Leasehold Charges

Lord McFall of Alcluith Excerpts
Monday 20th February 2023

(1 year, 10 months ago)

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Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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I thank my noble friend, who perhaps knows more than I do about when that Bill will come to the other place and then to this House. Seriously, publishing a draft at this stage would slow the process down and I do not think any of us wants to do that. But I do welcome the engagement we are already regularly having on leasehold and commonhold reform. I am very happy to work continually with MPs, noble Lords and wider stakeholders until the Bill comes to the House.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, there will now be a remote contribution from the noble Lord, Lord Campbell-Savours.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, as part of a question I asked last June on the levying of escalating service charges, I asked whether the Government might consider a scheme for rolling up service charges in a debenture against property title—effectively, a rising legal charge. The debenture holder would pay the resident’s service charge, interest-serviced or otherwise, clawing back payments on death or prior. The Minister promised to consider the idea. Will the Minister check on developments in the department and let the House know where we stand?

Housing: Leasehold Properties

Lord McFall of Alcluith Excerpts
Monday 17th October 2022

(2 years, 2 months ago)

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Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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I agree with my noble friend.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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We have a remote contribution from the noble Lord, Lord Campbell-Savours.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, with dramatically escalating service charges nationally aggravating the position, is not the answer greater transparency over leasehold, freehold and sub-lease title issues more generally? Transparency alone can often solve problems where landlord anonymity hides accountability. If that is combined with the rolling-up of lease liability payments pending payment on the death of a lessee under the debenture arrangements I proposed on 20 June, it would ease the problem. Will the Government please look at what I am proposing?

Baroness Scott of Bybrook Portrait Baroness Scott of Bybrook (Con)
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The law is very clear that service charges must be reasonable, as in Section 19 of the Landlord and Tenant Act 1985. Leaseholders can apply for a First-tier Tribunal for a determination on this. The Government are also committed to ensuring that service charges are, as the noble Lord says, transparent and that there should be a clear route to challenge or redress if things go wrong. We will continue to work on that for the people affected.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, that concludes Oral Questions for today.

Roma Community: Levelling Up

Lord McFall of Alcluith Excerpts
Monday 27th June 2022

(2 years, 5 months ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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More than 14,000 Gypsy, Roma, Traveller or Irish heritage pupils are eligible for free school meals, representing over 40% of GRT pupils. GRT pupils do not attract the pupil premium per se, but the Government have increased the amount of money to £2.6 billion in 2022-23. I will look at and discuss with my noble friend in the Department for Education the level set for GRT pupils.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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The noble Baroness, Lady Brinton, is contributing remotely.

Baroness Brinton Portrait Baroness Brinton (LD) [V]
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My Lords, mission 7 of the Government’s White Paper on levelling up in the UK aims to narrow the gap in healthy life expectancy by 2030. However, there is no mention in it at all of Gypsy, Roma and Traveller communities. Given that the life expectancy of GRT people is 10 to 25 years less than that of the general population, can the Minister say what the Government are doing to target this disparity?

Leasehold Reform: Forfeiture Provisions

Lord McFall of Alcluith Excerpts
Monday 20th June 2022

(2 years, 6 months ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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Once again, the noble Baroness is right that we need to sort out some of the practices that we see among managing agents. We are still considering how to take forward the recommendations of the noble Lord, Lord Best, but as noble Lords know, there is also a move to introduce voluntary codes, which I hope will elevate this. Overall, we need to see professionalisation of managing agents.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, we have a virtual contribution from the noble Lord, Lord Campbell-Savours.

Elections: Multiple Voting

Lord McFall of Alcluith Excerpts
Tuesday 14th June 2022

(2 years, 6 months ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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As part of the Elections Act, we have introduced a requirement that you have to present some form of ID in order to vote. That should give the public greater confidence, and we are joining Northern Ireland and following its lead.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, we have a virtual contribution from the noble Lord, Lord Campbell-Savours.

Lord Campbell-Savours Portrait Lord Campbell-Savours (Lab) [V]
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My Lords, the Minister may in reply to my noble friend Lord Reid of Cardowan say, “No”, but how can he challenge the proposition that an ID card number, with its unique personalised identifier, is impossible to misuse in a system that is electronically secure and at the same time capable of capturing data that exposes repeat voting? Ministers can oppose the card’s introduction but cannot challenge the efficacy when the evidence is overwhelming.

Social Homes for Rent

Lord McFall of Alcluith Excerpts
Thursday 26th May 2022

(2 years, 6 months ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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The Government do recognise the issue that the noble Lord describes. That is why in this Session we are bringing forward a private renters’ Bill and applying the decent homes standard to the private rented sector so we can raise the quality of the stock. However, we also recognise that we need to bring in more affordable housing, including more social housing.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, the noble Baroness, Lady Thomas of Winchester, will now make a virtual contribution.

Baroness Thomas of Winchester Portrait Baroness Thomas of Winchester (LD) [V]
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My Lords, what action are the Government taking to address the need for more accessible housing, and when can we expect a response to the consultation on raising accessible housing standards?

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Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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The noble Lord, Lord Campbell-Savours, will ask the next Oral Question virtually.

Levelling-up Report

Lord McFall of Alcluith Excerpts
Thursday 19th May 2022

(2 years, 7 months ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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Of course, the expenditure is governed by the expenditure review, and I note that this is a nationwide pledge to level up. Record amounts of money are being spent through the devolved nations.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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We have a virtual contribution from the noble Baroness, Lady Brinton.

Baroness Brinton Portrait Baroness Brinton (LD) [V]
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No, my Lords, not on this Question.

Housebuilding: Target

Lord McFall of Alcluith Excerpts
Wednesday 30th March 2022

(2 years, 8 months ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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My Lords, I recognise the important role that registered providers have played in building affordable housing but also note that, increasingly, councils are building council homes again, which is a good thing. We will look at whatever it takes to remove those barriers to enable people who are building affordable housing to access institutional investment.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My Lords, we have a virtual contribution from the noble Baroness, Lady Brinton.

Baroness Brinton Portrait Baroness Brinton (LD) [V]
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My Lords, research by Habinteg has shown that the lifetime homes standard—that is, part M4 category 2—costs only £1,000 extra on new build, reducing the need for expensive adaptations later in life and keeping people independent. The LGA says that, at the current rate of housebuilding, it will take 2,000 years to achieve this standard. Worse, under 2% of new housing is required to be built to category 3, for wheelchair users, when a minimum of 10% is needed. How many units that meet category 2 and 3 have been built in the past five years?

Leaseholders: Costs

Lord McFall of Alcluith Excerpts
Thursday 18th November 2021

(3 years, 1 month ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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My Lords, unsurprisingly, I completely agree with the Secretary of State on those principles, and I add a third: first, we need to protect leaseholders as far as we can; secondly, we must ensure that the polluter pays, and that goes beyond the developers to every single person who has contributed to this crisis; and thirdly, we need a degree of proportionality, so we do not create an industry that profiteers off the back of the poor leaseholders affected.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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Lord Haselhurst? Is he not present? Then I call the noble Viscount, Lord Stansgate.

None Portrait Noble Lords
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No, wrong list.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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I call the noble Lord, Lord Young. Apologies.

Lord Young of Cookham Portrait Lord Young of Cookham (Con)
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My Lords, I am grateful to my noble friend for what I know he was doing behind the scenes to sort this. Can he confirm that when his Secretary of State was given his new job, he was instructed by the Prime Minister to resolve the cladding crisis? This clearly involves measures beyond those that my noble friend has already referred to. If innocent leaseholders are to avoid financial distress, bankruptcy and eviction, either the Treasury or those responsible for building these defective flats will have to dig deeper into their pockets. Does he agree?

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Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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I call the noble Lord, Lord Haselhurst. Oh, apologies—I call the noble Baroness, Lady Pinnock.

Baroness Pinnock Portrait Baroness Pinnock (LD)
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My Lords, I remind the House of my relevant interests as in the register. If the Government are to avoid a torrent of bankruptcies by April next year, as has been predicted by Inside Housing, action must be swift. In particular, I ask the Minister about shared ownership. Somebody with shared equity of 25% is being asked to pay 100% of the remediation costs. That might be right in law, but it cannot be right in fact. What on earth are the Government going to do to safeguard shared owners?

Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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My Lords, I feel the burden, particularly on shared owners, who have a fraction of the equity in their home but face intolerable bills. I am surprised when I hear that social landlords, who should be caring for the people who live in those homes—the nurses and other people who support our NHS—are considering massive remediation schemes, very often for buildings that really require only mitigation at far lower cost instead. An MP raised a case with me yesterday of a nine-metre building where shared owners are facing bills of £20,000. That is because there is no sense of proportion. Let us get a sense of proportion, protect leaseholders and shared owners, and make sure that the polluter pays.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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My apologies to Members. My list was the list for the fourth Question, not the third Question. I think we are on the right track again if I call the noble Baroness, Lady Chakrabarti.

Baroness Chakrabarti Portrait Baroness Chakrabarti (Lab)
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My Lords, faced with repeated variations on this question from my tenacious noble friend Lord Kennedy of Southwark, I have heard the always affable Minister talk about this injustice in terms of complexity, sometimes referring leaseholders to their contracts. I am delighted that the new Secretary of State takes a more bullish approach, suggesting that leaseholders should pay nothing and acknowledging that we collectively—the department, some in local government and others in the private sector—failed people at Grenfell. That is a wonderful acknowledgement of principle. Why did it take four and a half years, and when will we move from principle to practice?

Gypsies and Travellers

Lord McFall of Alcluith Excerpts
Thursday 4th November 2021

(3 years, 1 month ago)

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Lord Greenhalgh Portrait Lord Greenhalgh (Con)
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My Lords, I answered that question in my answer to a previous supplementary: there are no plans to bring in statutory provision, because the previous introduction of a statutory duty simply did not work. We will continue to encourage local authorities to fulfil their duties under their local plans.

Lord McFall of Alcluith Portrait The Lord Speaker (Lord McFall of Alcluith)
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The noble Baroness, Lady Blower, is not present, so I call the noble Lord, Lord Mann.

Lord Mann Portrait Lord Mann (Non-Afl)
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Would it not be helpful to have a national website that identifies temporary sites? Indeed, would it not be quite possible for local authorities to be able to live-time the number of vacancies on those sites so that everyone can see what is available and where?