Self-employment: A1 Forms
Debate between Baroness Vere of Norbiton and Lord Kamall(2 months, 2 weeks ago)
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Baroness Vere of Norbiton (Con)
The certificates are a slightly different issue because of course that will depend on the overseas countries accepting a digital form, which I suspect may be slightly more challenging. Where that is possible we will look at it, but we are now focused on ensuring that the processes are sped up. It is important that we get the automation in but it cannot be done end to end, as in some cases one needs caseworkers’ judgment to issue the A1 certificate.
Lord Kamall (Con)
My Lords, the noble Earl, Lord Clancarty, raised the issue of the April deadline and making sure that the applications are available—the A1 form as well as the certification. What advice can my noble friend the Minister give to those who do not receive their forms in time, or maybe receive their form electronically but do not have the necessary certification? What leeway will be given to those individuals?
Baroness Vere of Norbiton (Con)
The A1 certificates are issued all the time. As the noble Lord, Lord Livermore, pointed out, in many cases a worker needs a certificate for every time they go to a certain country, because of course the circumstances may change. However, in other cases, forms can be valid for up to two years. Therefore there is not an April deadline per se. The April 2024 date is when HMRC expects to be processing back to its normal target arrangements.
Climate Risk Models
Debate between Baroness Vere of Norbiton and Lord Kamall(3 months ago)
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Baroness Vere of Norbiton (Con)
The noble Lord raises a very important issue. However, it is slightly beyond the remit of the Question.
Lord Kamall (Con)
My Lords, it is important to recognise what models do: they look at the real world in practice, try to explain it in theory, and then try to predict the future using past and, perhaps, future data. All models are flawed to a certain extent. Given the focus on other things apart from inflation, such as climate risk models, in my noble friend’s experience or opinion, does she think this distracts the Bank of England from one of its essential tasks, which is to focus on getting inflation below 2%?
Baroness Vere of Norbiton (Con)
The Bank of England has two major roles, as my noble friend will be aware: it is responsible for monetary policy but also for financial stability. Climate risk very much falls into the latter. However, he is absolutely right about models: there is probably not a single model in the world that is 100% accurate—they can never be. However, it is not about forecasts but about scenarios. It is about taking a range of possible outcomes and thinking about how firms would react to different scenarios. It is right that the Bank of England consider this; however, I know that it is very focused on getting inflation down.
NatWest: Account Terminations and Branch Closures
Debate between Baroness Vere of Norbiton and Lord Kamall(3 months, 2 weeks ago)
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Baroness Vere of Norbiton (Con)
I have to disagree, because that is exactly what we did, by making the change in the Financial Services and Markets Act. We are now putting that into place. Now, of course, we cannot do that immediately. A consultation is live at the moment and it will bring together all the information we need to ensure that customers get the banking services they need.
Lord Kamall (Con)
My noble friend the Minister has explained that, now the SI has been laid, customers in future will be told why their accounts have been closed. Those customers will then want to open new accounts. Will they then be told why their application has failed and why they have not been given a bank account when they apply and are turned down?
Baroness Vere of Norbiton (Con)
That is a very good question from my noble friend and I do not have the answer to it. But I would say that the banking sector for individuals is incredibly competitive, and for those individuals with a very poor credit rating, who are not able to access standard current accounts, the Government require banks to offer basic bank accounts. There are 7 million individuals who have those accounts, so it should be the case that all individuals can get a bank account.
Railway Stations: Ticket Office Closures
Debate between Baroness Vere of Norbiton and Lord Kamall(7 months, 1 week ago)
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Lord Kamall (Con)
My Lords, any consultation will clearly be a snapshot of the situation now or maybe in the near future. What happens if passengers at a certain station find that there is no help when they need it, particularly with ticket machines or for advice? How can they feed that into the process to make sure that this problem is rectified?
Baroness Vere of Norbiton (Con)
My noble friend makes an important point, and of course that could happen now. I encourage anybody who feels they do not get the service that they need from the railways to get in touch with that train operating company. It could be that circumstances have changed, such as more people or different types of people travelling from a certain station.
Bus Industry Support
Debate between Baroness Vere of Norbiton and Lord Kamall(1 year, 1 month ago)
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Baroness Vere of Norbiton (Con)
The Government are a great supporter of trams. Indeed, much of the money that we gave to local metro mayors—about £5.7 billion, I think, in the CRSTS—is going to extending tram systems in their areas. Of course, for other local authorities, it is up to them to bring forward tram proposals, should they have them.
Rail Services
Debate between Baroness Vere of Norbiton and Lord Kamall(1 year, 4 months ago)
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Baroness Vere of Norbiton (Con)
Absolutely. Our ability to provide a good service for passengers with reduced mobility is top of mind. It is why we developed the app to enable passengers to be able to book ahead. It is the case that guards can provide a very useful service, but so can people at the station. That goes back to the issue around ticket offices: sometimes it is better to have people outside ticket offices, walking around platforms, and being able to assist people with mobility needs in order that they can get on the trains that they need to.
Lord Kamall (Con)
Can my noble friend enlighten us on some of the future thinking in her department on new railway technology; for example, the use of battery trains and hydrogen trains, which means that the infrastructure in many areas will be cheaper because we do not have to install electric overhead cables or a third rail? How will that improve rail services in areas where it is economically infeasible at the moment?
Baroness Vere of Norbiton (Con)
My noble friend is quite right: the opportunities for decarbonising our transport system using our railways are massive. We have invested in hydrogen trains—I think they are called HydroFLEX. That is something we will look to take forward in those parts of the country that will be hydrogen hubs. Of course, electric propulsion plays a very important part and we look to technology around the world in order to see whether we can bring it back to the UK.
Jet Zero Strategy
Debate between Baroness Vere of Norbiton and Lord Kamall(1 year, 5 months ago)
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Baroness Vere of Norbiton (Con)
I am grateful to be able to report that I have had no lobbying at all from anybody who is not in favour of net zero. As the noble Lord clearly knows, it is the law and we will be setting intermediate carbon budgets as we are required to do by law.
Lord Kamall (Con)
My noble friend will be aware that in the United States, United Airlines is buying zero-emission electric aeroplanes for commercial flights from 2026. Even if that slips, and it is only for very short-distance hopping, what about the vision for this country? Do the Government have a view on when we can see zero-emission flights, either domestically or internationally, in this country?
Baroness Vere of Norbiton (Con)
The Government remain technology-agnostic when it comes to aircraft. It will be up to the airlines to decide which aircraft best suits their need, based not only on the duration of the flight but on the infrastructure. But my noble friend is absolutely right that there are some fairly rapid developments in aircraft at the moment, and both Airbus and Boeing are looking very seriously at how to decarbonise longer-haul aircraft. From the department’s perspective, we will shortly be doing a consultation on how we get to net-zero domestic flights by 2040.