Nature Restoration Levy Regulations 2026

Lord Jamieson Excerpts
Thursday 3rd September 2026

(4 days, 6 hours ago)

Lords Chamber
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Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I thank the noble Baroness, Lady Taylor of Stevenage, for her introduction to these regulations and my noble friend Lord Roborough for his amendment and thoughtful words. I also thank other noble Lords who participated in this debate for their thoughtful words. I think there is universal agreement that these regulations do not work.

We all want to see our natural environment preserved, but people also need somewhere to live. There are 1.34 million people on council waiting lists. Homes in many parts of England are simply unaffordable, with the average home costing 10 times average London wages. For private renters, rent is taking an increasing proportion of household income, about 40% in England and nearly two-thirds for some of the lower-income households. The situation is worsening, with Pepper Money estimating that there are 220,000 fewer rental properties as landlords exit the market following the Government’s Renters’ Rights Act.

We have a housing crisis, but the Government continue to make the situation worse. Despite their commitment to build 1.5 million new homes, only 200,000 were delivered last year, down 4% on the previous year. By contrast, the Conservatives delivered 1 million homes, as promised, over the last Parliament, and that included the impact of Covid. The Government continue to increase the burdens on housebuilding, which ultimately increases the cost to home buyers and renters. It is not just any one regulation or levy but the continual layering of additional burdens: the building levy, landfill tax, high-rise building safety, Section 106 and the future homes standard, among others. The Home Builders Federation estimates that the cost of building a low-rise home has increased by 76,000 since 2020.

It is easy to say that this should be reflected in the price of land, but often the value is simply not there, particularly for brownfield land. With the poor economic outlook and increasing interest rates, people cannot afford higher house prices or rents. If the cost of building is greater than the sales price, homes will not be built, and I fear that in many areas of the country we are approaching that point.

We do not dispute that harm to nature must be managed, mitigated and compensated for. It is a crucial consideration for any planning application, but people also need somewhere to live. During debates on the Planning and Infrastructure Bill, mitigation hierarchy, viability and mandation were discussed and assurances sought by this House. We need developments to provide infrastructure, whether it is schools, roads or health facilities, as well as affordable homes, but these regulations risk cuts to these in order to make sites viable.

My noble friends Lord Fuller, Lord Roborough and Lady Coffey all raised the effectiveness and efficiency of Natural England. Do we really want it to be judge, jury and executioner, setting the policy, determining whether it has been met and then setting up its own schemes and levies with no accountability? Do we want it to be able to create its own monopoly and eliminate competition, as in the Solent, mentioned by the noble Baroness, Lady Parminter?

The Minister has said that Natural England will be accountable to the Secretary of State, but is it realistic that the Secretary of State will be able to evaluate fully the financial effectiveness of every EDP and all the potential competing schemes that are being eliminated for it, not to mention the needs of every single site that might be affected by it? I am not sure that this is realistic. The Minister has said that this will not be an obligation on developers. However, the regulations are littered with words such as “obligation”, “imposed”, “mandatory” and “enforcement”.

We must also reduce our reliance on major housing developers, yet it is the smaller developers which will be most exposed to the individual costs and levies of these regulations. What assurances can the Minister give that viability will be a core part of these regulations; that schools, infrastructure and affordable homes will not lose out; that Natural England will not be able to impose a mandate; and that consideration will be given to SME builders, with recognition of the need to prioritise brownfield? As my noble friend Lord Randall of Uxbridge pointed out, when will we see the impact assessment of these regulations?

We need a balance between the need to preserve our environment and the need for housing. Regulators need to be accountable.

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Lord Jamieson Portrait Lord Jamieson (Con)
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Before the Minister sits down, can I just clarify a couple of comments that she made? She was very clear that there would be an option as to whether one went with the Natural England EDP. Can we be absolutely clear that that will always be the case, particularly when Natural England is marking its own homework and deciding whether the mitigation put in place by a developer, whatever that is, is sufficient or not? Secondly, she said that it would be mandatory only in very specific situations and gave the example of an EDP that was specifically brought forward for a particular large development. Can she be clear that that is the only instance in which it would be mandatory? Thirdly, I think she said that developers cause pollution. I believe additional housing results in additional burdens on nutrient neutrality; it is not necessarily that the developer itself is polluting. The Minister might want to clarify that one.

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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I will clarify that, in all but exceptional circumstances, EDPs are voluntary for developers. The Planning and Infrastructure Act establishes that Natural England can recommend that use of an EDP be mandatory only where it deems it to be necessary. This is a high legal bar, and it would ultimately be for the Secretary of State to consider whether an EDP is made. Given that the vast majority of EDPs will be voluntary, if an EDP is not a viable, competitive or attractive option, developers will continue to use existing routes to meet their obligations, limiting the ability of Natural England to deliver the wider environmental benefits that the NRF is designed to achieve.

We want to make this process work better for nature while continuing to allow the growth we all want to see take place, particularly housing growth. There is no doubt in my mind that we could not carry on as we were. We have had to make some changes to make sure that we protect our natural environment and get the growth we want to see.

Building Safety Levy (Amendment) (England) Regulations 2026

Lord Jamieson Excerpts
Wednesday 2nd September 2026

(5 days, 6 hours ago)

Grand Committee
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Baroness Pinnock Portrait Baroness Pinnock (LD)
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My Lords, first, I wish to welcome the noble Baroness, Lady Blake of Leeds, to her new role. I look forward to working with her; I am sure that we will agree on some occasions, maybe more than most. Let me say right from the beginning that we Liberal Democrats accept the technical changes in this SI, because in effect that is what they are. The amendments are sensible, practical and entirely necessary to prevent any chaos following the levy’s coming into force in October.

The positive changes to which the noble Baroness, Lady Blake, has referred are important to remove the loophole of previously developed land. Developers are very good at finding loopholes, so that is important. The spot check and having a strict notification period are also important, as well as separating purpose-built student accommodation from being classed alongside residential. That is positive and we support it.

The Government have set a target of raising £3.4 billion, which is good. However, they are planning to raise this over 10 years. In the first year, the levy raises zero. In the second year, it raises—these are estimates I found from, I think, the Office for Budget Responsibility—just £55 million. By the fifth year, so in 2030-31, it will raise £395 million a year, so over the first five years it will raise just £1 billion of the £3.4 billion that it is estimated to raise. I guess there will be reasons for that, but it is unlikely to raise significant sums in the first couple of years.

Once you have in mind that that is how the funding is going to be and that it will be five years before anything significant comes into the coffers to support remediation, you say to yourself that the Grenfell Tower tragedy was nearly 10 years ago and the Government are still having to find ways of raising sufficient funds to pay for remediation on top of the £5.1 billion, I think, that they have put aside. About 50 major developers have signed up to a scheme to fund it. The Minister has just said that there is no justification for buildings to remain unsafe, but 46% of buildings have not even had work started on them.

Although the levy is important, and I accept the positive changes that are being made, the lack of urgency in all this is worrying, especially if you live as a leaseholder in one of those blighted apartments. I say “blighted” because, if you are a leaseholder waiting for flammable cladding to be removed or safety defects to be remedied, you are stuck in that flat because you cannot sell or remortgage. You are stuck. That is 10 long years, more so when this levy is coming to light.

I have some questions for the Minister. Considering that only £1 billion will be raised in the first five years, who will then fund any of the schemes that would be funded under this levy? How will they be funded? Presumably, nobody is going to say, “You can’t get on and do it because we haven’t got the money coming into the coffers just yet”. Is there any way that the Government could find to accelerate the scheme so that more funding comes in in the first five years? That would give leaseholders some hope. My next question is also about leaseholders. Despite the Government’s best efforts, which I support, some of them are still finding that freeholders and management companies are putting some of the costs on to service charges. How can the Government get the message out to leaseholders that that is not right and that they can go to First-tier Tribunals to challenge it?

I have said all along in this terrible situation that the one group of people who are completely innocent is the leaseholders. They do not even own the bricks and mortar; they lease the space in between the bricks and mortar. They should not be paying anything. Anything that the Government can do to protect them further would be welcome. Having said that, I support what is in the statutory instrument.

Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I also welcome the noble Baroness, Lady Blake, to her role on the Front Bench. It is great to see her. I remember the number of times that we stood on opposite sides in the LGA. We move on, and we are still in the same relative position.

I thank the Minister for bringing forward these regulations to make corrective amendments to the levy regulations introduced last year. We recognise the need to make buildings safe—it is important—and the role that the levy plays in that, and the need for clarity. I agree with the noble Baroness, Lady Pinnock, who rightly raised the time it is taking to make these buildings safe and that, in effect, people are trapped within them. Recently, on the Social Housing Bill, we raised the issue of shared ownership, which is in a particularly egregious position.

We welcome some of the changes: the earlier deadline for the authorities responsible for collecting and administering the levy to notify the person who is liable of an information check. But can the Minister confirm that authorities will have the capacity to meet these earlier deadlines? The Government have also made the decision not to take forward an extended exemption threshold for major residential development in the levy regulations. Can the Minister please expand on the rationale behind this decision?

I want to touch on something else, because we have a housing crisis and a shortage of housing, and we are not building enough. The regulations include amending the definition of a previously developed site, whereby 75% of the land has to be previously developed. The SI now clarifies the treatment of fixed-surface type infrastructure and unlawful operations and excludes wholly underground buildings from the definition, as well as underground parts of buildings, from the 75% calculation. As I understand it from the impact assessment, this will result in an increase in charges to developers, as less brownfield land comes within the scope of the 50% discount to the standard rate. I do not know how to interpret that, so I would appreciate it if the Minister could clarify it and the level of the increase.

We have said on many occasions, and I believe that there is support across the House, that we should prioritise brownfield development. Ostensibly, this discount prioritises brownfield development. However, given that the levy relates to the value of property, its impact is greater on brownfield sites in urban areas of high value, such as London. While the revised impact assessment suggests that this will be taken off the land value, in practice, much of the additional cost will be factored into the sales price and borne by the purchaser. This is particularly so on brownfield land, where the existing use is obviously not subject to these costs. Indeed, many alternative uses, such as retail, care homes and data centres, would not be subject to this cost.

Social Housing Bill [HL]

Lord Jamieson Excerpts
Lord Best Portrait Lord Best (CB)
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My Lords, I will add a Cross-Bench voice to the thanks due to the Minister and the Bill team, not just for listening in numerous meetings to the case made for a series of amendments that we proposed but for the actions being taken as a result. As I can testify from many years of trying to improve the housing Bills that come before us, change seldom follows directly from the adoption of an unaltered amendment accepted by, or imposed on, the Government. But change can be achieved none the less, and in this Bill, thanks to commitments made by the Minister, progress has been forthcoming on a range of important issues.

The value of these improvements, which will be embodied in better guidance from government, statutory instruments that contain the small print and, yes, some government amendments, should not be underestimated. They include better-defined exemptions for right-to-buy sales in rural areas, pressed for by the noble Lord, Lord Cameron of Dillington, and me; additional protections for tenants in domestic abuse cases, championed by the noble Baroness, Lady Neate, and her supporters; better practice for those losing their social housing because police advice has been to leave accommodation targeted by violent gangs; a longer timescale for housing associations to notify local authorities before selling off precious social housing, achieved after several fruitful meetings involving the Chartered Institute of Housing, the Local Government Association and others; and clarification of the law to enable social landlords to gain access to properties to carry out safety checks, but only after meeting strict conditions for assessing vulnerability for tenants, giving adequate notice before entry and so on, as advocated by the tenant representatives of the G15 residents’ group.

The Bill has led to a whole range of significant changes, mostly non-legislative but effective none the less, thanks to the Minister listening and acting—not least in response to the Cross-Benchers’ representations. This is much appreciated.

Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I trust that everyone has had the opportunity to recharge their batteries over the summer, as I see that we have a rather busy schedule over the coming few months. The Recess provided an opportunity to reflect on the Bill. As mentioned by my friends in the Liberal Democrats, despite being named the Social Housing Bill, its real focus has been to restrict tenants’ rights to buy their own homes. We oppose that approach.

Right to buy has been one of the greatest drivers of social mobility this country has ever seen, enabling millions of families to build capital and stand on their own two feet. We are the party of opportunity, while it seems the party opposite and others favour increased state dependency. We on these Benches believe that combining right to buy with a one-for-one replacement policy with 100% retention of sale proceeds, as introduced by the last Conservative Government, would see increased availability of social homes and deliver the new homes that we all want to see.

With 1.34 million people on council housing waiting lists, we have also sought to address how the current stock of 5.3 million social homes is managed—cracking down on fraud, reducing underoccupation, encouraging those who can afford it to move on and, as the noble Baroness mentioned, looking at greater transparency. This move could free up hundreds of thousands of social homes for those British citizens truly in need.

We pursued amendments to address the problems within shared ownership. I thank my noble friend Lord Young of Cookham for his work in this area. We appreciate the Minister’s commitment to look at this, but I am at one with my noble friend in saying that more needs to be done. This is a key area.

We strongly welcome the Government’s commitment to tackling the issues that domestic abuse victims face in the social housing system. This House discussed its practical implementation.

Finally, I place on record my sincere thanks to the Minister for the time she has taken to engage outside the Chamber and for the considerable work she has done in steering the Bill through the House. Her professionalism has been greatly appreciated across your Lordships’ House. I thank my noble friends for their support over the many hours in this Chamber and all noble Lords who have engaged generously throughout. In particular, I thank my noble friends Lady Scott of Bybrook and Lady O’Neill of Bexley. I also thank those not in the Chamber—Amrita, Richard, Hannah and Henry—who all provided considerable help. I thank all the staff and doorkeepers. Fortunately, this Bill was not quite as long and strenuous as some of the other Bills we have debated.

The Bill may not deliver the housing that our country needs, but our debates have shown that your Lordships’ House remains committed to addressing this issue.

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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My Lords, I echo the noble Lord, Lord Jamieson, in welcoming everyone back to the House. I omitted to do that when I stood up earlier. It is great to be back here. If the noble Lord thinks this Bill has been a bit less painful, I remind him that we have the elections Bill next; I look forward to those debates.

I thank the noble Baroness, Lady Thornhill, for her comments. She is quite right that this is a very narrowly scoped Bill. The title might perhaps suggest otherwise, but the reason it has been so narrowly focused is that there is a complete review of the allocations process going on simultaneously, and those things can be changed without going through a primary legislation route.

The noble Baroness was right to refer to both shared ownership and rural issues; both are things that we are still debating. The noble Lord, Lord Young, also raised the issue of shared ownership. The department looks forward to further discussions with him as the Bill makes its progress through the Commons. I will be happy to meet him at any time to try to move this on.

I thank the noble Lord, Lord Best, for all the work he did during the passage of the Bill, particularly around access for safety issues. It is key that our housing providers are able to access. We put a lot of stress on them in insisting that their properties are safe, and they need support to do that. There is more work to be done before we can move that forward.

The noble Lord, Lord Jamieson, and I have fundamental differences about the purpose of this Bill. Our Government are not withdrawing right to buy—we do not think that is the right thing to do—but the fatal flaw in the right-to-buy process was not replacing those properties. There are towns such as mine where we went down from over 30,000 council homes to 8,000; that has been a big generator of some of the housing issues that we have seen over the years. This Bill aims to make sure that we get the balance right in giving people the opportunity to buy their own home without impacting unnecessarily on that housing supply. The issues around fraud and underoccupation that the noble Lord mentioned can be dealt with outside legislation; I know that councils are looking at that all the time as well. I am grateful for all the contributions that have been made.

Greater Cambridge Development Corporation (Establishment) Order 2026

Lord Jamieson Excerpts
Wednesday 22nd July 2026

(1 month, 2 weeks ago)

Lords Chamber
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Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I make the House aware of my potential interest as a councillor in central Bedfordshire, which neighbours this area. I support my noble friend Lord Lansley in his amendment. I was going to say how important Cambridge is to the economy of the UK, but I think the noble Lord, Lord Smith of Finsbury, has done a far better job than I can. It is an absolute critical part if this country is going to be successful and have the growth that it desperately needs. However, Cambridge is hamstrung by a lack of housing, infrastructure and commercial space for biolabs, technology and so forth. You have a town of around 150,000 which every day, according to the 2021 census, has 55,000 commuters coming in—bearing in mind that that was during Covid, the actual number is probably far higher—largely by car.

The Government are right that Cambridge needs to grow. That is why I was pleased that the last Government progressed with east-west rail, the A14 dualling and the A428 Caxton Gibbet to the A1, but there is much more to do. Cambridge, as I said, needs more housing, lab space and commercial space. It also needs to work with other areas of the wider geography. It is not just the Ox-Cam arc; it is the golden triangle, spanning Oxford to Cambridge to London, which is a global powerhouse in technology and biotech among others. It encompasses the Minister’s Stevenage, and it has central Bedfordshire at its geographic heart.

A DCO can be a useful delivery mechanism, but it needs to be one built on local support, functional geography and democratic accountability. It must have clear outcome-based objectives, with resources and powers linked to those outcomes. The Minister mentioned the negative instrument which is to come that will outline those, but I feel that is very much the cart coming before the horse. If you are going to look at the organisation, you need first to know what it will do and what its powers are. Then there is the question of local government reorganisation, as the noble Baroness, Lady Pinnock, mentioned. We may set up a geography here only for it to change completely in a few months’ time.

The issue of geography is very important. Major projects and developments just outside the proposed area could have huge impact. Tempsford new town is potentially almost as large as Cambridge itself. Around junction 13 of the M1, we have the new town in Milton Keynes, we have a large data centre, we have Universal and we have the Marston Vale development, which will have a huge impact, particularly on east-west rail, the M1 and east-west corridor travel. Then we have things such as the A1 realignment. That needs somehow to fit all together as a package.

Several noble Lords talked about planning powers. Clearly we need to know what the geography is when we look at the planning powers. If you are going to have a much bigger strategic overview, you should not have detailed planning powers. If you are going to have detailed planning powers, that raises the question: why can it not just be based on a council-led DCO rather than a centralised national DCO, or even a mayoral DCO?

I talked about resources. We have heard about a lack of water and we have talked about a lack of electricity. I know from my experience that development in Biggleswade could not go ahead until we had additional power, and there is a constant refrain of a lack of water. What powers will this DCO have over things such as Great British Railways, Anglian Water, highways and the electrical and power companies, not to mention east-west rail? Will it have defined outcomes and targets? Will it have a clear division of responsibilities between the DCO organisation, the local councils and others? I want to be clear on this because the Minister talked about strategic sites, and we discussed this during the passage of the planning Bill. Is “strategic” above nine houses? Is it above 500 houses? What size of development is it? I think many people have a different view of what strategic is.

Many have mentioned democratic oversight. How does central planning in government centralised body fit with the new Prime Minister’s promotion of devolution? I believe the answer will be the creation of so-called structured forums for local residents, but what are the details? What will their statutory status be? How will members be selected? What powers will they possess? How will their views influence decision-making? How will Ministers be held accountable if those views are ignored? It is for these reasons that I support my noble friend Lord Lansley in his amendment and look forward to the Minister’s response.

Local Government Reorganisation

Lord Jamieson Excerpts
Tuesday 21st July 2026

(1 month, 2 weeks ago)

Lords Chamber
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Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I thank the Minister for the opportunity to ask questions on this Statement. On these Benches, several of us have run unitary councils. We recognise the potential for improved efficiencies and better delivery for residents. However, that must be done on the basis of genuine communities and geographies, at a scale capable of delivering meaningful efficiencies and with the true consent of residents.

The Government set out clear principles at the beginning of this process: a scale of around half a million people, respect for existing boundaries and local consent. Yet looking at the proposals before us today, it is difficult to conclude that those principles have been applied in practice, with populations ranging from nearly 700,000 down to 170,000, the breaking up of existing district councils, and a lack of local support and consent.

Rather, the common thread that seems to run through the proposals is a focus on the needs of largely Labour-run city councils to the detriment of the rest of those counties. The Government have accepted the proposals of Leicester, Lincoln, Nottingham, Oxford, Plymouth and Exeter, among others, despite unanimous opposition from the remaining councils in those areas. Is this just about rescuing badly run Labour councils and facilitating cities shifting their housebuilding to the neighbouring green fields?

I highlight Devon, where the expansion of Exeter and Plymouth is necessitating the break-up of several district councils and will leave what can best be described as an orphan Devon coast and countryside council. This will be a unitary for a population of only 260,000 but spread over a vast rural area, stretching from Kingsbridge on the north coast to Sidmouth on the south coast—a journey of two hours or so by car, and a similar journey from east to west. This is setting up a council to fail. The situation is similar in Leicestershire, Lincolnshire, Oxfordshire and Nottinghamshire. As my honourable friend in the other place, the shadow Secretary of State, said, this appears to be gerrymandering for political benefit, not delivering for residents.

Ministers have repeatedly stated that councils should meet the standards of transparency, consultation, good governance and sound decision-making. Yet many communities and councils are asking themselves, have the Government applied those standards to themselves in reaching these decisions?

Having run a unitary council with a population of just under 300,000, I know that scale truly matters in key services such as adults’ and children’s social care and services such as highways, which will represent nearly 80% of the expenditure of these new unitary councils. We succeeded because we were well-run, but it was a struggle. No doubt my noble friend Lady Scott will tell Members here about the success of Wiltshire Council, which had the benefit of being substantially larger.

Breaking up counties into smaller units of 300,000 or less will cause significant dis-synergies, particularly following government funding cuts for many councils. How many more councils does the Minister expect will require exceptional financial support as a result of these changes? And that is before the impact of the disruption, as councillors and officers focus on the uphill of reorganisation, exacerbated by the break-up of district councils, rather than doing the day job of focusing on delivering for their residents.

It is particularly striking that these concerns are not confined to this side of the House. In the other place, Liberal Democrat Members have complained about things being “done to” and not “done with”. Even Labour Members themselves have objected to decisions affecting their own areas. Others have questioned why coherent communities were being split, why some selected proposals appeared not to meet the Government’s own criteria and why areas with such strong local identities are being carved up to fit the new structures.

Devolution should be about empowering local communities, not imposing structures from Whitehall. Reorganisation should be a means to an end, not an end in itself. If local government reform is to command public confidence, at the very least it should be transparent, consistent and demonstrably fair.

Can the Minister therefore explain why the Government departed from their original principles on population size, retaining boundaries and financial sustainability? What objective criteria were applied when choosing between competing local proposals? Why were proposals that split established communities or transferred areas into expanded city authorities preferred over alternatives? Have the Government truly examined the impact on the delivery and viability of those essential social care services that support some of the most vulnerable in our communities? What steps will the Government now take to reassure communities that these decisions have been taken in the interests of effective local government rather than political convenience? Can the Minister assure the House that these proposals are financially viable and will not result in the need for more exceptional financial support? Lastly, what will be the impact of the almost inevitable issuance of JRs?

Baroness Pinnock Portrait Baroness Pinnock (LD)
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My Lords, there are some deeply worrying elements in the Statement. First, it was issued on the final day before the Commons Recess. A momentous decision of that purport should be the subject of detailed scrutiny but that has been deliberately avoided. Secondly, the announcement has been made by a Minister who then resigned from the Government—it was his final throw of the dice. So this announcement is discredited before the details are even considered.

I trust that the new Minister for Local Government will make it her first task to reconsider the implications of these decisions. It is imperative that Angela Rayner does so, because the decisions that have been announced fail to meet the test of enhancing devolution and democracy or of creating new local authorities that will be financially sustainable. The claim is that creating unitary authorities will put an end to two-tier councils, but, at the same time, the Government intend to create an additional tier of local governance in the shape of mayoral authorities, so two tiers will remain.

The decisions that the Minister made about the boundaries are controversial. Some have described them as gerrymandering, and there seems to be no other explanation in some instances. For example, Devon, which has already been referenced by the noble Lord, Lord Jamieson, has been divided into four authorities—three are relatively small councils in geographical terms, based on Plymouth, Exeter and Torbay, each with a population of around 300,000, and the fourth is the rest of rural Devon, with a scattered rural population with no obvious centre—but Gloucestershire is to have one council serving a population of 670,000 people. Can the Minister explain how this huge range of population sizes is consistent with the parameters that were set by the Government or with creating genuine local democracy?

The argument made in the Minister’s Statement is that there will be 3,000 fewer councillors. From my perspective, it is shameful to be proud of reducing the number of elected representatives. Democracy has to enable electors to feel that they have access to local decision-makers and can influence local decisions. Reducing the number of councillors means increasing the size of wards and making councillors more remote from the people they represent, so, on the test of enhancing democracy and enhancing devolution, these decisions have failed.

Then there is the claim that there will be cost savings by having fewer councillors and fewer council officers. That is a claim that government always makes, but it is not supported by facts. For example, in Devon, the previously single social care model for the whole country will be required to divide into four units, and financial benefits of the model will drop sharply. Very large councils of over 400,000 population see costs per head rise and the financial benefits lost, yet the Government have created several councils way above the 400,000-population size.

The Minister may be able to explain the financial argument with details omitted from the Statement, and I look forward to that if she has those details. In the Statement, the Government have admitted that they have failed in the task of making decisions on Cambridgeshire & Peterborough and West Sussex. When will those decisions be made? Meanwhile, the timetable for electing councillors for the new unitaries is set for May next year, while in some cases ward boundaries will have to be reviewed because of the way the boundaries for the new unitaries have been drawn.

Democratic representation is vital for communities. In England, each councillor will on average represent 3,000 electors. In France, that number is nearer 200 and in Germany it is 400. This Statement represents a retrograde step and a lost opportunity to revitalise local democracy.

Moved by
1: Clause 1, page 1, line 6, after second “years” insert “subject to subsection (A2)”
Member’s explanatory statement
This amendment, and another in the name of Baroness O’Neill of Bexley, seeks to extend the transition period for the commencement of provisions in clause 1 in relation to secure tenancies.
Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, we begin with the amendment standing in my name and that of my noble friend Lady O’Neill of Bexley. As we discussed in Committee, the right to buy has brought transformational benefits for 2 million families across the country. I do not wish to focus on the benefits to those who access right to buy, as I believe that case is inarguable, but rather I wish to debunk the argument against right to buy, which has focused on the loss of social housing.

Let me first be clear that we believe in one-for-one replacement or better, which was why I was pleased that the last Conservative Government introduced 100% retention of right-to-buy proceeds, which enabled councils, including my own, Central Bedfordshire, to deliver more council housing than was lost through right to buy. If this could spread across the country, there would be no loss of social housing. This should be the focus of the Government: delivering one-for-one replacement, not seeking to deny the opportunity to some of our most disadvantaged families to own their own home, which has proven to be one of the greatest mechanisms for social mobility in this country.

I turn to why right to buy can increase access to social housing. Some might find this counterintuitive, so forgive me if I get a little into the weeds. I refer to the Government’s impact statement, in particular to table four on page 24, which shows that, in 2026-27, the pre-November 2024 baseline was 8,050 right-to-buy sales supporting some 5,450 replacement homes. That is the “do nothing” scenario. It also shows that, once the restrictions are fully in place from this Bill and the legacy impacts wind down in the period 2031 to 2035, annual right-to-buy sales are projected to fall to around 1,100 a year, with around 1,450 replacement homes.

I applaud the Government’s ambition for one-for-one replacement—in fact, rather better than that—but, despite that, by the Government’s own analysis, there will be 4,000 fewer new social homes funded every year, or 6,600 if there were a one-for-one replacement. The Minister has argued that more social homes will be retained and, yes, there will be around 3,000 per year. Notwithstanding that this assumes a failure to deliver one-for-one replacement, I would like to examine the impact of this figure, because it ignores a critical factor. Retaining a social home does not mean that it is available for a new tenant. The family still live there; it is just that they have been denied the opportunity to own their own home.

Based on figures from the House of Lords Library, around a net 3% of social homes become available each year for new tenancies, so, of the 3,000 additional homes that are retained, only around 90 would be available each year for a new tenant. Compare that with the 4,000 new social homes if the current right to buy were to continue. The cumulative impact over 10 years would be 35,000 fewer families having the opportunity to own their own social home and, if the Government focused on one-for-one replacement, 65,000 families. As we discussed in Committee, when we are having a housing crisis, this will result in 4,000 fewer homes being delivered every year. Can the Minister explain how denying a home to 4,000 families a year fits with the Prime Minister’s announcement this afternoon about eliminating homelessness?

That is why we have tabled amendments which seek to retain important features of the existing framework, including qualifying arrangements, discount provisions and other safeguards that have formed part of the scheme for many years. Amendments 1 and 2 would protect those who are already secure tenants when the legislation comes into force. The principle is straightforward: existing tenants accepted their tenancy with a legitimate expectation that, after three years, they would become eligible for right to buy under current arrangements. It is one thing to change arrangements for future tenants; it is quite another to make retrospective changes for existing tenants. This is about fairness and a fair transition.

Finally, Amendment 6 is in my name and that of my noble friend Lady O’Neill of Bexley. The Government are proposing to retain a right of first refusal in perpetuity for the local council whenever a right-to-buy property is sold by the owner. The current position is 10 years, which seems proportionate. Perpetuity is a very long time. This raises multiple questions about inheritance, redevelopment, long-term blight and evidencing many years after the event that you actually did offer it. This is bad law and risks inevitable problems for the future.

There is a simple choice before us. Do we support aspiration? Do we support the opportunity for families to own their own home? Do we support increasing the availability of social housing for those on council waiting lists? Do we support building more homes in a period of housing crisis? Or, for ideological reasons, will the Members opposite deny tenants the opportunity of home ownership? Will they deny those on council waiting lists the opportunity of a secure and affordable social home, while cutting housebuilding? We should not seek to stop right to buy. The better approach would be to strengthen replacement, reinvestment and local delivery. I beg to move and look forward to the Minister’s response.

Lord Cameron of Dillington Portrait Lord Cameron of Dillington (CB)
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My Lords, I have Amendment 7 in this group and must once again refer to my interests as a retired member of a Somerset farming family which lets some houses on the farm.

During the passage of this Bill, I have explained how the shortage of affordable housing to rent in rural areas has had and continues to have long-term social and economic consequences for our communities. It has led to school, shop and pub closures and reductions in transport and other services—quite apart from the effect on the viability of local businesses. Traditional family and social networks have collapsed, and all this has been caused by a lack of affordable housing to rent in our countryside. We must protect this stock, both where it remains and where, hopefully, it is soon to be added to. I will not say any more about all this because your Lordships have heard it all before and I have had support from noble Lords on all sides of the House.

I thank the Minister and her team for meeting to discuss our concerns about how the strict interpretation in how Section 157 of the 1985 Housing Act was implemented resulted in over 60% of rural parishes being excluded from the exemption to the right to buy. Thus 60% of all rural parishes remained exposed to the near certainty of losing their council houses—and they did. We must not let this happen again. The problem was, and remains, that in the 1985 Act, Section 157 regulations require that local authorities apply to the Secretary of State for rural area designation of their rural parishes: that is, parishes that have a population below 3,000, with less than two persons per hectare. The problem was and is that few local authorities applied. Most local authorities did not realise that this was a requirement, had transferred their stock to a registered provider or did not have the resources to put together the necessary evidence. The point is that they did not apply and therefore we lost 60% of conforming rural parishes.

At our meeting with the Minister and her team, we all agreed that this must not happen again—hence my amendment, which I tabled in Committee and repeat here. We also agreed that it was not strictly necessary for the definition of a designated rural area to be in the Bill. Therefore, I agreed not to press my amendment to a vote, provided we had some sort of undertaking that, at least in the short term, all parishes that fitted the criteria could be included, whether or not their local authority had made an application following the 1985 Act. It would be unfortunate, to say the least, if the Government merely rolled over the post-1985 list of parishes with designated rural area status. I am counting on the Minister to reassure me on that point.

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On the basis of the reasons that I have set out and the reassurances I have given, I ask that noble Lords do not press their amendments.
Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I should have declared at the outset that I am still a council member in Central Bedfordshire.

This debate has highlighted a number of important issues concerning the future of right to buy. I thank the noble Lord, Lord Cameron, for raising the issue of access to rural housing. I thank the noble Baroness, Lady Jones, and my noble friend Lady Coffey for raising the issue of transparency, which is important, and my noble friend Lord Fuller for raising the issue of retention of local receipts.

However, I return to my main theme, which I discussed earlier. Right to buy and recycling the receipts from it gives an opportunity for people to own their own home. It enables the building of more social housing and reduces the housing list, because a new home is 100% available: you do not have to wait, on average, 30 years for that house to become available. It also increases the housing stock of this country. That is win-win-win. Stopping right to buy is lose-lose-lose. It stops aspiration. It will mean longer council housing waiting lists and fewer homes being built. It is particularly egregious that those who are already secure tenants will be denied the opportunity to buy their own home after three years, something that they could reasonably expect to do.

I am therefore still minded to press my Amendment 1 and its consequential Amendment 2, because this is about fairness and opportunity. On these Benches, we think this is an important issue and we wish to protect it. I would like to test the opinion of the House.

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Lord Best Portrait Lord Best (CB)
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My Lords, for once I rise to oppose—at least in part—an amendment in the name of the noble Lord, Lord Young of Cookham: Amendment 77. I want to defend the concept of providing secure social housing tenancies for life. The review proposed in Amendment 77 envisages five-yearly reviews of whether a tenancy should continue, with the possibility of a consequent requirement for a tenant to move elsewhere if their circumstances have changed sufficiently. This would engender a constant state of uncertainty and insecurity for every social housing tenant.

Apart from the administrative overload, to which the noble Baroness, Lady Thornhill, has drawn attention, I suggest there are some powerful reasons why denying social housing tenants a secure lifetime tenancy is likely to have undesirable consequences. First, the section of the Housing and Planning Act 2016 that has not been introduced to date, and which the Bill intends to repeal, would have required social housing tenants to pay a higher rent if their income improves. In theory, this would pressurise tenants to move on into the private rented sector or, less probably, to buy their own home elsewhere. I maintain that no regime should penalise tenants in social housing who improve their position in life by working hard and earning more. They should not be expected to pay for their success by facing higher rents. A system of rising rents for rising incomes brings disincentives to work longer hours, or even to work at all.

Secondly, if a tenant leaves subsidised housing because their improved financial position has meant a penalty in their rent, what happens if they have a reversal of their fortunes? The PRS property to which they have moved will no longer be affordable on their now reduced income, but it would be virtually impossible for them to regain a social home lost in this way.

Thirdly, if tenants are pressurised to move out of social housing and into private renting when their personal circumstances improve, they are likely to encounter the problem that their income will drop on retirement. A market rent that was affordable when they were working can swiftly become unaffordable when they are retired. The taxpayer will then get lumbered with a further increase in the housing benefit bill.

Fourthly, keeping households on an estate of social rented housing, despite their circumstances improving, has social and community advantages. A mixed-income estate that includes some tenants on rather higher incomes means successful neighbours providing role models for other families, often demonstrating community leadership for resident-led activity.

Fifthly, if tenants are encouraged or compelled to move out when they do well, those who remain could be stigmatised as losers and failures. This stigma can seriously affect children’s life chances, as American research into concentrated poverty has revealed.

Finally, there is the argument that tenants should be compelled to move on if they no longer need the space they are occupying—for example, if they have a spare bedroom. For this, the bedroom tax presents a case study. This reduction in housing benefit was intended to incentivise underoccupying tenants to move out but, in reality, very few of those facing the bedroom tax proved willing or able to move. Rather, the withdrawal of benefit from those with a spare room has served only to reduce the incomes of those affected. It has seldom been possible for the downsizing tenant to find a suitable home elsewhere. They have simply been made poorer through losing some of the housing benefit that previously covered their rent.

Instead, carrots rather than sticks have been shown to work in persuading older tenants to downsize into later living homes, such as a cluster of smart new apartments that replaced redundant garages on a council estate. Rather than pressurising elderly tenants to downsize, the incentive of a more suitable home—nearby accommodation that is more accessible and manageable —produces better results for everyone.

For all these reasons, I caution against a review that considers alternatives to secure-for-life social housing tenancies. These alternatives are likely to diminish the quality of life for tenants, especially measures that pressurise tenants unwillingly into an enforced move. Like most of us who are home owners, tenants in social housing thrive on the knowledge that they are secure in their own homes for as long as they choose.

On Amendment 78, I do not support the unhelpful provision in the Housing and Planning Act 2016 to terminate fixed-term secure tenancies, which has never been implemented. This Bill is right to repeal that measure and preserve long-term security of tenure for social housing renters.

Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I will not seek to elaborate on the excellent speech by my noble friend Lord Young of Cookham, who made a powerful case that, where we have an asset with a finite supply and excessive demand, we need to look at how we can use it effectively.

I say to the noble Lord, Lord Best, and the noble Baroness, Lady Thornhill, who spoke about the impact on the tenant: what about that person who is not able to access social housing because it is occupied by somebody who could comfortably afford their own private rented home or could afford a higher rent? I am not suggesting that everyone can but, where we have a finite resource, we need to use it efficiently. Ultimately, that is about fairness, not just to the existing tenant but to families, often in difficult circumstances, for whom the opportunity of a social home could turn their lives around—as it has turned around the life of somebody who has moved on and been successful. It is also about fairness to taxpayers. Why should someone who is struggling to pay their private rent see their taxes fund a subsidised home for someone earning more than they are? Again, I am not saying that they all are. This is about moving on.

I am pleased that the noble Lord, Lord Best, raised the issue of incentives and carrots, so I was surprised that, earlier on, he did not support the incentive of the ability to buy your own home under the right to buy. Surely that is a tremendous incentive for anyone who could afford to do it, thereby creating, through building, another social home for somebody in tremendous need.

With that, I very much support my noble friend Lord Young of Cookham’s amendment and the retention of the previous Conservative measure, because it is about fairness. It is about using stock wisely and about ensuring that it does the maximum amount of good for the maximum number of people.

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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My Lords, I thank the noble Lord, Lord Young of Cookham, for Amendment 77. I recognise that the intention is to ensure that social housing stock is being used as effectively as possible by requiring local housing authorities to review lifetime secure tenancies at least every five years. But the Government’s position is clear: we support secure tenancies because they provide stability and certainty for social housing tenants in the long term, and for the communities in which they live. This is especially important for families, older people, disabled people and other vulnerable households, who need a stable and secure home and the ability to put down roots in their communities that comes with the certainty that lifetime secure tenancies offer.

Local housing authorities already have tools to manage their housing stock and to support tenants who wish to move to accommodation that better meets their needs. Local authorities can carry out checks to assure themselves that tenants are meeting the terms of their tenancies. I agree that social homes should be used as effectively as possible to support housing need and that we should support landlords to ensure that this is the case. That is why the Government have launched a review into how effectively social housing providers are using their properties. This work is considering how landlords understand tenants’ changing needs and support tenant movement, including where changes result in tenants underoccupying homes. I wrote to all noble Lords ahead of Report with further details of this review. It will report later this year and will be used to help inform future policy development. It is important that we let this work conclude to better understand current practices and challenges before taking action.

On the extensive social housebuilding programme, the answer to lack of supply and to the people on the waiting list is: build more social housing. We have an extensive social housebuilding programme. Inevitably, it had a lead-in time but, now that funding is being allocated, it will quickly accelerate—and I suspect it might accelerate even more quickly now we have new management in place, but that is to be seen later.

Lord Jamieson Portrait Lord Jamieson (Con)
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I feel it is important to comment on that. That programme was announced over a year ago—I am pleased that the Minister has told me now that the allocations are available—and it will be interesting to see when the cash is out of the door. It will not deliver housing for at least another 18 months to two years. That is not making the step change that we need now.

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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But it is a programme that we started on, immediately we came into power, to fill the gap left by not building social homes for all those 14 years before we were in power. I appreciate that it takes a bit of time to get going, but we need to make a start on it, get the money out to those who will build the homes, and get them built.

I thank the noble Baroness, Lady O’Neill, and the noble Lord, Lord Jamieson, for Amendment 78. I understand that this amendment seeks to ensure that social housing is focused on those most in need. However, we do not believe that this is the right approach. As I outlined in Committee, the provisions on high-income tenants contained in the Housing and Planning Act 2016 have never been implemented. To provide regulatory certainty, Clause 17 repeals the provisions. The noble Lord, Lord Young, spoke about ducking tough decisions. These measures were never implemented by the previous Government due to concerns that administrative costs would likely outweigh the revenue raised. We also want to avoid creating disincentives for tenants to increase their earnings.

Furthermore, income should not be equated with housing need or indeed a lack of housing need. Some households earning higher incomes may have additional needs that mean that social housing is the only appropriate option for them. This is an important consideration. Social landlords already have flexibility to run discretionary schemes for higher-earning tenants if they wish to do so, and they will retain this flexibility. For those reasons, I ask that these amendments are not pressed.

Social Housing Bill [HL]

Lord Jamieson Excerpts
Monday 20th July 2026

(1 month, 2 weeks ago)

Lords Chamber
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Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I am grateful to all noble Lords who have contributed to this debate. I will start with where I think we have slightly more consensus and agreement. I believe my noble friend Lord Fuller made persuasive arguments on the importance of making best use of adapted properties. If the noble Baroness, Lady Thornhill, is correct and his amendment is not needed, that is fine, but I would far rather have the ability to do something if it is needed, so this is something that we should be looking at.

We have also heard a very persuasive case from the noble Baroness, Lady Teather, for reviewing whether former members of our Armed Forces are able to access social housing effectively. I very much agree with this. One of the first instances I dealt with in my time as a councillor was that of a military family who were unable to access social housing. I was pleased that we were able to change the rules locally to make sure that they were able to access it.

My noble friend Lady Coffey’s amendment raises questions on local accountability, the relationship between housing associations and the communities they serve and, in particular, councillor representation. When I first became a councillor, I was a councillor representative on our local housing association. That was quite normal; it all changed because of Treasury rules, as my noble friend alluded to, which meant that we could no longer sit on housing associations. My understanding is that those rules have changed slightly and we should take that opportunity to revisit this. Clearly, having somebody local who understands the local issues on housing boards is critical, particularly as some housing associations are getting very large and remote—the noble Baroness, Lady Thornhill, made that point. Certainly, if you have somebody in Stevenage and the housing association is being run out of Manchester—I do not know whether that is the case—they will not have that local knowledge, so getting it is important.

Finally, the amendments in my name and that of my noble friend Lady O’Neill all centre on the already much-discussed issue of the shortage of suitable social housing stock, and our need to deliver and manage that stock efficiently for the maximum benefit of our communities. I turn first to Amendment 84, which is about greater transparency and local connection. We know that local authorities already possess these powers to take local connection into account when determining allocation. The question raised by this amendment is whether those powers are used consistently and transparently.

Amendment 85 would simply require the Government to consider how social housing can remain focused on those with the greatest housing need. It does not prescribe a particular outcome; rather, it asks whether, at a time of acute housing pressures, we are making the best use of limited housing stock, and whether there are ways of helping those whose circumstances have changed and improved towards alternatives, such as home ownership or right to buy, or helping them move into other options. It is not about divisiveness. It is about helping everybody into the best option that suits them.

Finally, on Amendment 83, we need the public’s support and their trust that this is a fair and open country. Social housing is supported by substantial subsidy or grant when it is built, and the public, rightly, deserve and need to understand that it is fair. That is at the heart of this amendment. As my noble friend Lady Scott of Bybrook highlighted at Second Reading, we continue to see high-profile cases that raise public concern: whether it is the First Lady of Sierra Leone or asylum seekers moving straight into brand new social housing, this raises concerns.

Now, that is not to deny the obligations that councils have to house those in need, but we believe that social housing exists to support those with the strongest connection to this country and their local communities. It is not about divisiveness; it is about being a single community. As we have heard in earlier debates, with many families spending years on waiting lists and local authorities facing ever-increasing pressures, it is entirely legitimate for this House to consider whether existing allocation rules command public confidence. For that reason, Amendment 83 gives priority for the allocation of scarce social housing to British citizens. I look forward to hearing what the Minister has to say but, if I am not assuaged, I intend to test the opinion of the House.

Baroness Taylor of Stevenage Portrait The Parliamentary Under-Secretary of State, Ministry of Housing, Communities and Local Government (Baroness Taylor of Stevenage) (Lab)
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My Lords, I thank all noble Lords who spoke in the debate: the noble Lords, Lord Fuller and Lord Jamieson, and the noble Baronesses, Lady Teather, Lady Thornhill and Lady Coffey.

I thank the noble Lord, Lord Fuller, for moving Amendment 79. I very much support the intention behind it. Home adaptations can make a significant difference to disabled people, helping them live safely and independently in homes that meet their needs. I also agree that local authorities should make the best possible use of the homes available to them, particularly properties that have already been adapted.

Local housing authorities are responsible for setting their own allocation schemes, within the framework of legislation and statutory guidance. They will take different approaches to identifying and allocating accessible accommodation. Some may hold a separate register for applicants who need adapted housing, while others may record that information within their main housing register.

We will underline the importance of making the best use of existing stock, including adapted homes, in our updated statutory guidance on allocations. We will draw on evidence from the guidance review and the department’s wider work on stock management to share best practice with local authorities and registered providers. I would very much welcome the noble Lord’s contribution to that work and I hope that, on that basis, he will agree to withdraw his amendment.

I thank the noble Baroness, Lady Teather, for her amendment to review access to social housing for former members of the Armed Forces. I know this is a very important issue for the noble Baroness, as it is for me. This Government are committed to ensuring that those who have served, and their families, can access social housing when they need it. Current and former members of the Armed Forces community benefit from strong protections within the social housing allocations framework, including receiving the highest priority where they have urgent need and the exemption from the local connection rules introduced by this Government.

Op FORTITUDE, for example, is a single referral pathway to connect veterans at risk of or experiencing homelessness with help and support. As of 28 June, Op FORTITUDE has received more than 5,100 referrals and supported 1,150 veterans into temporary or supported housing. I take on board the noble Baroness’s point that very often these two things—the issue from the previous amendment and that in her own amendment—are often linked together in veterans who have disabilities.

My department already collects, assesses and publishes a range of data to understand the access of veterans to social housing, the details of which I have indeed shared with the noble Baroness. I suspect that the numbers we have in the department are low. I think the noble Baroness was quoting from the information I gave her. My department asks authorities to report households that both are members of the Armed Forces community and have been awarded additional preference under the allocation scheme. From this we can see that, in 2024-25, local authorities reported 2,649 households on housing registers that were members of the Armed Forces community and had been given additional preference. That is around 0.2% of the 1.34 million households on housing registers.

As I say, I suspect that that number is low. We rely on veterans to report this to housing authorities. I have discussed this with one of my local veterans’ charities, The Muster Point, which is working very hard to promote this fact, but it says that there is a multitude of reasons why sometimes veterans do not wish to disclose to the housing authority. They do not always understand that this is going to help them in their housing application, so we need to make sure that we get that message out there. I will talk to the noble Baroness and consider how we can do more on that, because it is very important that we get that message out there—that they need to disclose this at the point of their application.

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For all the reasons I have set out, I kindly ask noble Lords not to press their amendments.
Lord Jamieson Portrait Lord Jamieson (Con)
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I think we have a slight misunderstanding. The whole point of Amendment 85 is how we best manage that stock, not just on the point of application but the stock in its entirety, to ensure that social housing is targeted to those with the greatest need. The point I am making is that it goes beyond application.

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Moved by
83: After Clause 18, insert the following new Clause—
“Access to social housing: British citizenship(1) Where a dwelling is social housing within the meaning of Part 2 of the Housing and Regeneration Act 2008 (Regulation of Social Housing), the landlord must be satisfied that the lead tenant is a British citizen.(2) Where the landlord is not a local authority, the relevant local authority should take all reasonable steps to ensure compliance with subsection (1).”Member's explanatory statement
This amendment seeks to ensure that those who are not British citizens cannot access social housing.
Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, it is important that we have the confidence of the public in our housing system. For that reason, I wish to test the opinion of the House.

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A six-month threshold is a proportionate response to the scale of housing need we face. Two years is a long time for a house to stand empty while waiting lists grow and homelessness rises. As the noble Baroness, Lady Coffey, mentioned, earlier intervention would allow councils to act before properties fall further into disrepair, reducing costs and helping to bring homes back into use more quickly. This challenge requires a national response. Wales and Scotland have already shown the value of a strategic approach to empty homes. A national strategy would give local authorities the ability to bring more properties back into use, turning empty buildings into homes. Amendment 89 offers a practical response to housing need while helping to sustain community belonging and participation, and I am very pleased to support it.
Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, we have a new Prime Minister and I worry there may be unfortunate changes, so before I speak to these amendments I place on record that I have thoroughly enjoyed my 18 months with the Minister and sincerely hope I shall enjoy many more months opposite her. As a fellow ex-council leader, she brings local government knowledge to a very important part of government.

I am grateful to everyone who has spoken in this debate. As we move into the night, we seem to be breaking out in harmony. I turn first to the amendments from the noble Lord, Lord Bird. As ever, he is a passionate advocate for addressing homelessness and rough sleeping, and for better utilising housing stock—something that we have been pushing for, certainly as regards social housing stock.

I agree with the noble Baroness, Lady Thornhill. When I was leader of Central Bedfordshire Council, I worked really hard to try to get empty housing back into use. The noble Baroness is absolutely right: EDMOs are a very difficult way of getting housing stock back. In the end, we moved to a CPO strategy. The noble Baroness is right: looking at how we make that more effective and efficient, not just for empty homes but for other matters to do with councils, would be important.

That brings me on to the issue of six months or two years. I know that six months sounds a long time, but I completely agree that trying to find the owners and going through the processes in six months is very difficult. It also raises a number of issues regarding probate. Probate homes, and other examples, are frequently empty for more than six months. That is not because the owners do not want to do something with their home; it is just going through the legal process.

However, it is absolutely right to highlight this issue and look at how we can make better use of property that is empty for extended periods. When a property is empty for two years or more, you will frequently find that there are other issues with that housing to address, and it can often end up being a blight on the neighbouring community. In defence of the previous Conservative Government, they introduced other measures that were very helpful. Having a double new homes bonus for bringing an empty home back into use was a very helpful additional resource while it lasted. The additional council tax for empty homes was also an incentive not to leave them empty.

I would say that my noble friend Lady Coffey’s amendment is thoughtful and inspirational rather than quirky. She is absolutely right to look at the role that Homes England could play in accelerating social housing delivery by making publicly owned land available to local authorities. Whatever view noble Lords may have about the specific mechanisms proposed, the amendment raises an important question about how public land can be best used to support the delivery of affordable homes and homes in general.

The amendment in my name and that of my noble friend Lady O’Neill of Bexley reflects a principle that has long been associated with these Benches: a “brownfield first” approach. I do not think there has been any disagreement in the House about the idea of prioritising brownfield land. There is underused urban land across the country, and there are former industrial sites, vacant plots, and existing social housing estates that are ripe for regeneration. These sites offer an opportunity to deliver much-needed new homes while revitalising communities and reducing pressure on greenfield land.

Yet we need to recognise that building on brownfield is often more difficult, and it is not surprising that developers often take the easy option and seek to build on greenfield. Many Governments of all stripes and colours—this is not a partisan comment—have talked about a “brownfield first” approach, and there is a presumption in favour of brownfield. However, in the planning hierarchy, that is clearly insufficient because it is not working. It is all too easy for objectors to cite numerous planning grounds that delay and frustrate developments to the extent that brownfield sites become too high risk for developers.

The noble Baroness, Lady Thornhill, mentioned that the planning inspector should do this, but when you have only a presumption in favour and not a strong material presumption in favour, that means that you have to take into account many other factors and objections. It is only if we raise brownfield above that level that we will see a step change, which we have not seen to date. Frankly, the proof is in the pudding: we are not seeing enough brownfield developments, so we have to do something.

As I said, this requires that increase in the planning weight given to brownfield land, which is the purpose of our amendment: not just a presumption but a strong material presumption in favour of brownfield development. We believe that that is a practical and balanced approach. It would support the delivery of new homes, would align with the principle of regeneration and would help to ensure that social housing is built in locations of greatest need and where the infrastructure and services often already exist. Too often, debates about housing become polarised between those who want more homes and those who wish to protect local environments. A “brownfield first” approach would help to reconcile those objectives. Conservatives have long championed this approach, which we believe remains the right way forward.

The common thread running through this debate is the need to be more ambitious in how we use the assets already available to us, whether that is empty homes, brownfield land or publicly owned land. On these Benches, we believe that increasing housing supply requires not only investment but a willingness to remove barriers to development where it delivers clear public benefit. Amendment 91 seeks to do precisely that. I thank noble Lords for their contributions and look forward to hearing the Minister’s response.

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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My Lords, I am grateful to all noble Lords who have taken part in this debate: the noble Lords, Lord Bird and Lord Jamieson, the noble Baronesses, Lady Coffey and Lady Thornhill, and the right reverend Prelate the Bishop of Hereford. Before I respond to the amendments, I want to welcome our new Secretary of State, Angela Rayner. She was an absolute powerhouse when she was in the department before, and I am sure she will be again. I hope I get the opportunity to work with her again there. Honestly, if the combination of Angela Rayner and Andy Burnham cannot tackle the housing crisis, nothing will, especially if they are advised by our formidable noble Lord, Lord Bird. That will create the fire and the passion that we need to sort this out once and for all.

Turning to Amendment 89, the Government are clear that, if we want to see more empty homes brought back into use, we absolutely must ensure that that is a focus. I am sympathetic to the proposals put forward by the noble Lord, Lord Bird, to reduce the time that a property must be empty before a local authority can apply for an empty dwelling management order. We all know that there are many and various reasons why properties are left empty, and many of them have already been mentioned. Sometimes there are probate cases and there can be disrepair and insurance cases: if you have subsidence in a property, the insurance company will insist that you leave it empty while it measures the impact of the subsidence. There can be adaptation or tenancy issues, ownership disputes, and abandonment and lender reclamation for properties where the bank or building society needs to reclaim the property. When I was a council leader, there was nothing more frustrating to me than seeing not only properties left empty but then the expense and time that councils had to go to to bring them back into use—the noble Baroness, Lady Thornhill, referred to that process.

As we outlined in the English devolution White Paper, we intend to strengthen the ability of local authorities to take over the management of empty homes, and the Government will confirm further details of how we will deliver this in due course. I do not believe it is necessary to legislate in this Bill to deliver the stated aims of the amendment, because we can already deliver the changes needed by secondary legislation. We already have those powers and we intend to bring forward this secondary legislation as quickly as possible.

Amendment 90, tabled by the noble Lord, Lord Bird, would place an obligation on the Government to create a national strategy and to provide a loan scheme to bring long-term empty homes into use as low-cost rental accommodation. It would also require the Government to provide an annual update on progress under the strategy. I fully understand the aims of the amendment to support local authorities with investment and tools to acquire and renovate empty homes and to analyse the progress on tackling empty homes.

On funding, including the amendment’s proposed loans programme, I note that local authorities can already access grant funding to acquire empty homes through a number of existing programmes designed to support the building and acquisition of social housing. This includes the existing affordable homes programme, the new social and affordable homes programme and the local authority housing fund; the Public Works Loan Board also offers lending to local authorities to support housing objectives, including to acquire empty homes. Setting up a new ring-fenced loans programme for empty homes could overlap with and complicate the funding picture for local authorities, requiring them to bid to multiple different funds to deliver projects involving empty homes in their areas, so I am not persuaded of the value of this part of the amendment.

I am also not convinced that a national strategy is the most effective approach. As I have said, the Government are already committed to strengthening the ability of local authorities to take over the management of empty homes. We want to do that as quickly as possible, but to be successful it is vital that each local authority creates a plan to tackle empty homes tailored to its own local circumstances. The scale of and reasons for empty homes can vary hugely, requiring a tailored local action plan, not a nationally prescribed plan. I therefore request that Amendments 89 and 90 are not pressed, but I invite the noble Lord to discuss further how we are progressing commitments to strengthen the ability of local authorities to take over empty homes and how we can ensure that existing funding programmes are supporting his intended outcomes. I fully expect that he will be called into No. 10 to do that, but if he has any spare time, perhaps he can come and talk to us in the department as well. That would be wonderful.

Turning to Amendment 91, tabled by the noble Baroness, Lady O’Neill of Bexley, and the noble Lord, Lord Jamieson, the Government are strongly committed to a “brownfield first” approach. We discussed it many times in this Chamber during the passage of the planning Act, including the development of social housing. We have been clear that brownfield land must be the first port of call. To support this ambition, the National Planning Policy Framework was revised in December 2024 to set out that proposals for brownfield development should normally be approved unless substantial harm would be caused. We also expanded the definition of “previously developed land” in the framework to include large areas of hard standing, better reflecting land that is already developed, and made clear that plans should deliver greater density in urban areas. The Government are committed to prioritising the building of new social rent homes, and to reflect this we amended the definition of “affordable housing” in the framework to provide a separate definition of social rent, rather than referring to it as just one thing.

We are clear that local authorities should set out the minimum proportion of homes for social rent that should be delivered on new developments. We recently consulted on further measures to strengthen support for development on brownfield land in the framework, including introducing a presumption that development inside settlements should be approved unless any adverse effects would substantially outweigh the benefits of doing so. The consultation included proposals to encourage local authorities to identify sites for estate regeneration in their local plans. This will give residents a formal opportunity to comment on such proposals through the plan-making process.

All this demonstrates the strong support for brownfield development and the building of new social rent homes that already exists in the National Planning Policy Framework and in emerging policy. This addresses what I believe to be the intention of the noble Baroness’s amendment. As such, in our view a strong presumption, as proposed by this amendment, is unnecessary and duplicative as existing and emerging policy already sufficiently seeks to achieve this aim. We will shortly be publishing the new National Planning Policy Framework that resulted from the amendments and the consultation we have done.

Amendment 92, tabled by the noble Baroness, Lady Coffey, seeks to require Homes England to transfer its land free of charge to local authorities where a local authority requests the land for social housing. The noble Baroness reminded me of our first Housing First scheme in Stevenage, for which we used a patch of council-owned land and modular buildings to deliver a supported housing scheme of 18 homes for homeless people with complex needs. We delivered that within 12 months, so the noble Baroness is right; it can be done.

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I would be happy to continue the conversation with the noble Baroness on how we make better use of public land to support social housing, including the role that Homes England should play in achieving those objectives. In the meantime, I hope that she will not press her amendment.
Lord Jamieson Portrait Lord Jamieson (Con)
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We have discussed brownfield many times, and I think that we are both in agreement that that should be the preferred option. The issue that I am seeking to address is that, while we all agree it should be the preferred option, in reality that is not happening. I use London as an example with very low housing delivery. The problem is that, as the Minister said, if substantial harm were to occur, a proposal will not get approval, but substantial harm is based on the weighting given to the different factors in the planning hierarchy in the planning regime. To use the example of a recent planning application whose rejection was upheld on appeal, a dilapidated shopping centre in Peckham was going to be converted into 800 or so housing units, but the planning inspector deemed that the view of a historic clock tower outweighed the benefit of housing in that area. I do not know enough details about that, but my point is that the weight given to that was greater. The point of our amendment is to increase the weight relative to other weights in the planning system such that a proposal is more likely to go through rather than less likely to go through. I appreciate the changes that are coming to the NPPF, but can the Minister confirm or agree that, if we do not see a material improvement in brownfield development, the Government would reconsider the various weightings given within the NPPF?

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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I am sure that the noble Lord will understand that I cannot comment on individual planning cases—it would be very unwise to do so from the Dispatch Box. But he will know that there has been, as I said, this recent consultation on the NPPF. It has a different rules-based policy approach and that has been out for widespread consultation. We had 20,000 responses to that. The new NPPF would introduce an expectation that local authorities plan to meet as much of their development needs as possible on brownfield land, and that is supported by a whole series of policies which will increase housing supply on brownfield, include providing strong policy support for the intensification of brownfield to provide those additional homes.

It would be fair to say that, whenever we introduce a new NPPF—and we certainly did last time when we introduced one in December 2024—we have monitored it and made some changes to it. We are constantly looking at the NPPF, and that is the benefit of the way our planning works. We can be flexible in the way we approach these things. I am sure that officials will continue to keep that under review once the new NPPF is published.

Rights of Boat Dwellers Bill [HL]

Lord Jamieson Excerpts
Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I think I ought to declare a tangential interest, as my brother-in-law is a boat dweller. I am grateful to the noble Baroness, Lady Bakewell, for bringing forward this Bill and for how eloquently she raised the issues faced by boat dwellers, supported by the noble Lord, Lord Cashman, and the noble Baroness, Lady Miller of Chilthorne Domer.

I do not think there is any doubt that there are genuine issues that need to be addressed. It is only fair and right that everyone in this country should have access to public services, whether it is medical or having the ability to vote, and so forth. Boat dwellers are a diverse community. For some, living afloat is a lifestyle choice but, for others, as has been mentioned, it is an affordable housing option in an increasingly expensive housing market—and we have discussed the housing crisis many times. Whatever their circumstances, many boat dwellers undoubtedly face practical challenges in accessing services. The principle that people should not be denied access to public services, mainly because they live on a boat, is one I think we can all get behind across the House.

However—and I am sorry that there is a however—sympathy for the object of the Bill is not necessarily the same as support for the legislation before us. This House must ask not only whether a problem exists but whether the proposed solution is proportionate, workable and compatible with existing law. In that context, a number of provisions in this Bill raise concerns.

Clause 2 defines “boat dwellers” as those

“for whom a boat … is their primary residence”.

The term “permanent mooring” in the Bill risks confusion and, in our view, would be better replaced with “residential mooring”. In the case of the Canal & River Trust inland waterways, where a person chooses to make their boat their primary residence, they are required to have either a residential mooring or a continuous cruiser licence and to abide by the conditions of those licences. Where boaters fail to comply with licence conditions or moorings’ anchorage regulations, the relevant authorities must be able to take appropriate enforcement action, but many of the provisions in this Bill would impede their ability to do so.

The Bill also seeks to elevate a boat dweller’s right to secure a home above many existing statutory responsibilities relating to the management of the waterways. In doing so, it risks creating considerable legal uncertainty. The Bill requires authorities to refrain from enforcement action wherever such an action might affect a person’s right to a secure home, yet it provides little clarity on how competing rights and responsibilities are to be balanced in practice. Inevitably, this will risk litigation and uncertainty for both authorities and boat dwellers alike. Nobody wishes to see vulnerable residents lose their homes, whether that is on land or water, but we must consider the wider implications for creditors, navigation authorities and the rule of law. The Bill appears to create protections that go considerably beyond those available to homeowners or tenants on land. This House must be cautious before establishing a category of property that becomes effectively immune from certain forms of law enforcement.

Perhaps the Bill’s most striking provision is that which requires relevant authorities to give greater weight to the rights and interests of boat dwellers than to those of commercial, sporting and leisure users or riparian owners, including homeowners, whenever the rights of boat dwellers may be affected. That is a very far-reaching proposition. Britain’s waterways are shared spaces: they support economic activity, recreation, tourism, environmental purposes and residential use. Good governance requires fair balancing between all legitimate interests. Whatever one’s views on the current enforcement practices, we should recognise that mooring space is a finite resource. Navigation authorities already struggle to enforce these essential regulations, particularly in premium sites. If authorities are deprived of the ability to manage that resource effectively, there is a risk of congestion, tension between different users and unintended consequences for the very communities this Bill seeks to assist.

There are also questions about whether this Bill inadvertently imports concepts from the housing law into circumstances for which they were never designed. In previous debates, as has been mentioned on related matters, concerns were rightly raised about whether concepts such as dwelling house, tenure and residential occupation can simply be transposed into a waterways context.

Finally, I raise the issue of council tax, as the Bill potentially raises a number of issues of when a boat is a home or not. Currently, a boat with a permanent mooring on which you reside is subject to council tax, but not if you do not permanently reside there. If, in effect, all boats have a right of residence, would they all be subject to council tax or second home tax? I do not have the answer, but it is a question that needs answering.

None of this is to dismiss the concerns that have motivated the Bill. We should continue to examine whether barriers to public service can be reduced and whether existing protections are operating fairly. But legislation must be carefully targeted and evidence based. In its current form, the Bill risks upsetting long-established legal frameworks, constraining the legitimate functions of navigation authorities and creating uncertainty for all users of our waterways. For those reasons, while I respect the intentions behind the Bill and we believe that something needs to be done, I remain unconvinced at this stage that it provides the right legislative answer. I look forward to hearing the contribution of the Minister and whether she is able to answer some of those flummoxing questions.

Local Plans (Burial Space) Bill [HL]

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Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I am also very grateful to the noble Lord, Lord Mohammed of Tinsley, for bringing forward this Bill, and for the clarity of its purpose, which he spoke about.

This is a thoughtful and timely proposal for addressing an issue that other noble Lords have raised, which is clearly important. I declare my interest as a councillor in central Bedfordshire. Not unsurprisingly, space in cemeteries is a key issue. In one of my villages, Westoning, there are six spaces left in a village of around 2,000 souls. The noble Lord, Lord Brooke of Alverthorpe, said that he is in the waiting room; we are all in the waiting room—some of us just wish to wait a little bit longer than maybe he does. That point is very pertinent for some of my residents, who are very conscious that they want to be buried in their local village. For the 17 years I have been there, I have been helping them try to find a site, but it is not necessarily easy. You would have thought that in a village in the middle of the green belt there would be space, but when you take account of land ownership and in my area the risk of flooding in particular—obviously, you have to have a water table well below the depth at which you bury people—it is not simple. However, it is very important, and I recognise that.

Responsibility for burial provision rests primarily with local authorities. I am not quite sure of the case in London but, in many rural areas, the actual delivery is done by parish councils, religious bodies and churches. With the pressures due to land use, demographic change and different faith and cultural communities, the current framework is frankly increasingly stretched. The Law Commission’s ongoing review of the death management system has highlighted the complexity of existing arrangements and the need for a more coherent and long-term view.

I also want to highlight what the noble Viscount, Lord Stansgate, raised. As he said, in the 17th and 18th centuries, this was a commercial opportunity. He mentioned the seven major cemeteries in London, one of which is Highgate Cemetery, which I had the pleasure of visiting about a year ago. That was set up as a private enterprise and made a lot of money, until it went bust. Running cemeteries is a long-term business. They are costly to set up and there are ongoing costs for a long period of time.

The noble Lord, Lord Brooke of Alverthorpe, mentioned the price of £24,000. For many people, that is way out of reach. I would not like to go back to the 17th-century provision where the nobility can have themselves buried nicely and the paupers cannot. It is very important that we look at this in the round. I take his suggestion that maybe we should look at extending the Bill to look at how we can reuse existing facilities, bearing in mind that that would also raise the whole issue of the ownership of those facilities.

We recognise the challenges and the sensitivities, but ensuring that all communities have access to dignified, appropriate burial space is a basic matter of respect. The Bill’s emphasis on consultation with faith groups, burial authorities and neighbouring councils is very welcome. We also note the context of the Law Commission’s work on grave reuse. Although the Government have yet to publish their full response, the commission’s proposals on strengthening safeguards, extending powers beyond London and protecting war graves demonstrate the scale of reform that may be required in the years ahead. The Bill does not pre-empt that work but provides a practical interim framework for local planning.

There will clearly be questions in Committee. One that I will focus on is the resource implications. As I mentioned, it is not just about the cost of setting up a cemetery but of looking after it for not five, 10 or 20 years but potentially over 100. That cumulative cost is significant, and many local authorities are severely stretched. I appreciate that the noble Lord, Lord Mohammed of Tinsley, implied that it would not necessarily be a burden on local councils but, as I understand it, as the Bill is written ultimately they are the backstop—if you are the backstop for anything, you need to make sure that you can afford it.

Given the stretched finances of local government, particularly after some recent cuts for some councils, what is the Government’s position on new burdens? This will be a new burden for local councils. Also, we need to look at the interaction between existing planning duties, the balance between local discretion and national prescription and the responsibilities for existing sites and how they will be managed. However, the principle that burial space should be planned for transparently, consistently and with due regard to community need is one that we support. I look forward to hearing contributions from across the House as we move forward on this Bill. The Opposition will not oppose the Bill and we welcome the opportunity to scrutinise it further.

Private Landlord Redress Schemes (Approval and Designation) Regulations 2026

Lord Jamieson Excerpts
Tuesday 30th June 2026

(2 months, 1 week ago)

Grand Committee
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Baroness Taylor of Stevenage Portrait The Parliamentary Under-Secretary of State, Ministry of Housing, Communities and Local Government (Baroness Taylor of Stevenage) (Lab)
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My Lords, as part of the Renters’ Rights Act, a transforming set of reforms to bring more protections and security for tenants in the private rented sector, we are introducing a new landlord redress scheme. The service will resolve issues for tenants where their landlord has failed to address a legitimate complaint. It will provide impartial and fair resolution, giving tenants access to redress outside the court.

The Government recognise that most landlords are looking to provide a good service to their tenants. The new landlord redress scheme will support landlords to do just that, by providing guidance and tools to help them handle complaints locally and early in order to prevent escalation. This new service will close a key gap in housing redress, providing private rented sector tenants with enhanced consumer protection rights which tenants in the social rented sector already benefit from. It will help to raise standards in the sector by equipping landlords with tools and information on what best practice looks like.

These regulations are the first legislative step towards establishing landlord redress for the private rented sector. They set out the framework for how a mandatory private landlord redress scheme may be approved or designated. An approved scheme would be designed and run by an independent provider, while a designated scheme would be designed and administered by, or on behalf of, the Secretary of State. The regulations also set out how such a scheme may be amended, allowing the service to adapt to emerging changes in the sector, and provide for continuity of redress by ensuring an orderly transition if a scheme closes or approval is withdrawn.

The regulations do not themselves approve or designate a redress scheme, nor do they impose an immediate requirement on landlords to join one. Rather, they set out the statutory criteria that any future scheme must meet, including requirements relating to governance, complaint handling, types of redress and enforcement of decisions, information sharing, reporting and review. They provide clarity and assurance for the sector on what can be expected of the service once it is established and in operation.

This framework is essential because a scheme cannot be approved or designated until these conditions are in force. It therefore enables the next stage of implementation: the establishment of the private rented sector landlord ombudsman scheme and, in due course, further regulations specifying which landlords will need to become members of a scheme and when such a requirement will come into effect. Subject to parliamentary approval, we will turn to progress the design of the scheme and ensure that it meets the robust conditions set out in these regulations. The scheme will be designated once the Secretary of State is content that it satisfies the approval conditions.

The intention is that the Housing Ombudsman Service, which provides redress to tenants in the social rented sector, will deliver the new private rented sector landlord ombudsman service, promoting consistency in redress across the sectors. We will continue work to implement the service, including developing the further regulations required and setting up the service. We will give landlords sufficient notice and clear guidance before any future requirement to join the scheme comes into force.

To conclude, these regulations put in place the minimum standards and safeguards that a private landlord redress scheme must meet, paving the way to establishing the new service and securing access to fair and binding redress for private tenants. I beg to move.

Lord Jamieson Portrait Lord Jamieson (Con)
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My Lords, I thank the Minister for explaining this SI. To be clear, we support the principle that tenants should have access to effective routes of redress when things go wrong. The overwhelming majority of disputes between landlords and tenants should not require lengthy, costly and stressful court proceedings when there is a fair and independent alternative. That is why the previous Conservative Government brought forward our own proposals for a private rented sector ombudsman.

The question is whether this scheme is proportionate and workable in practice. This needs to be done in the context of a housing crisis, with too few homes available for rent. We need a private rented sector that works for tenants but also for responsible landlords who provide those essential homes for millions of people across the country. A successful regulatory framework should protect tenants from poor practice without driving landlords out of the market or imposing burdens that ultimately increase costs for renters. I recognise the Government’s objective in establishing a mandatory landlord redress scheme, as there is a clear logic in ensuring that tenants have access to a system capable of providing independent, binding resolutions where complaints cannot be resolved directly.

We do, however, have a number of concerns. How will the interaction between landlords and managing agents be addressed? Many landlords employ agents to manage their properties; those agents are already required to belong to a redress scheme. Under these regulations, landlords will also be required to join such a scheme, which we raised during the passage of the Bill. Can the Minister explain how the Government intend to avoid duplication where a complaint relates to actions involving both a landlord and an agent? If a tenant complains about property management repairs, communication failures or other issues where responsibilities overlap, how will the scheme determine who is accountable? What safeguards exist to prevent multiple investigations into the same complaint and conflicting outcomes being reached by different bodies?

The Government have described this scheme as a complementary measure, sitting alongside local authority enforcement powers, licensing regimes, the courts and the new landlord database, yet many landlords look at this growing list of registration requirements, fees, compliance obligations and potentially significant fines—not to mention court delays—and wonder whether it is worth the candle to carry on renting out a property. What work has been undertaken to ensure administrative alignment between the redress scheme, the landlord database and local authority licensing schemes? In particular, what steps have been taken to prevent landlords from being required to pay multiple fees for systems and fill out multiple forms that, from their perspective, may appear to serve similar or overlapping purposes?

The private rented sector is already facing significant pressures. Landlords face rising costs, increasing regulatory obligations and continuing uncertainty about future reforms. In many parts of the country, they are leaving the sector altogether. A recent article for Landlord Knowledge estimated that there will be 220,000 fewer rented homes available by the end of this year; that is around 5% of the market. With Zoopla estimating that in 2024 there were 21 people chasing every rental home, the last thing prospective tenants need is fewer homes for rent.

I turn to the Government’s preference for a single approved redress scheme. There is clearly a need for balance: a single scheme would reduce confusion and increase consistency. However, without competitive pressure, there is less incentive to innovate, to improve customer service and to control costs. The Government have indicated that further schemes could be approved if necessary. Can the Minister elaborate on the circumstances in which that power might be exercised? What performance measures will be used to assess whether the designated scheme is delivering an acceptable service to both tenants and landlords? I would also welcome further clarification on the £25,000 compensation cap.

Finally, I will make a broader point. The vast majority of landlords are responsible individuals who provide good-quality accommodation and comply with their obligations. Public policy should be directed towards addressing poor practice and rogue operators, without creating a system that treats each landlord as a potential offender. The success of this scheme should be measured by whether it resolves disputes quickly, fairly and proportionately, while supporting a healthy and functioning sector. Its success should not be measured by the volume of complaints it processes or the number of enforcement actions it takes.

We support the principle of effective redress and recognise the need for tenants to have access to independent dispute resolution, but it is essential that this scheme is practical, proportionate and properly integrated into existing regulatory structures. As I said earlier, there is a shortage of rental homes. How will the Government ensure that this does not further decline? I hope that the Minister will provide reassurance on duplication, costs, administrative burdens and the interactions of the scheme with the wider reforms affecting the private rented sector. I look forward to her response.

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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My Lords, I am grateful to the noble Lord, Lord Jamieson, for his comments and his very thoughtful questions, as ever, in relation to this instrument. I completely agree with his comment that it should be proportionate and workable in practice. He made a number of points around housing supply. We have made the biggest investment in a generation into affordable and social housing, and even yesterday there was talk of even further investment in that regard. It is important that we continue to focus on the housing supply question—he is quite right that we need to do that to make sure that the market is functioning effectively.

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To conclude, the instrument establishes the legal framework for future private landlord redress schemes, but does not introduce a requirement on landlords to join a scheme or establish a live service. I will just echo the noble Lord’s comments about good landlords: I said throughout the passage of the Renters’ Rights Act that good landlords had nothing to fear from it; it is the rogue operators who not only make life difficult for their tenants but undermine and undercut the work of those good landlords. We want to support both good landlords and tenants, and this is a necessary first step in delivering the private sector landlord ombudsman.
Lord Jamieson Portrait Lord Jamieson (Con)
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The Minister once or twice mentioned the biggest investment in social and affordable housing ever; I am curious about that. I know that the investment has been announced, and my understanding is that applications are now going through. It would be very much appreciated if the Minister could update us, either in written form or today, on when that money will actually be out of the door and being used.

Baroness Taylor of Stevenage Portrait Baroness Taylor of Stevenage (Lab)
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I am very happy to do that. The applications closed at the end of March, I think—somebody will correct me if that is not right—and are being considered now. As soon as the announcement is made, I am happy to update the House.