investigators will go after the worst fraudsters. We will change the law so that more victims of fraud get their money back, and Action Fraud will be replaced with a state-of-the-art system.

[Siobhain McDonagh]

My constituents Mrs L and Mr M, from Hong Kong, came to the UK on a British national overseas passport. They came to see me because they had been paying into a pension for the whole of their careers and sold their home before coming to the UK, but because of their BNO visa status, their bank account was frozen at the direction of the Chinese state, in contradiction to Hong Kong law. They are not alone; the Home Office has issued BNO visas to more than 160,000 Hongkongers who have moved to the UK. Does the Home Secretary think it is right that at the behest of the Chinese communist party, BNO passport holders are being denied access to their own money, from their own bank accounts—

Macpherson Report: Twenty-two Years On

Siobhain McDonagh Excerpts

Thursday 7th July 2022 Westminster Hall

[Dame Diana Johnson (Kingston upon Hull North) (Lab)]

I beg to move,

That this House has considered the Third Report of the Home Affairs Committee, Session 2021-22, The Macpherson Report: twenty-two years on, HC 139, and the Government Response, HC 274.

It is an enormous pleasure to serve under your chairship today, Ms McDonagh. I am grateful to the Liaison Committee for allocating time for this debate, although I am well aware that events outside this place may be occupying hon. Members’ time this afternoon, so we do not have many Members present.

I am very pleased to see that we have a Home Office Minister with us, the Under-Secretary of State for the Home Department, the hon. Member for Corby (Tom Pursglove); I was worried when I heard that the former Policing Minister, the right hon. Member for North West Hampshire (Kit Malthouse), had been promoted to the position of Chancellor of the Duchy of Lancaster. I send my congratulations to him. I am very pleased to have the Minister here, and I am sure he is fully apprised of all the issues that I will raise.

I am sorry that the Home Affairs Committee felt the need to hold this debate. When we produce a report, it is normal to get a response from the Government within eight weeks. In this case, it took eight months. The Committee applied to the Liaison Committee for a debate in which to discuss the report, because we were concerned to ensure that the important issues we highlighted were raised in this place, and had not yet had a response from the Government. We subsequently got a response, and we are disappointed, shall we say, that the clear calls that we made on the Government in our very detailed and evidence-based report were not always heeded. We are pleased to have this opportunity to discuss some of the shortcomings of the response with the Minister.

This debate is particularly timely in the light of recent events, including the report on Charing Cross police station by the Independent Office for Police Conduct. I thank the former Chair of the Home Affairs Committee, now the shadow Home Secretary, my right hon. Friend the Member for Normanton, Pontefract and Castleford (Yvette Cooper), for leading the Committee during this inquiry.

I want to set the report and this debate in the proper context. Stephen Lawrence, a black teenager, was murdered on 22 April 1993 in an unprovoked racist knife attack in Eltham, south London. The inquiry into his murder, led by the late Sir William Macpherson, uncovered major failings in the police investigation and in the way Stephen Lawrence’s family and his friend Duwayne Brooks were treated. Many of the findings and the subsequent 70 recommendations made by the Stephen Lawrence inquiry focused on long-standing issues that remain relevant today.

The Committee’s inquiry was prompted by concern that in some areas, in the words of Baroness Lawrence,

“things have become stagnant and nothing seems to have moved.”

Our inquiry sought to assess progress against some of the most important Macpherson report recommendations on: community confidence; tackling racist crimes; recruitment and retention of black and other ethnic minority officers and staff; race disparities in the use of stop and search and other powers; and the late Sir William Macpherson’s overall aim of

“the elimination of racist prejudice and disadvantage and the demonstration of fairness in all aspects of policing.”

The Committee found that policing today is very different from 23 years ago. Since the Macpherson report was published, there have been important improvements in policing, including significant improvements in the policing of racist crimes, commitments made to promoting equality and diversity, and good examples of local community policing.

At this point, I ought to acknowledge the work of our police officers and staff. Across the country, police forces work hard each day to tackle crime and keep all our communities safe. Police officers and staff work immensely hard to deliver fairness in policing, to support black and minority ethnic victims of crime, to tackle racist hate crimes and to support community cohesion. The important role the police play in our communities is the reason the Home Affairs Committee produced the report.

Having said all that, I want to be clear that our inquiry also identified persistent, deep-rooted and unjustified racial disparities in key areas, including a decline in confidence and trust in the police among some BME communities, lack of progress on BME recruitment, problems in misconduct proceedings, and unjustified racial disparities in stop and search. In those areas, we proposed urgent action. We found that there had been an increased focus in policing on race inequality since the murder of George Floyd by a police officer in the United States of America in 2020, which again shone a spotlight on race injustice across the world. Reforms announced by individual forces, the National Police Chiefs’ Council, Her Majesty’s inspectorate of constabulary and fire and rescue services and the IOPC are, of course, welcome. However, it should not have required video footage of the murder of a black man by a police officer and the ensuing Black Lives Matter protests to concentrate the minds of the Government and the police on the imperative of race equality.

We are extremely grateful to everyone who contributed to our inquiry. We recognise that, for some, that involved retelling difficult and painful events. We would particularly like to thank Baroness Lawrence, Dr Neville Lawrence and Duwayne Brooks for their time and contributions. I also particularly thank the young people who shared their experience of the police with the Committee and who, along with the many other contributors to our inquiry, provided invaluable evidence that underpins our recommendations and conclusions. I thank our specialist adviser, Dr Nicola Rollock, and our specialist adviser on policing and the former chief constable of Greater Manchester police, Sir Peter Fahy, for their valuable input.

Although the report was extensive and we covered many issues, I will focus my contribution on four key areas that the Committee considered. First, I want to focus attention on confidence in policing among BME communities. The Macpherson report called for it to be a ministerial priority that all police services should

“increase trust and confidence in policing amongst minority ethnic communities.”

However, all these years on, evidence to our inquiry showed that there is a significant problem in black communities with confidence in the police, particularly among young people. The report noted:

“Adults from Black and mixed ethnic backgrounds are less likely to have confidence in the police than adults from White or Asian backgrounds and the confidence gap has widened over the last few years.”

Our report also noted that 67% of white adults said they believed the police would treat them fairly

“compared to 56% of Black adults. All victims of crime should feel confident in turning to the police for help.”

It is of deep and serious concern that black people have much lower expectations than white people of being treated fairly and with respect by the police.

Data for England and Wales also suggest that the confidence gap between black people and white people in their local police is even greater among young people. In May 2019, we held a private roundtable with a group of young BME people from London aged 17 to 30 on their experiences, their views of their relationship with the police, and the use of stop and search. This was not universal, but the majority of participants told us that their experiences with the police had been negative, and that they did not feel confident in approaching the police for protection. The former Metropolitan Police Commissioner, Dame Cressida Dick, told us that,

“in London, following police encounters with young people, she often saw officers sending the young person off with a smile on their face.”

Indeed, our report added that

“She said that it was the police’s responsibility to ensure that ‘each interaction’ with a young person was as positive as possible”.

By contrast, a young participant at our roundtable told us that the Metropolitan police’s stop and search procedure was

“more hostile than professional”.

He said it was difficult for young people to trust the police due to their stereotyping of BME communities as likely criminals.

Our inquiry also found a lack of data on confidence by ethnicity at a local force level. That makes it much harder to hold local forces to account for concerns about BME communities’ confidence in the police. Concerningly, we found that increasing trust and confidence in policing is not being treated as a policing priority, or a ministerial policing priority.

I am pleased that the Government have agreed on the need to monitor trust and confidence in policing, both nationally and locally, and that they have improved the way in which they collect and use data, including on stop and search and community confidence. However, their response did not say how the Home Office is monitoring confidence among black and minority ethnic communities in policing locally. I hope the Minister can provide us with an update on progress, specifically on how his Department is working with police forces to collect data on confidence in policing.

I turn to the issue of recruitment and progression of BME officers and staff. Throughout our inquiry, we heard concerns about community confidence in the police, the use of certain police powers, and wider racism in policing. Communities’ concerns about the racial disparities that we identified are exacerbated by the lack of BME police officers and staff at all levels of the police force.

The Macpherson report recommended that police forces be representative of the communities that they serve, and that targets be set for recruitment, progression and retention of minority ethnic police officers. However, the 10-year target set by the then-Home Secretary included a target for overall minority ethnic representation of 7% in the service by 2009. That was not met. Our report highlighted that even by 2020, BME officers represented just 7.3% of the police service across England and Wales. That figure is now 7.6%, but that is still far below 14%, which is the percentage of the population in England and Wales who identify as BME. Concerningly, under-representation is most marked in senior ranks. Only 4% of officers at or above the rank of chief inspector were from BME backgrounds; that figure is now 5%. 

We found that police forces across the country have failed to do enough to increase BME recruitment, retention and promotion for decades; there has been a lack of focus, consistency and leadership on driving that recruitment and promotion for far too long. Shockingly, our analysis suggests that, at the current rate of progress, we will not have a properly representative police force in England and Wales for another 20 years. Just think for a moment: that would be four decades after the Macpherson report raised the seriousness of this issue, and nearly half a century after the murder of Stephen Lawrence. 

More positively, we found that some forces—notably Nottinghamshire and Greater Manchester—are making significant progress in increasing BME recruits by taking positive action such as having targeted recruitment campaigns, working on youth engagement and outreach, and working with local community and faith leaders. However, the vast majority of forces are still failing to recruit enough BME officers to ensure that the proportion of BME people in the force is the same as the proportion in the local population. 

I am therefore disappointed that the Government have rejected our recommendation to agree minimum targets for the recruitment of BME officers, so that constabularies reflect the composition of their local populations and we achieve at least 14% BME representation of officers nationally by 2030. Instead the Government response suggests that

“forces should be striving to become more representative of the communities they serve”.

That is not good enough. I would therefore be grateful if the Minister outlined what work the Home Office is doing to monitor how all 43 forces in England and Wales are working to reflect the composition of their local populations. Could he tell us what proportion of police forces are currently representative of the communities they serve? Also, what work has the Home Office planned to improve BME recruitment in policing when the uplift programme ends in 2023?

On police misconduct and discipline, during our assessment of the progress police forces have made on the Macpherson report’s recommendations about diversity in the police workforce, we repeatedly heard concerns about the higher likelihood of BME officers resigning voluntarily or being dismissed from their force. There is a clear racial disparity in the number of officers being dismissed from police forces—BME officers are more than twice as likely as white officers to be dismissed—and in the number of BME officers subjected to internal disciplinary processes. It is extremely troubling that the disparity has been allowed to continue for so long without serious action being taken by police forces to investigate or address the problem, so we welcomed the work by the NPCC to instigate reforms, including improvements to training, misconduct guidance, welfare support and addressing the lack of BME officers in professional standards departments.

We also noted the NPCC’s 2019 report on disproportionality in police complaints and misconduct cases for BME officers and staff, which identified that 63% of Home Office police force professional standards departments had no BME police officers or staff. That is deeply troubling and totally unacceptable. Our recommendation is that forces must address unacceptable racial disproportionality in their PSD composition. More positively, we welcomed the work done by some forces to draw on BME advisers and seek to address the lack of BME representation in PSDs, as reported in the NPCC’s recent review. However, we urged all forces to address the problem and demonstrate progress by the end of 2021. Additionally, we recommended that the NPCC conducts a review on this issue and reports within a year.

I am pleased that, in their response, the Government recognise the risk posed by a lack of appropriate BME representation on a number of PSDs. It is also encouraging that ethnic minority representation on PSDs has risen by 2% since 2020, but clearly there is a lot more to do. The Government response said that the NPCC is working across policing to ensure appropriate representation and involvement of minority ethnic officers in decision-making processes in professional standards departments, so can the Minister update us on the progress, and provide details of both the Government’s work and that of the NPCC to address ethnic diversity in PSDs?

Finally, I want to discuss the use of stop and search. We heard troubling examples of stop and searches being conducted in a manner that was deeply alienating and uncomfortable. Many of the young BME participants that the Committee heard from in a private roundtable session felt that they were unjustly targeted by the police from a young age, which led to mistrust. One such participant, Witness M, who reported that he was first arrested at the age of 13, told us that he was “nearly stabbed” in 2018 but did not want to speak to the police when they asked if he was involved, due to his negative experiences with the police from such a young age.

At the time the Committee’s report was published, Home Office data showed that black people were over nine and a half times more likely than white people to be stopped and searched. The latest Home Office data—to 31 March 2021—show that black people are seven times more likely than white people to be stopped. Our report acknowledged that stop and search is an important police power, and the Macpherson report’s conclusion that it has a useful role to play in the prevention and detection of crime still applies. However, no evidence to our inquiry has adequately explained or justified the nature and scale of the ethnic disproportionality in the use of stop-and-search powers, particularly in possession of drugs searches.

At the time of our report’s publication, evidence showed that black people were less likely than white people to have used drugs in the past year, but they were 2.4 times more likely to be stopped and searched for drug possession. Indeed, in its February 2021 spotlight report on the disproportionate use of stop and search and the use of force, Her Majesty’s inspectorate of constabulary and fire and rescue services found that

“Drug enforcement, mainly through stop and search, contributes to ethnic disproportionality despite evidence that there is no correlation between ethnicity and rates of drug use.”

Our report also recognises the importance of the police being able to take action against knife crime, including through stop and search, but highlights that only 16% of reasonable grounds searches in 2019-20 were conducted to find offensive weapons. I am encouraged by the fact that the Home Office’s response confirms that the NPCC has undertaken an initial review of forces’ implementation of recommendations made by HMICFRS in its 2021 report on the disproportionate use of police powers, which the Home Office said

“showed that the majority of forces have already implemented the recommendations or have plans in place to do so.”

I hope the Minister can tell us how many of the 43 forces in England and Wales have implemented those recommendations on the disproportionate use of police powers. Can he also confirm whether that review is in the public domain?

Unfortunately, I have only been able to touch on the surface of the myriad issues we raised in our report, but I hope I have been able to give an overview of what is a very comprehensive report and the issues it raises—some of which, sadly, have not been satisfactorily answered in the Government’s response. Our inquiry has found that the Macpherson report’s overall aim of the

“elimination of racist prejudice and disadvantage and the demonstration of fairness in all aspects of policing”

has still not been met. We have identified persistent, deep-rooted problems where too little progress has been made because of a lack of focus and accountability on issues of race. While that is the case, trust between the police service and black and minority ethnic communities will remain low, and the long-standing Peel principles of fairness in policing and policing by consent will continue to be undermined. The commitments made over the past year by the NPCC, individual forces, and senior police officers to a step change in addressing race equality in policing are important and welcome, but commitments have been made in the past that were not then delivered on. This time needs to be different, or confidence may be permanently undermined.

[Siobhain McDonagh (in the Chair)]

I call Anne McLaughlin to sum up on behalf of the Scottish National party.

Nationality and Borders Bill (Second sitting)

Siobhain McDonagh Excerpts

Committee stage
Tuesday 21st September 2021 Public Bill Committees

[Chair]

We will now hear oral evidence from Councillor Roger Gough, from Kent County Council, who is joining us virtually, and Councillor Rachael Robathan, from Westminster City Council, who is here in person. We have until 4pm. Would the witnesses introduce themselves for the record?

Councillor Roger Gough: I am Roger Gough. I am the leader of Kent County Council. I also chair the South-East Strategic Partnership for Migration.

Councillor Rachael Robathan: I am Rachael Robathan, I am leader of Westminster City Council.

[Bambos Charalambous]

Q I thank both witnesses for coming today to give evidence. I just wonder about your experience of the pressures of having to look after asylum seekers in your respective authorities. I know that it will be different for each of you but what pressures have your councils been under?

Councillor Rachael Robathan: Just to give a current picture; we have 638 Afghan refugees who have come in as part of the current settlement in one hotel on the Edgware Road. We have a further 589 refugees who were in Westminster prior to that, spread across five hotels. Our experience is that clearly there is a lot of pressure on local services in terms of identifying health, educational and other support needs. There is not always the advance warning that local authorities would wish to have in terms of knowing about the placements before they arrive. Clearly, as much notice as we can be given from the Home Office, Clearsprings or whoever is placing the asylum seekers is very much to our advantage so that we can prepare and know what we are dealing with.

The other thing to stress is that there are particularly significant issues that arise. For example, over a third of the current Afghan refugees placed in Westminster are children and of those 10% are not with their parents or guardians, and have not travelled with them, so there is an immediate safeguarding issue, which the local authority needs to step in and deal with. While there is funding for the people placed in the hotels, there are undoubtedly significant pressures and concerns about how we support other people. It is unclear how long those refugees will be staying in those hotels. We are working on three months, but it could be longer than that, or it could be less. Those are the main things.

The current Afghan refugee settlement has been more co-ordinated than previous asylum-seeker placements, because there has been more of a joined-up approach. Westminster has a lot of tourist hotels in the centre of our city, which currently are not as full as hopefully they otherwise would be, so in areas where there is an availability of hotels there tends to be a disproportionate placement of asylum seekers, without necessarily the recognition of the pressure that that puts on the surrounding area.

Councillor Roger Gough: As you indicated in your question, clearly we have a very specific set of circumstances in Kent which relate to the Channel crossings and in particular to unaccompanied asylum-seeking children. Taking asylum overall first, most of the adult and accompanied child asylum seekers who arrive in Kent do not spend very long in Kent. There has been an exception to that for the last year, which is the use of the Napier Barracks near Folkestone, which has been a source of some challenge and controversy throughout its period of use. Most adult asylum seekers are rapidly moved on and dispersed. For us, the big issue has been unaccompanied asylum-seeking children. As you may know, we have twice in the last year had to suspend full operation of our statutory duties. Between August and, I think, early December last year and again between June and earlier this month, we did not collect young people from the port because our services at that point were put under extreme pressure.

To give an idea of what that means, there was great pressure on accommodation capacity since, this year in particular, we started to see more younger young people––under-16s––than we had in previous years. That certainly put pressure on fostering placements. For the slightly older young people, there was also pressure on some of the accommodation that they were placed in. That meant that young people were being placed outside the county, which clearly has significant impact in terms of oversight, safeguarding and so on. You must then add to that the fact that case loads and the pressure on our social work teams were reaching levels that we viewed as unsafe. Those are the sort of pressures that we were seeing in that area, and we have been working with the Home Office to try to make that a more manageable situation.

Turning to some of the wider areas, adult asylum dispersal, with the significant exception of Napier Barracks, has not been a factor for us very much in recent years. In terms of resettlement schemes, Kent, along with other parts of the south-east, played a full role in the Syrian scheme and is now looking to do so to the greatest possible extent with the Afghan scheme. We have three hotels in Kent that are being applied to Afghan families who are arriving.

--- Later in debate ---

[Tom Pursglove]

Q Mindful of the breadth of your professional experience in previous roles, how crucial do you think the streamlining of the processing of applications is to tackling some of these challenges?

Tony Smith: We lived through this before. We had something called the new asylum model when I was in the UK Border Agency, before taking the top job in the Border Force. Previously, I was regional director for UKBA London and the south-east, which meant that my teams were the ones who were processing asylum arrivals coming into the country. I was actually responsible for removals.

Yes, we did have targets in the Home Office in those days for enforcement. It was part of my mission to ensure that those who did not qualify to stay, either because they had arrived under safe third country rules, or they were coming on a manifestly unfounded route, were sent back. The trouble is we have seen a good deal of judicial overreach by the European Court of Justice, and significant interpretations and European directives, which kind of hindered those arrangements on returns. We have now got to a point where we are not really returning anybody who is coming across on these boats, and people notice that. If we do not start returning people, the numbers will continue to rise. We need to find a way of segmenting those applicants who we know have a genuine claim for asylum in this country from those who have probably been in Europe for a long time and may have had applications for asylum rejected—they have had a notice de quitter from Schengen, sometimes two or three notices—who are not genuine asylum seekers but who would just like to come to live here. That is not effective border control.

It is going to be really, really difficult, but I applaud the authors of the Bill, because it finally gets to grips with the difficulty of the way we have interpreted the 1951 refugee convention and put up what I think is the right interpretation of it in not conflating two different arguments, which is human smuggling across the English channel by criminal gangs, putting lives at risk, and the genuine need to resettle refugees from different parts of the world.

[Chair]

We only have a few minutes, so I call Jonathan Gullis.

[Jonathan Gullis]

Q Thank you, Ms McDonagh. We are really grateful to hear that more needs to be happening with the French, and recent events seem to be improving matters. Mr Smith, why do you believe that people are choosing to come to the United Kingdom rather than claiming asylum in France, Greece and other parts of the European Union?

Tony Smith: That is a great question. It is called the pull factor. A number of books have been written by people probably better qualified than I am that talk about what that pull factor is. I think there are number of reasons why people would quite like to live in the UK rather than in mainland Europe. Personally, I think the main one is communities. We have a significantly diverse range of communities across the UK where people can feel comfortable in terms of getting the support they need. We are generous—I would not say very generous—in our treatment of asylum seekers. We have hosted conferences in places like Hungary and Croatia—countries where, if you were to ask asylum seekers, they would probably say that you do not get a very good deal from the Government who are supposed to be protecting your welfare, whereas you will get that in the UK; you will also get good legal representation and a very full hearing. These are all things that we should be very proud of, but I think inevitably it does mean that more people want to come to the UK.

The other element is language. English is the second language for many, many people from different parts of the world, which means that this is still—you might not believe it—a very desirable place to come and live. People are prepared to pay a good deal of money to get here on the basis that not only would they have a better life if they came here, but their broader family would have a better life. It is a genuine aspiration for a lot of people.

That is the nature of immigration and border controls. There will be a dividing line. You are going to create legislation and a set of rules. You are going to get people in front of you who do not want any border at all and who think we should let everybody in. You are going to get other people here who want to build a fortress around Britain. That has always been the case, but in 40 years at the Home Office—I was one of those civil servants who stayed in the Department; I did not bounce around Whitehall like they do nowadays—I never once worked for any Government who said that they were prepared to approach a fully open border and free movement across our borders. In fact, the vast majority have sought to tighten up our immigration and borders system, or at least to make it firmer but fairer.

We cannot lose sight of the firmness bit. There will be a need to arrest people, and there will be a need to deport people. That does not sit well, does it? It does not feel nice, but if you are going to have an effective border control, you have to be able to enforce your laws. At the moment, there is a feeling that with this particular cohort, we are not really doing any enforcement at all.

Safe Streets for All

Siobhain McDonagh Excerpts

Monday 17th May 2021 Commons Chamber

[Siobhain McDonagh (Mitcham and Morden) (Lab)]

I would like to raise the issue of the planning Bill. I do so not to exacerbate the problems with the Bill on the Government Benches, but to merely point out that it will not achieve the Government’s intention to build 300,000 properties each year. The last year in which 300,000 properties were constructed was in the mid-1960s, when half those properties were being built by councils and housing associations. Without a real effort to build social housing, those numbers cannot be achieved. If we continue to rely on one of the most expensive forms of production in the world, reliant on crumbs from the developers’ table to get that number of units, then the hopes and aspirations of hundreds of thousands of people in this country will not be met.

There is a connection between the lack of social housing and the exponential increase in the number of people living in temporary accommodation. We have 100,000 children living in temporary accommodation right now. What does temporary mean? To me, it means maybe six months or a year. To the families in my constituency placed in temporary accommodation, we are talking about four, five or maybe six years, and possibly longer for those families entering such accommodation now.



Many people will have heard me mention that there is a code of guidance, which states that temporary accommodation should be provided to families who are homeless, that it should be provided in their home borough, and that it should allow people to continue in their work and children to continue at their schools. But as constituency MPs, we know—particularly those of us in London—that that is not happening. People are being sent hundreds of miles away, breaking their families, their support structures, their work and their education, with enormous social impact.

I say to the Government, not as a partisan message: please consider introducing a formal legal regulator for temporary accommodation—an Ofsted of housing, if you like, that will ensure that local authorities live by the existing code of guidance. Only if councils know that there is a regulator about to come in will they try to address the problem that they have. If we wish to support those families, but also to reduce the spend and the consequences of the shocking temporary accommodation that families are currently living in, we need a regulator to be there to watch.

Immigration and Nationality Application Fees

Siobhain McDonagh Excerpts

Thursday 25th March 2021 Westminster Hall

[Siobhain McDonagh (Mitcham and Morden) (Lab) [V]]

I thank my hon. Friend the Member for Hackney South and Shoreditch (Meg Hillier) for securing this debate. I know that she shares my sincere admiration for the tireless dedication shown by our frontline doctors, nurses and carers over the last year. Our treasured NHS truly is the pride of our nation.

I was shaken to hear St Helier hospital staff on “Channel Four News” in January comparing their wards with war zones. A critical incident over Christmas had resulted in the hospital diverting patients to Kingston Hospital and St George’s Hospital, because they were using more oxygen than the vaporiser could deliver. The staff at St Helier hospital are doing a remarkable job, but they face the most testing of circumstances.

So earlier this month I joined nurses from the Royal College of Nursing on a call to hear about their experience. I met Kathryn and today I will tell her story. Kathryn is an NHS nurse from the Philippines. Staff from her NHS trust flew out to her country six years ago to recruit dozens of nurses, sponsoring their initial three-year working visas. For Kathryn, moving almost 7,000 miles away from her family meant the opportunity to support her family. We invited her here to do an essential job that puts her at risk of losing her life, but Minister, we then charge her excessively for that privilege.

Every three years, Kathryn faces a new £1,000 visa fee. She was one of the lucky ones whose employers covered her health surcharge, a cost that has soared to hundreds of pounds for her peers. Receiving just an entry-level salary, Kathryn sends as much money back home as she can afford, and supporting her family became even more important when her mum was hospitalised earlier this year.

After almost six years in the UK, Kathryn is now able to apply for indefinite leave to remain, but the clock is ticking and she needs to save the £2,500 required before her visa renewal is due this winter. If she cannot save enough money in time, she pays a fresh cost of £1,000 to renew her visa and she will have to start saving again from scratch. But how can she save when she earns so little? Every penny is vital and Kathryn resorted to withdrawing from the NHS pension scheme before the pandemic. Maybe the Minister can see why the 1% pay rise is a bit of a kick in the teeth.

Then along came covid. Kathryn was redeployed to the accident and emergency department, facing intolerable pressure, but so many of us owe our lives to A&E staff. One of her colleagues lost his life. He was just 33 and the breadwinner for his parents back home. He had worked to ensure that they could afford to send his siblings to school. In his memory and without using his own funds, his colleagues had to collect enough money to be able to send his ashes home. With no NHS pension scheme and consequently no death in service benefit, Kathryn came to work every day worrying how she would be buried if she were to die.

Asking people from poorer countries to help run our NHS is not new, but charging them large amounts of money for the privilege is. So I say to the Minister: Kathryn risks her life at our invitation and is charged exploitative costs to do so. Does he really think that is right or fair? Why should her sacrifice cost her so much?

No Recourse to Public Funds

Siobhain McDonagh Excerpts

Thursday 8th October 2020 Westminster Hall

[Stephen Timms (East Ham) (Lab)]

I beg to move,

That this House has considered No Recourse to Public Funds.

I begin by thanking the Backbench Business Committee for facilitating the debate in our first week back in Westminster Hall. It is great to be back, and it is very good to see you in the chair, Ms Nokes. I am very pleased to see the Members who have come to take part in the debate, and I am pleased to see the Minister in his place as well. I particularly want to thank the hon. Members for Ruislip, Northwood and Pinner (David Simmonds) and for Glasgow South West (Chris Stephens) for their help in applying for the debate.

In a Liaison Committee hearing on 27 May, I told the Prime Minister about a couple in my constituency. Both of them work and they have two children, both born in the UK and holding British passports. The husband’s employer did not put him on the job retention scheme, so he had no income. His wife was still working, but her income was less than their rent. They have leave to remain in the UK but no recourse to public funds, so they could not get any help at all—a hard-working, law- abiding family being forced into destitution. I explained that to the Prime Minister, and he responded:

“Clearly people who have worked hard for this country, who live and work here, should have support of one kind or another”.

In my view, the Prime Minister is absolutely right: they should have support of some kind. Unfortunately, however, the Prime Minister’s view is not the policy of the Government.

[Siobhain McDonagh (Mitcham and Morden) (Lab)]

May I ask my right hon. Friend whether that suggests to him that the Prime Minister has probably not an advice surgery in a very long time? Does my right hon. Friend think that any London MP would be unacquainted with the facts of no recourse to public funds?

--- Later in debate ---

[Siobhain McDonagh (Mitcham and Morden) (Lab)]

I want to pursue the problem that what looks like a resolution—offering status on the basis of no recourse to public funds—has instead created an industry of people involved in trying to help families in those circumstances, and increased the workload of the Home Office when that is the very last thing it needs.

Every Friday at my advice surgery, in my pack of papers I bring applications to remove a “no recourse to public funds” restriction on a visa. The people I meet are principally women whose children have British citizenship or women whose children were born here and are now over the age of seven. In the main, those women work. They are the carers; they do the jobs that we do not want to do, mostly on zero-hours contracts. They can manage to get by as long as their relationships stay more or less stable, but once those relationships break down and the men go, they can no longer afford their housing and to support their children; they lose the support network that allows them to be able to work antisocial hours, evening and weekends, because there is nobody to look after their children.

It is interesting that most of the MPs present represent London constituencies that have really hard-pressed children’s services departments. We Members get in touch with children’s social services, and then they get involved and do the assessments. They pay for the housing, support and continuing care out of the money that they get to look after children who are in the gravest need in our country, whose safety, security and health are threatened. A local authority strapped for cash, such as mine, can spend half a million pounds a year, which is dwarfed into insignificance by comparison with a Hackney, a Haringey or an Islington, or any of the councils represented in the room. That money does not go to the children who are most in need because we are supporting families who have the “no recourse to public funds” restriction on their visas, which is something that the Home Office introduced. Then, we develop another industry of voluntary sector organisations that do their best to get the restriction removed. I thank Jenny Allison and her team from Commonside Community Development Trust, and Gillian Thicke and James Saville from Christian Care, who spend most of their time trying to get the restrictions removed.

The policy of no recourse to public funds is not cheap, because it simply shunts the spending to another public body that is unable or ill equipped to give help and support. We are also stimulating the industry that allows landlords to rent out individual rooms in houses to families, because these people cannot afford anything else. Once they are in those circumstances, it is impossible to get out of them. I can tell legions of stories about mums with three or four children living in tiny rooms. If we took a photograph of them and put them in the national papers, nobody would believe that people in our country are living in those circumstances. No matter how privileged we are—we are all privileged people—we know families who live in such circumstances. We must have all had this experience with people who work with us or do work experience with us: we show them the way that people live in our country, and they cannot believe it.

This policy is not a cheap option. I understand that there has been an increase of 600% in applications to the Home Office to have the restriction removed. It costs civil servants, it costs time and it costs crises. I would argue that we are not saving the taxpayer any money by doing this. We are humiliating people who work hard and putting their children in circumstances that we would not wish on anybody’s children. Desperate people and desperate women will do desperate things to support their families if they have no other means of doing so. We are fuelling some pretty terrible practices and some pretty terrible crimes, and we should stop doing it.

--- Later in debate ---

[The Parliamentary Under-Secretary of State for the Home Department (Chris Philp)]

It is a pleasure to serve under your chairmanship, Mr Paisley. I only narrowly avoided serving under the chairmanship of Ms Nokes, one of my predecessors in this role, as several Members have mentioned this afternoon.

I congratulate the right hon. Member for East Ham (Stephen Timms), my hon. Friend the Member for Ruislip, Northwood and Pinner (David Simmonds) and, of course, the hon. Member for Glasgow South West (Chris Stephens) on securing this afternoon’s important debate. Everybody who has spoken has contributed with great sincerity and passion, and I have been listening carefully to everything Members have said. Where I have, occasionally, been on the phone, I have been texting officials asking various questions in follow up on points that have been raised.

I will start by laying out some of the historical context to the “no recourse to public funds” policy. It has existed since the Immigration Act 1971, and the principle that underpins it is that it would not be reasonable for people who have arrived here very recently or on a temporary basis to be able to access the full range of benefits available to somebody who is settled here or a citizen. If we look at the categories of people to whom the NRPF condition applies, it is people such as visitors, those who are here on a holiday visa, students, people who come here to study, and workers who are here for a short time or, in some cases, a longer time. There would be an inherent unfairness if, having literally just arrived, people were able to fully access public funds.

[Siobhain McDonagh]

Can the Minister add to his list women whose children are born and brought up here and are UK citizens, and are going nowhere?

[Chris Philp]

I was going to come to that point. It is a very reasonable question to raise. Let me just finish my point, and I will come on to address the point that the hon. Lady has raised, entirely understandably and rightly.

It is worth mentioning that, of course, refugees are not subject to the NRPF condition. A couple of hon. Members, including the hon. Member for Birmingham, Selly Oak (Steve McCabe), talked about the time it takes to make decisions. I am not sure if he was referring to asylum decisions or another kind of decision, but I make it clear that anyone claiming asylum or anyone granted asylum is not subject to the NRPF condition, and neither are people who are granted indefinite leave to remain.