(5 years, 5 months ago)
Lords ChamberMy Lords, it gives me great pleasure to open this International Women’s Day debate—for the fourth year running, I think. International Women’s Day provides us with the perfect opportunity to come together, to celebrate the remarkable achievements of women and to commemorate the great progress we have made and continue to make. Around the world today, women and men will be marking this celebratory occasion in various ways. There will be events in local communities, discussions in places of work, arts performances in schools and debates across countries, much like the one taking place today in your Lordships’ House, and it is a privilege to be just one part of these celebrations.
We have come a long way in a short time and we should celebrate all that we have accomplished. Last year, in particular, was an outstanding year for women’s progress, and I want to highlight some of our incredible achievements. We allocated £5 million of funding to mark the centenary of voting rights for women. This money funded over 300 projects that raised awareness of this crucial milestone and encouraged more women, in particular, to participate in democracy, building a diverse political system that reflects the nation it serves.
For example, the Courage Calls event built on the Ask Her to Stand model, featuring workshops hosted by parliamentary experts and discussions with serving MPs, and providing help and guidance for 350 women to get on that crucial first rung of the political ladder. I hope to see some of the women who participated enter Parliament as sitting MPs one day.
There was the Centenary Cities fund, allocated to seven towns and cities to celebrate their suffrage history. These cities hosted a range of exciting projects to celebrate as well as remember those individuals who helped to make votes for women a reality. Let me give your Lordships a taste of what was on offer. In Manchester, we had cycle rides through history, touching on the lives of some of the women who made important contributions to the cause of women’s suffrage. In Nottingham we had banner-making workshops, encouraging people of all ages to celebrate the anniversary of the Representation of the People Act 1918. In Bristol we had the Black Women 100 event, which unearthed stories about the incredible women of colour who fought for the right to vote in the early 20th century. This is just the tip of the iceberg. I know that in Leeds, Bolton, Leicester and London there were hundreds, if not thousands, of other events, which took place as part of the celebrations.
Of course, we had the statue of Millicent Fawcett—the first statue of a woman to stand in Parliament Square—and the statue of Emmeline Pankhurst in my home city of Manchester. It was a huge privilege to be part of the unveiling, and what made it so special and so significant for me was the fact that my daughter was watching from the building opposite, where she works. I know she wished to work for her employer due to its proven track record on gender equality, which makes me incredibly proud of her. I am certain that all these statues will serve as a reminder to all us of the courage of our foremothers, and will inspire future generations of women and girls to come.
In November, we hosted Women MPs of the World. More than 100 female MPs from across the world participated, and we witnessed history as the House of Commons Chamber, for the first time ever, was filled solely with women. It was a herculean task to pull it off. I must pay tribute to the right honourable Member for Camberwell and Peckham. It started as her idea and evolved into a collaborative effort of two political parties, three government departments and three arm’s-length bodies to fly in around 100 female MPs from around the world to participate in receptions, plenary sessions and workshops here in Westminster. It demonstrated the power the House has when we all pull together.
Last year’s work has left a lasting legacy that will undoubtedly provide greater opportunities and influence for women in our society. But the fight for equality did not stop last year. We need to carry forward the momentum from the centenary year to make sure that our progress towards gender equality does not stall.
We know that inequality still persists across the world. Globally, one in three girls or women has been beaten or sexually abused in her lifetime. Every two minutes a woman dies in pregnancy or childbirth. Over 200 million women living in 30 countries have undergone female genital mutilation. In the UK, we know that women are much more likely to have time out for caring, with lasting impacts on pay and progression. Nearly 90% of those not working due to caring for home and family are women. The gender pay gap still stands at 17.9%. Until we have true economic, social and gender parity, we will never be equal.
This year’s theme for International Women’s Day is “Balance for Better”. With that in mind, I want to look to the future. I want to talk about what the Government are doing to ensure we have better balance in our society and how we are delivering for women and girls.
Yesterday, the Government published the refreshed violence against women and girls strategy, which sets out how we are going further and faster in our response to these terrible crimes. Much has changed in the three years since the Ending Violence against Women and Girls strategy was published. We have a better understanding of the effects on victims and have seen increased public awareness through the #MeToo and Time’s Up campaigns, which is welcome.
The refreshed strategy will implement a review of the criminal justice response to rape and serious sexual violence, which is crucial to ensuring that victims and survivors see the justice they so desperately need. I welcome increased reporting of these crimes, which shows that more victims have the confidence to come forward, but we must ensure that the police, the Crown Prosecution Service and the response through the courts are as robust and effective as can be. We will also develop guidance for providers and commissioners on best practice in supporting LGBT victims of VAWG, as well as reviewing our national statement of expectations to ensure that VAWG services delivered locally are as effective as they can be. Sadly, violence is something that touches many of our lives. We must do all we can across government, working with statutory agencies and specialist third-sector organisations, to support victims and bring perpetrators to justice.
Later this spring, we will publish our gender equality and economic empowerment strategy, setting out our plans to address the persistent gender-based barriers that women—and men—face across the country at every stage of their lives. The strategy will focus on four key themes: entry and progression in the workplace, especially for those far from the labour market or in low-paid, low-skilled work; optimal choice over parental leave and childcare; economic well-being in later life; and attitudes and social norms about the roles that men and women play.
My right honourable friend the Minister for Women and Equalities shared her emerging thinking about the strategy with a wide range of stakeholders on Monday this week. She set out that a key theme will be tackling the financial fragility that impacts on some vulnerable women and girls. As a compelling example of this, she announced that she will be convening an expert cross-sectoral task force to find sustainable ways to address period poverty in the UK, along with UK aid support for projects tackling period poverty and stigma globally.
The gender pay gap reporting deadline for year two is less than a month away. Our world-leading legislation meant that, for the first time last year, over 10,000 employers reported their gender pay gap, providing an unprecedented level of transparency, driving board-level discussions and pushing employers to take real action to close the gap. In fact, Bloomberg liked our model so much it has integrated our key measures into its gender equality index for investors.
Reporting is just the start; it is crucial that employers use their gender pay gap data to identify the barriers to women’s recruitment and progression, and take action to break down these barriers. We had 100% compliance last year and we expect the same this year. We saw the gender pay gap fall to its lowest level ever of 17.9%, but it will take until 2052 at this rate—
No, we will not—to eradicate it completely in the UK, and much longer globally. We have to do better.
We have committed £5 million in funding to help people return to work after time out for caring and to find jobs that use their valuable skills and experience. In addition to the initial £5 million fund we established for returners in 2017, a further £500,000 has been provided to support those with additional barriers to participating in the labour market. This may include people with complex needs or multiple barriers, such as substance abuse or homelessness. We have gone even further, and an additional £100,000 of funding has been announced to support those people with little or no work history. We have also launched best practice guidance and a toolkit to help employers run effective returner programmes. We urge them to make the most of these publicly available resources.
Gender equality is a global issue. I recently attended a gathering in Spain of Ministers from across Europe. While we are leaving the European Union, we are clear that we will continue to work with partners in Europe and across the world to ensure that women and girls have the same rights and opportunities as their male counterparts.
I conclude by saying again that I am proud to participate in today’s debate with so many staunch advocates of gender equality. I am proud to be part of this Government, and it is an honour to be part of the work we are doing and will continue to do to fight for gender equality across the UK and the world. We are making great progress and it is only right that we celebrate how far we have come. Now, all I ask of you is to keep working together, especially in these challenging times, to think about how we can balance for better, and how we can ensure that gender equality becomes a reality sooner rather than later. I beg to move.
I agree with the noble Baroness—it was great to start the debate with the excellent opening speech by the noble Baroness, Lady Williams. She mentioned things we need to celebrate in the past year: the anniversary of the Sex Disqualification (Removal) Act, which allowed women to become barristers, solicitors, jurors and magistrates, and of Nancy Astor taking her seat, and the unveiling of the Fawcett statue in Parliament Square, which was a wonderful event.
I am sure we can expect a stirring closure to this debate from the noble Baroness, Lady Vere, who I hope I can regard as a sister on this day, particularly since I know that when she was a parliamentary candidate some years ago she surprised some of us by saying that she was a reluctant champion of women, that she did not object to being a “Cameron Cutie”—I have to tell the House that I really objected to being called a “Blair’s Babe” all those years ago—and that feminism did not resonate with her. She also said that she thought it was all a bit of a left-wing agenda. I like to think that since then, she has joined the ranks of the feminists on her own Benches in your Lordships’ House who are so effective and who certainly, and quite rightly, do not concede feminist ground to us lefties.
We have had inspiring speakers. I thank the many organisations which sent briefings, and the Library for its brief. My noble friend Lady Gale kicked off on this side by covering a great deal of ground about celebration and the challenges. The noble Baroness, Lady Hussein-Ece, was right to raise stereotypes of, and to call out casual racism against, Muslim women. I think her mum and mine were probably cut from the same cloth. The right reverend Prelate the Bishop of Portsmouth gave a most welcome address. I agree with him that all bishops are bishops and all vicars are vicars; our ranks have a recently ordained deacon.
I cannot mention everybody, but there were some great contributions from the noble Baronesses, Lady Meyer, Lady Hodgson, Lady Rock, Lady Anelay and Lady Jenkin, who is undoubtedly a leader. I have been led by her from time to time on various issues—I am very happy about that—and I think it quite likely that the noble Baroness, Lady Miller, and I were at Greenham Common at the same time.
My noble friend Lady Donaghy was completely right, and I agree with her about the right to be knackered—I have been in the Chamber for about six and a half hours today. The noble Baroness, Lady Berridge, talked about discrimination and primogeniture, although it is not an issue that is very high on the agenda. It is, as it were, from-the-top discrimination.
My noble friend Lady Armstrong was right to talk about access to support for the most vulnerable women. My noble friends Lady Blackstone, Lady Crawley and Lord Griffiths made different contributions—for example, on the part that the European Union has played in protecting women’s rights. My noble friend Lord Griffiths can take back to his wife our thanks that she told him to put his name down for this debate.
While the noble Baroness, Lady Jenkin, was talking, I was reminded that I met and became a very close friend of a woman called Rosemary Pockley. It was the first time that I had ever spoken to a woman in the Conservative Party whom I regarded as a feminist and a sister. She made me aware of the struggles that Conservative women have had in their party, and they sometimes felt even worse than the ones that we were having in the Labour Party at around the same time. I want to pay tribute to Rosemary because she was a great friend and a great sister.
I want to say a little about the importance of our own body for equality, the EHRC, and its recent report based on the largest ever review of women’s rights and gender equality in the UK. As noble Lords will know, the commission is the regulatory body responsible for enforcing the Equality Act 2010, and we are accredited by the United Nations as an “A status” national human rights institution.
The commission’s duties are to reduce inequality, eliminate discrimination, and promote and protect human rights. Its biggest review of women’s rights and gender equality threw up a whole range of issues. It says quite clearly that important progress has been made in some areas—for example, forced marriage has been criminalised and shared parental leave has been introduced—but that there remains a range of areas where significant challenges face women and girls. The evidence and recommendations have informed the UK’s submission to the United Nations review of our progress on women’s rights. This review takes place across the world every four to five years. I gather that the United Nations is expected to issue its recommendations to the UK Government on Monday 11 March; I look forward to seeing them.
The recommendations include things that we all need to be aware of. For instance, according to the section on just and fair conditions at work, pregnant women, new mothers and women of childbearing age are still routinely discriminated against in the workplace. My colleagues on the Front Bench in the Commons—Dawn Butler and her team—have been highlighting this issue vigorously for a while. The research shows that 11% of mothers reported that they were either dismissed or made compulsorily redundant when others in their workplace were not, or that they were treated so poorly that they felt they had to leave their job.
The EHRC recommends that the UK Government should introduce a mandatory duty on employers to take reasonable steps to protect workers from harassment and victimisation, ensuring that flexible working is offered. They should also make it mandatory for employers to publish the narrative that goes with, for example, the gender pay gap within their companies, and support employers in collecting the necessary data for them to begin closing pay gaps affecting ethnic-minority and disabled women. I hope that the Minister will support those recommendations from our own commission.
I turn to the subject of gender-based violence. Despite signing the Istanbul convention on 8 June 2012, the UK has still not achieved ratification and has been criticised for a lack of accountability and oversight of its violence against women and girls strategy. Are urgent steps in place to ratify the Istanbul convention and, once it is ratified, will sufficient resources be dedicated to central, devolved and local authorities to ensure its effective implementation?
The EHRC recommends that the UK Government should mitigate the impact of welfare reforms on lone-parent families, the majority of whom are women, by uprating benefits, reversing the two-child limit on child tax credits and ensuring that work coaches are trained to deliver tailored employment support.
I turn to the public sector equality duty, which underpins much of the work and was introduced in the 2010 Act. Does the Minister acknowledge that the commission is proposing a new approach to the PSED to ensure that public bodies and government departments focus on the key inequalities affecting those affected by their functions? This would review and amend the specific duties underpinning the PSED to ensure that public bodies are required to focus on them.
I also highlight the recommendation to incorporate CEDAW into domestic law, so that individuals can effectively challenge rights violations by using the domestic legal system and access a domestic remedy for alleged breaches of CEDAW and other United Nations rights. There are many other recommendations, all of which, coming as they do from our domestic Equality and Human Rights Commission, we need to be listening to very carefully.
Finally I join with the noble Baroness, Lady Burt, in her request for some money for parties and events.
(5 years, 5 months ago)
Lords ChamberMy Lords, I thank the noble Lord, Lord Hayward, for his amended amendment, which is helpful for the House. It addresses some of the issues raised by the noble Lord, Lord Morrow, in that it covers both the reconstitution of the Assembly as well as what happens if there is not one.
I will make one further point. I completely understand that the Belfast agreement and the devolved Assembly are very important, but there is also an issue here about human rights. It is extraordinary that one community in the United Kingdom cannot have the same human rights that are available in England, Wales and Scotland. In the debate on the previous amendment, the comment was made that it has now been five years since the same-sex marriage Act was passed. Many friends of mine in Northern Ireland recognise that things have certainly moved on, and they completely understand and echo the sensitivities about what is happening in Northern Irish politics at the moment and the deadlock around the reformation of the Assembly. But there are people there who do not have the same basic human rights as other citizens of the United Kingdom. At the very least, this amendment serves to highlight that once again.
Whether or not the amendment is pressed today, I certainly hope that the message can go back to politicians in Northern Ireland, as well as in your Lordships’ House, that this is a live issue for people who feel that they are being disadvantaged—worse than that, they cannot profess their love for one another in the way which many others can thankfully now take for granted.
My Lords, I will speak very briefly in support of the amendment from the noble Lord, Lord Hayward. I feel profoundly frustrated about this issue, a feeling which I think is shared by many in this House. The noble Lord, Lord Morrow, needs to appreciate that there is profound frustration.
I have some questions for the Minister. Is this an issue of human rights? Are human rights a devolved matter? My understanding is that they are not, and that is the context in which we are having this discussion—that in this United Kingdom, our fellow citizens do not have the same human rights as the rest of us. What are we going to do about that under these circumstances? It seems to me that, even if the noble Lord decides not to push this amendment, having this debate is very important because it is a legitimate way of taking forward the discussion—I am just waiting for the next passing bit of legislation on which we might be able to do the same. My experience after 20 years in this House is that when you do that, you usually get there, because the political will is here in both Houses to resolve this issue.
My Lords, I thank the noble Lord, Lord Hayward, for the manner in which brought forward his amendment, and the respect with which he has treated those who have different views on this subject. As I have said before, I respect and do not doubt the sincerity of noble Lords who hold different views from me, but nor do I apologise for the views which I hold with deep conviction.
The noble Baroness, Lady Thornton, talked about profound frustration. I suggest to her that she knows nothing about profound frustration when it comes to Northern Ireland. I have been an elected representative—for 25 years in another place, for 37 and a half years in local government and for 15 in the local Assembly—and I know what it is to represent the people. For each of those posts, I was elected by the people, not chosen or given some honour as I have been for this House.
However, there is certainly a profound frustration when it comes to what is happening in Northern Ireland because, as my noble friend Lord Morrow rightly pointed out, it was one party—Sinn Féin, and Sinn Féin alone—that brought the Assembly down. Many in your Lordships’ House seem reticent to condemn or name it for pulling down the Northern Ireland Assembly. Many of these issues could once again be debated in that Assembly, because that is the debating chamber in Northern Ireland under the devolution settlement.
During every debate I have attended that has made reference to the Belfast agreement and to the devolution settlement for Northern Ireland, it has been emphasised and re-emphasised that nothing will be done by this Government or by the Opposition which would undermine that settlement. However, I suggest to noble Lords that these amendments do just that. Whenever this issue was referred to the court, it was acknowledged that it was the prerogative and the responsibility of the Northern Ireland Assembly to debate and decide this issue.
I have been asked a question about when this will be. I say to the noble Lord, Lord Hayward, that, in this conversation with Sinn Féin, perhaps we could ask it when it is going to lift the embargo and allow the Assembly to come back into existence, because it and it alone is stopping that. Again, as my noble friend Lord Morrow said, if the Assembly were to be started on Monday morning, my party would be through the door and take its rightful place there. It is Sinn Féin alone that is blocking the Northern Ireland Assembly from coming in to sit. I cannot in good conscience have any knowledge of when the Assembly will come into existence, because I do not know when Sinn Féin will lift or remove its objection and be willing to come back into it.
Let us be quite honest. There are many very demanding issues that need to be decided. For example, people are dying because things are not happening through the health service, which is happening because Ministers are neglecting their position. Many decisions have not been made because Ministers are not there. But it is Sinn Féin alone that is stopping those Ministers from being there—it needs to be pointed to and shown up for what it is doing. There are many issues that Ministers need to decide on, but the Government have decided that no other Minister will come, that devolution must not be undermined and that direct rule will not take place. At this moment, direct rule is certainly not in the offing, and devolution is the only show in town.
While there is a possibility of the restoration of the Northern Ireland Assembly, I appeal to noble Lords not to close its doors and remove a major plank for the existence of the Assembly in making these issues, as was acknowledged by the court.
(5 years, 6 months ago)
Lords ChamberAt least the noble Lord, Lord McCrea, heard that I respect his view even though I disagree with it. I wish him speed for his flight. I will be brief. I have a desire for equality, and for him to make the decision; I am pulled in both directions. But his argument is fundamentally flawed, because the devolved Assembly is not working. The amendment is very clear. It gives the Assembly the right to make the decision within six months of the legislation being laid out; it does not take that right away. But, if that legislative body cannot come together, then it is quite right that this House should make the decision to give equality on same-sex marriage to all people in every part of the United Kingdom. If this amendment is passed, it does not say that we are taking this right away. It puts pressure back on the politicians of Northern Ireland to come together and make a decision on marriage equality in their part of the United Kingdom.
I would like very briefly to say how much I support the amendment in the names of the noble Lord, Lord Hayward, and my two noble friends. I led from the Labour Front Benches on the equal marriage Bill, and one of the proudest legislative moments of my life was when we put it on the statute book. It is not often that we legislate to create happiness but that is definitely what we did on those days five years ago. It is grieving that my relatives in Ireland and Northern Ireland do not have the same access and right to marry that we have here in England. This is a human rights issue. I absolutely recognise the frustration that the noble Lord, Lord Hayward, expresses about getting this through. The Government know that political will can be brought to bear on many issues: with political will and the support of the different parties we can do pretty much what we desire to do. This is one of those issues where we need to make progress.
My Lords, I shall be very brief. The case for change has been powerfully outlined by my noble friend Lord Hayward, and endorsed by my very great friend on this issue, the noble Lord, Lord Hayward. This is a day of muddle and confusion. I mean the noble Lord, Lord Cashman. How could I make such a fundamental mistake? I align myself with their comments and repeat what has been a theme of so many comments: this could be the moment when the Government associate themselves firmly with the proposition, which many have been waiting a long time to see adopted, that human rights must extend fully and consistently throughout the length and breadth of our land. Was that not the noble aim of the Human Rights Act 1998?
(5 years, 7 months ago)
Lords ChamberMy Lords, I am pleased and honoured to support the noble Baroness’s Bill from these Benches. I congratulate her and Tim Loughton on getting us to this point. I know, having done these things myself, that this is not easy but complex, and I offer the noble Baroness my support and help if she needs it throughout the passage of the Bill. I have enormously enjoyed this debate and the contributions from all noble Lords, particularly those from my noble friends Lord Cashman and Lord Collins and the noble Baroness, Lady Barker.
The Bill has six clauses and would do four things: it would facilitate the move from a paper-based system of marriage registration to a partially electronic system, allowing several connected changes about how marriages are registered, including the presence of mothers, for the first time; it would grant opposite-sex couples the right to form civil partnerships; and it would require the Government to publish reports on whether the law should be changed to allow the registration of pregnancy losses that occur before 24 weeks’ gestation, and on whether coroners should be allowed or required to investigate stillbirths.
Clause 1 would give the Secretary of State the power to make regulations enabling changes to be made to the Marriage Act 1949, providing a new system of marriage registration in England and Wales. Various terms have been used throughout the passage of the Bill: “antiquated patriarchal anomaly” is one that I noted from the Commons debates, while “modernise and future-proof” has been said by one noble Baroness today. I do not think I can add to the excellent remarks made by the noble Baronesses, Lady Hodgson and Lady Anelay, and the right reverend Prelate. These changes are long overdue and very welcome, and they have our support.
Clause 2 would require the Secretary of State to make regulations granting opposite-sex couples the same right to enter into a civil partnership as same-sex couples. However, it would not change the other eligibility criteria set out in Section 3(1) of the Civil Partnership Act 2004, meaning that it would not be available to those already in civil partnerships, lawfully married under 16 or within prohibited degrees of relationship—for example, siblings and adopted children. I do not think I need to add anything to the comments made by the noble Baroness, Lady Barker, about the passion that the noble Lord, Lord Lexden, has about that particular issue, and I know that we will return to it again.
Why is that important? Several noble Lords have said this, and I congratulate the Equal Civil Partnerships organisation for the campaign that it has run on the issue of allowing civil partnerships for opposite-sex couples: it is fair, it is popular and it protects children and their families because, contrary to popular belief, there is actually no such thing as common-law marriage in UK law, as a result of which, when an unmarried parent dies or a couple separate, there is no legal entitlement for assets or wealth to be shared or for automatic tax relief, as there is for married couples or same-sex partners. That can and does cause huge distress to parents and children. I agree that the state has a responsibility to ensure that children and their partners are protected, and providing this option would make that easier. Children should not be placed at risk just because their parents are not married.
That being said, I wish to return to one or two of the issues that my noble friend Lord Collins regarded as unfinished business. The right reverend Prelate might not want to address these issues today, and I completely understand why he would not, but I have to say that the Church of England cannot keep turning away from the inequalities that still exist. I think it was Tim Loughton who said that the proposal before the Commons would allow registration to be adapted so that mothers’ details could be included in the marriage entry, and he described that as,
“the biggest reform of how marriages are registered since 1837”.—[Official Report, Commons, Civil Partnerships, Marriages and Deaths (Registration Etc.) Bill Committee, 2/2/18; col. 1123.]
I congratulate him and the other MPs, Peers and officials who have brought us to this point, because it is about change in the name of equality. It is on this point that I wish to quiz the Minister.
On 22 November last year my noble friend Lord Harrison asked Her Majesty’s Government what plans they had to enable humanist wedding ceremonies. The Minister at the time, the noble Baroness, Lady Vere of Norbiton, said:
“My Lords, marriage is a complex area of law that needs systematic review to enable any reform proposals to be delivered fairly and consistently. We are working with the Law Commission to draw up terms of reference for the wider review of the law on marriage ceremonies … The Government welcome the report of the All-Party Parliamentary Humanist Group … and are carefully considering its findings”.—[Official Report, 22/11/18; col. 321.]
That, as we know, is government-speak for kicking something into the long grass. It is five years since Parliament said, during the course of the equal marriage Act, that humanist weddings should be made official and should take place, as they do now in Scotland and Northern Ireland but still not in England and Wales. I believe that the Government have bowed to lobbying and pressure from council registrars, who have a vested pecuniary interest, and the Church of England to deny thousands of people the choice of a humanist wedding—including, it has to be said, my own children. This is unequal and unfair, and if I could find some way to amend this Bill to this effect, I would surely do so, but I have promised the Minister that I will help her get it through. However, I make my protest. It shows that when the Government are actually minded to effect fundamental changes in the area of marriage and relationships, they can do so without so-called complexities. I would like the Minister’s view on this matter: is this complex or not? Are the Government minded to resolve it?
Turning to Clauses 3 and 4, the noble Baronesses, Lady Benjamin and Lady Brinton, spoke with great passion and explained why these clauses are essential. At present, the law means that coroners are not able to investigate stillbirths. I believe they should be given that power. I welcome the fact that the Government wish to engage with the public on proposals on this matter and support a review being conducted. I also welcome the Government’s ambition to halve the rate of stillbirths, neonatal deaths, maternal deaths and brain injuries that occur during or soon after birth by 2025. Of course, we would all support that. I was profoundly moved by the remarks made by my honourable friend Sharon Hodgson in the Commons during the passage of this Bill. She experienced the heartbreak of losing a baby pre-24 weeks and was distressed to find that she and her husband were unable to register the birth or death because the baby had been born a few days before the 24-week gestation threshold. I welcome that the Department of Health and Social Care’s advisory panel is carrying out this review.
In conclusion, I reassure the Minister that on these Benches, we will give her every assistance to put this important reform on the statute book. I think one noble Lord said that Private Members’ Bills were delicate things, but they are also an important opportunity to raise issues. The Government always say that if a Bill is amended, that will kill it. However, in my experience, that is not always the case. In fact, I understand that this Bill has already been amended quite fundamentally in the Commons, and it has got here; the Government also intend to amend it further in this House. While we certainly would not wish to jeopardise the Bill, I do not think we should dismiss the idea of changing or improving it. With those remarks, I wish the Bill well and thank the noble Baroness for bringing it to our attention.
(6 years, 3 months ago)
Lords ChamberMy Lords, I supported the noble Lord, Lord Bird, on Second Reading. This Bill is a small but important public policy step to help bring creditworthiness equality to people who are good payers of rent and credit. The questions asked by my noble friend and the noble Lord, Lord Blencathra, are important.
First, this is not the silver bullet to solve the problems of creditworthiness; it is one thing that might assist. If the Bill passes and lenders are required to incorporate rental data, individuals can opt out of any system of rental payment data sharing. That is the first thing that needs to be put on the record. For most, the inclusion of such data is part of a positive journey to more equal access to affordable credit, although I agree that it is vital to be guided by those who are not as fortunate, including those let down in various ways.
Missed or late payments from a third party, including from the DWP, can already be noted on an individual’s credit file through what is known as a “notice of correction”. This principle is applied to any “notified payment” on an individual’s credit file, including a spousal dispute, incorrect calculation or late payment. Although I agree that it is right to be alive to the laws of unintended consequences, here, the consumer would be in control. That is very important. They can opt out and add notices to their credit file. As we will no doubt be looking into after the APPG inquiry, rental payments and electricity payments are normally the last things that an individual fails to pay. For people in this situation, any previous non-payment of non-essential items will already have affected their credit score, but if we can help these people, we should. I hope that the work being led by John Glen MP and HM Treasury with the noble Lord, Lord Bates—we had a very useful discussion about this—is taking this important consideration into account via the Rent Recognition Challenge. The noble Lord, Lord Bird, will raise this point later with the noble Lord, Lord Bates, and discussions are ongoing.
Reforming the consumer credit world is a big undertaking. Although we may not be able to immediately change someone’s circumstances through this measure, we may be able to better support them and prevent them getting further into the quagmire of problem debt. As the FCA put it to the noble Lord, Lord Bird, before Second Reading, it is important to know who is in trouble to,
“get our arms around them and help them”.
I thought that quote was very appropriate.
My Lords, I am a real fan of the unamended version of the Bill. Some 40 years ago, when I was in my early 20s and trying to get credit for the first time, I remember the struggles—I think that most women will share them because of the era—of trying to establish any kind of credit history and demonstrate that I was reliable and could manage my finances and the stresses and strains of all of that. I had to go through the most convoluted routes to establish that history. In the Bill, the noble Lord, Lord Bird, has captured the opportunity for many people to use their reliability in making key payments—rent and council tax—to establish credit history. In some ways, the noble Lord, Lord Blencathra, gave the game away when he mentioned, very early, that part of the industry’s resistance is based simply on the cost of gathering this data. I really do not think that that should be an obstacle to so many people who demonstrate in their lives that they are capable of managing money being able to make the decision that they need to access credit and have a reasonable avenue to do so.
(6 years, 3 months ago)
Lords ChamberMy Lords, there were quite a few points in that question. The noble Baroness’s first point was that there are 400 cases of doctors overseas who have been denied visas because they are not on the shortage occupation list. Therein lies the point: the shortage occupation list is arrived at with advice from the Migration Advisory Committee regarding those occupations that cannot fill the demand within the NHS. If we expand some of the doctor numbers that are not on the shortage occupation list, we are in danger of pushing out some of those other professions that we do need and that are on the shortage occupation list. We need to think about this in the round.
My Lords, I would like to give the Minister a direct example. In Cambridge and Peterborough NHS Foundation Trust, children and young people with mental health problems are having to wait many months to access mental health treatment because the child and adolescent psychiatry consultant, who has been chosen and appointed, has not yet been granted a visa five months after the cap for tier 2 NHS workers was reached; on Friday it will be six months, and we will probably find that the same applies. Does the Minister agree that the Government’s hostile environment policy is now directly damaging patient care? Does she agree with my honourable friend Jon Ashworth, who asked the Home Secretary in a letter on 1 May:
“The visa rules clearly aren’t working in the best interests of NHS patients. I am asking that you put patient safety first by taking NHS workers out of the tier 2 visa system so that hospitals can get the right numbers of staff in place”?
My Lords, as my right honourable friend the Home Secretary explained last week, the term “hostile environment”— coined by former Home Secretary Alan Johnson—is not one that he wishes to use because of all the negative connotations. Instead we will talk about a compliant environment—that is, complying with Immigration Rules. On the direct example that the noble Baroness gives me, I will not talk about specific examples because clearly I do not know the details of the case. I will go back to my original Answer, which says that no one on the shortage occupation list should be denied a work visa.
(6 years, 5 months ago)
Lords ChamberMy Lords, in this centenary year, when we celebrate the fact that some women in the UK got the right to vote in 1918, I would like to widen the lens to consider briefly the international scene as it is now—the noble Baroness, Lady Northover, has referred to part of that already—and then I shall focus on one country in particular, Albania. This is not just because I visited it last month in the February Recess as a member of the UK’s IPU group, but because Albania provides an example of the challenges that must be overcome when seeking to achieve gender equality and the progress that can be made by determined efforts both within country and with the assistance of the UK and with UN Women.
The report published this month by the IPU Secretary-General shows that,
“progress made in women’s political involvement is slowing. With the exception of some countries that have made a headway because of political will, this has been, overall, a disappointing year”.
It is vital that women are part of decision-making institutions such as Parliament. It is fundamental, not just for gender equality but for democracy and the legitimacy of the process.
Last year we saw some positive developments in women’s participation in elections worldwide. A record number of women contested elections and more seats were won by women than in previous years, but this was largely due to measures such as electoral quotas for women. Whatever our views on gender quota systems, we cannot ignore the impact that they have. In the 20 countries where quotas were used, women won over 30% of the seats, while in the 16 countries where they were not used, they only won 17%. The trailblazers in the Americas were Argentina, Chile and Ecuador—all countries that have developed progressive legislation to promote women’s political leadership.
Elections across the Asia-Pacific region generally reflected the fact that gender norms continue to work against women’s entry into politics as societies lay stronger emphasis on women’s role in the unpaid, domestic sphere. New Zealand was the standout success where they elected the highest ever proportion of women MPs at 39% and Jacinda Ardern as their Prime Minister. Her pregnancy has given rise to a national debate on women’s ability to balance political leadership and motherhood.
Europe was the region making the greatest gains in the number of women MPs. The most prominent increase was in France, where President Macron’s party fielded gender-balanced lists.
Let me turn to Albania. Historically, it has had low numbers of women in elected office but it made significant progress last year. The proportion of women elected jumped from 18% to 28%. Why was this? It was because they benefited from a gender quota and from public fora organised by UN Women which enabled them to raise awareness of the importance of women playing a role in public life.
Our UK parliamentarians’ visit to Albania was timely. There is a significant focus on the western Balkans this year by the UK and the EU. We will host the EU western Balkans summit in London in May and I believe we hold our own summit on the western Balkans later in the summer. As my right honourable friend the Prime Minister said in Munich last month:
“We have a long-standing and enduring commitment to the security, stability and prosperity of the region and this will never change”.
We are working with Governments from all six western Balkan countries to improve the rule of law, promote economic governance and attack the difficult issue of corruption across the region.
Albania is a middle-income democracy—a member of NATO, an EU candidate member state and a member of the Human Rights Council. It is a country that has emerged from the isolation of the Enver Hoxha years and is seeking a pathway to a secure Euro-Atlantic future. Our delegation was given a very warm welcome. I would like to put on record my thanks to the President, Prime Minister, Mayor of Tirana and all the MPs who gave so much of their time to have discussions with us. It was a pleasure to meet the All-Party Alliance of Women MPs to discuss the steps being taken to press for progress on gender equality.
In 2008, Albania passed a law on gender equality which, among other measures, established a minimum 30% quota for women and stipulated that one of the first three names on the political parties’ candidates list must be that of a female candidate. But it is not just a matter of numbers. It is vital that those who are elected are able to take up their places in safety and play their full part in politics.
The women MPs whom we met believed that the application of the gender quota has opened up many more opportunities for women and had some effect on countering prejudicial political attitudes generally. They believed that people are more convinced that women politicians are more stable, more responsible and more professional.
Hear, hear, indeed, as the noble Baroness, Lady Thornton says. I agree, and I am sure noble Lords would agree too.
In recent years, the Government of Albania have embarked on reforms to improve legal policy and institutional gender equality mechanisms—we use a rather convoluted vocabulary in these circumstances. The new national strategy has provided a strong gender equality vision in Albania. However, as will sound familiar, the financial and human resources to ensure proper implementation are currently insufficient.
Domestic violence prevention, protection, prosecution and referral mechanisms are weak. But they are a Government priority and they are improving for the first time. UN Women makes the point that women in Albania continue to face daunting challenges. Violence against women is common, with almost 60% of Albanian women aged 15 to 49 having experienced domestic violence. Forced and early marriage is still a problem in some, mainly rural, areas of the country. There is much more to do, but it is important to recognise that real progress has been made and for the UK to be a firm and constant ally in that progress.
The formidably able members of the Alliance of Women MPs are ready to meet these challenges, and I wish them well. Next week, when I am in New York at the United Nations Commission on the Status of Women, I will attend the Albania side event on the participation of women in politics in the western Balkans and hope to learn more.
After half a century of my life working to achieve gender equality, one big hope remains. I hope that one day we will no longer even have to try to defend the principle that equality for one half of the human race with the other half is, quite simply, right in itself. I always am the eternal optimist.
My Lords, we have had another great debate today. I congratulate the noble Baroness, Lady Williams, on getting us off to a brilliant start. As usual, a range of challenges and celebrations characterised this International Women’s Day debate.
I want to mention two internal parliamentary things that we need to celebrate and which have not been mentioned so far. That, of course, is that we have our first woman Black Rod in 600 years here in our own House. We can also celebrate the fact that the chairman of the Press Gallery and the chairman of the Lobby are both women. They are Kate McCann and Emily Ashton. They issued a press release today—I shall not read it all out, but its headline reads:
“Top female lobby journalists say ‘we need to show it’s not an all-boys’ club’ on International Women’s Day”.
Well, hear, hear to that and congratulations to them.
Like the noble Baroness, Lady Burt, I shall not try to cover everything that has been said today, but there are a couple of things which I think are worth mentioning. I certainly support my noble friend Lord Young in his remarks about Malala and his saying that her addressing both Houses of Parliament would be a great thing to do. I do not think that it is the Government’s job to organise that; it is Parliament’s. I invite the Minister to support us in that ambition, but I would exonerate her from having to deliver it. We need to talk to the two Speakers and others to help us to do it.
I enjoyed in particular the speech of the noble Baroness, Lady Anelay, about Albania, about which I did not know very much and have not thought very much. It was absolutely fascinating. I also enjoyed the speech of the noble Baroness, Lady Northover, about “Who would have thought?”—and quite right, too. The noble Baroness, Lady Jenkin, was also quite right: our gains are fragile, and we have to fight to protect all of them all the way through. My noble friend Lady Donaghy’s appraisal was, as usual, devastating and quite correct. I enjoyed enormously the “Oscars speech” of the noble Baroness, Lady Browning—she was quite right. The noble Baroness, Lady Hodgson, was quite right to ask the question about CEDAW. However, the coalition Government abolished the Women’s National Commission, which was the main organisation that collected the views of British women to take to CEDAW. The noble Baroness is right—so what are we going to do about that? The noble Baroness, Lady Barker, was quite right and has my support in bringing forward the gender recognition Bill. As she said, it will be an important moment for a group which is small but has a very hard time. I have always thought that part of our job in the House of Lords is to champion those people and groups who may be quite small in number but who have the most difficult time and are discriminated against.
The noble Baroness, Lady Burt, was right to remind us that the World Economic Forum finds that the UK has a gender gap of 33% overall and is ranked 15th out of 144 countries. Against all the indices about economic empowerment and opportunity, we could probably say, “C-plus. Could do better”—that is the sort of grading that we are approaching; I think that most people would agree with that. One needs to ask why we do not do as well as we should on all those economic indices and I want to suggest something we might consider. I say this in tribute to the Women’s Budget Group of feminist economists, and it is about how we measure economic activity. We can see quite plainly the way in which GDP is measured: it takes into account the value produced through wage labour but not through unpaid domestic care work carried out predominantly by women in the home, even though all are essential to a well-functioning economy. Indeed, proponents of feminist economics argue that, in terms of methodology and focus, modern economics is too centred around men, with women’s contribution to the economy routinely ignored.
From a political perspective, feminist economics is an economics that focuses on what is needed to produce a gender-equal society. It argues that because modern economics is built around the idea of the “economic man”, it is ideologically weighted towards normalising men’s lives and consequently ignores the experience of women. This is important: we cannot expect models based on economic man to understand or even notice gender inequalities, let alone create policies to alleviate them. Would the Minister raise this issue with her right honourable friend the Chancellor of the Exchequer and with the Prime Minister, and perhaps suggest that the Treasury take account of it in its economic policies?
This is important, because while there has been progress on some aspects of gender equality, women still experience structural inequality throughout their lives. For example, independent research carried out before Christmas revealed that women have borne 86% of the impact of austerity, largely through lost services and changes to the tax and benefits system. Were we measuring things differently, we would come to a different conclusion about that.
This morning I was privileged to attend an International Women’s Day conference organised by Unity Trust Bank and the Employee Ownership Association. We were addressing the empowerment of women across the world through employee ownership, social enterprise, co-operatives and profit-for-purpose businesses. By the way, women are eight times more likely to be the chair in a co-operative than in a FTSE 100 company. A recent British Council report that looked at social enterprise and women’s empowerment across the world found that 75% of women who start a social enterprise say that it had given them an increased sense of self-worth, while 64% reported enhanced self-confidence.
Such empowered women—social entrepreneurs—provide crucial role models for the next generation, so I congratulate the FCO and DfID on the support they have been giving to the British Council in the social enterprise programme, and I hope that will continue.
We have all been going to lots of celebrations of International Women’s Day. Yesterday I attended the launch of What Women Want 2.0. I remember—as I am sure will other noble Lords—the 1996 What Women Want survey, which was linked to the Beijing United Nations women’s conference. I took part in it. It had a great impact: 10,000 women took part in the survey. The same thing has happened again, and with social media it has generated a huge digital discourse. Fascinatingly, the results mirror almost exactly what women were asking for in 1996, which must make us pause to wonder why there is so much unfinished business: equal rights, equal pay, respect, a child and carer-friendly working world, an end to the culture of pornography and rape, more women in politics, more women running big organisations and companies, and a peaceful safe world for our children and the ones we love. It is very much the same as 1996, but the difference now is that this new wave of feminists—and in 1996 it was still unfashionable to call yourself a feminist—are not only saying that this is what women want but also that this is what women believe they deserve. I took great encouragement from the large and diverse group—hundreds of women—who came to Parliament yesterday.
As the health spokesperson, I finish by raising an issue about women’s health. It is to do with women and mental health. In 2003 we had an excellent women and mental health strategy. It was archived in 2011 by the coalition Government, which is a great shame. This is important: poor mental health among women has increased, with one in five experiencing common mental health problems such as anxiety and depression, compared to one in eight among men. Young women are the group most at risk, experiencing alarmingly high rates of self-harm, eating disorders and PTSD. Women’s mental health is closely linked to their experiences of violence and abuse, which should not be surprising, and many women struggle to get the support they need from the mental health services. Agenda, a women’s organisation supporting women and girls at risk of abuse, poverty, poor mental health and homelessness, found that women and girls are regularly and repeatedly restrained in mental health settings, despite the risk of re-traumatising women who have already experienced violence and abuse.
Can the Minister tell us—if not now, perhaps she could ask her noble friend Lord O’Shaughnessy to do so later—what steps are being taken to respond to women’s mental health needs and tackle the rise in mental ill-health among women? Is it not time for the new women’s mental health strategy that we need?
(6 years, 6 months ago)
Lords ChamberMy Lords, may I say how much I welcome the debate in your Lordships’ House today, and compliment the noble Baroness, Lady Vere, and my noble friend and sister Lady Gale on their wonderful opening contributions? About the only partisan thing I intend to say is to the noble Baroness, Lady Finn, and the other women on the Conservative and Liberal Democrat Benches—and it is not the first time I have said this in this House. It is possible that the Labour Party at the next general election will achieve a 50:50 gender balance in its representation. Frankly, if the women and sisters in your parties do not do something other than the encouragement that the noble Baroness, Lady Finn, talked about, it will be a long time before we get gender balance overall in our Parliament. We in the Labour Party will not be able to do it all on our own.
It is said that history belongs to the victors, and that is true of who won the vote for women, as in everything else. As noble Lords have said, the smaller voices get drowned out. The history of how women won the vote tends to belong to the famous, the better educated, the most well-off families and leaders of the suffragette movement. Like my noble friends Lady Corston and Lady Massey, the noble Baronesses, Lady Pinnock, and Lady Byford, and others, I want to reflect on and pay tribute to the women who were less well known, less well off, and particularly those from Bradford, Leeds, Huddersfield and other places in Yorkshire. It is said in my family that one of the women in our family was an active suffragette, and I would not be at all surprised. We are not known for our modesty and our quietness in my family, but I have no proof. In a way, that makes my point.
I am indebted to Jill Liddington, senior research fellow at Leeds University, to the women’s history project, and the contemporary articles from Bradford’s Telegraph and Argus. The noble Baroness, Lady Eaton, is quite right. In November 1881, St George’s Hall in Bradford was the location of a huge meeting—3,000 strong—at which Bradford’s provisional women’s suffrage committee was established. It presented the first petition to Parliament demanding the vote in 1882. As my noble friend Lady Kennedy put it, for almost 20 years, women and the men supporting them—I think of Keir Hardie, for example—more or less politely asked for the vote. In October 1903, Emmeline Pankhurst gathered a group of women in Manchester to form a new franchise campaign, the Women’s Social and Political Union, marking the end of what might be called the Victorian campaign. The next 10 years were to be very different, and sprinkled with the names of women whose part in the struggle gave them an indelible and honoured place in our history.
We all know that in 1913 the suffragette martyr, Emily Davison was killed beneath the King’s horse at the Derby. Less famous was Dora Thewlis, a 16 year-old Yorkshire mill worker who, in 1913, despite her impoverished upbringing, was moved to join a suffragette mission to break into the Houses of Parliament. She was thrown into prison and catapulted on to the front page of the Daily Mirror, which said, “Suffragettes storm the House”. The reporters and paparazzi christened her the “Baby Suffragette”. Indeed, in her clogs and mill dress she secured vital publicity for the cause. Again in February 1913, an elegant woman entered the Jewel House at the Tower of London. She removed an iron bar from her coat and threw it at the glass showcase containing insignia of the Order of Merit. Wrapped around the bar was a statement: “This is my protest against the Government’s treachery to the working women of Great Britain”. That was Leonora Cohen, a seamstress from Leeds.
It is only relatively recently that research has uncovered how Thewlis and other poor, often self-taught, Yorkshire women are among the forgotten heroines of the long struggle for the vote. They include Lilian Lenton; Edith Key, a mill worker born out of wedlock and given away by her mother; Lavena Saltonstall, a self-taught journalist; Elizabeth Pinnace, a rug weaver; and indeed, Leonora Cohen. Miss Newton—I do not know her Christian name—was distributing leaflets when a mob of boys picked her up, carried her round the town centre and dumped her on the town hall steps. It must have been terrifying. The local paper reports that she did not let go of her leaflets.
These women fought despite minimal schooling and the risk of censure and ridicule. During this time of the fight in Yorkshire, the organiser was none other than the youngest and least well known Pankhurst—Adela Pankhurst—who ended up in Australia in 1914, a casualty perhaps of the early splits in the suffragette movement. She was the Yorkshire organiser, known for being disruptive in public meetings. In Pudsey, she and fellow speakers were pelted with rotten oranges, eggs and peas. In 1908, as the noble Baroness, Lady Eaton, said, she was the one who organised the Shipley Glen rally, attracting 100,000 people. Christabel Pankhurst’s contemporary account says:
“For weeks past all Bradford has been talking about the Yorkshire Suffrage Sunday held in Shipley Glen on May 31st … The vast audience of orderly and attentive persons prevented any effective disturbance, and at 5 o’clock a resolution calling upon the Government to enfranchise the women of this country … was carried with practical unanimity. The Prime Minister expects us to show a popular demand for votes for women. We offer to him the demand of the people of Bradford, which has already spoken officially through its City Council when it adopted some months ago a resolution similar to the one carried at the great open-air meeting on the Suffrage Sunday”.
Several other militant actions caught my attention. In 1910, when Winston Churchill came to a meeting at the same St George’s Hall, his visit ended in chaos, thanks to a handful of suffragettes, who secreted themselves under the platform and leapt out, apparently,
“thirsty, dishevelled and unwashed, but with hearts on fire for their cause”,
as the Telegraph and Argus said. The women waited until the hall filled up, then launched into their protest before being swiftly thrown out.
In 1913, the Bradford suffragettes dug up and scorched the second and 12th green at Bradford Moor golf club, replacing the flags with purple, green and white flags, and then went on to leave a trail of burning letter boxes across the district. Also in 1913, the reservoir at Chellow Dene turned a rich shade of purple, having been discoloured by wool dyes. It was believed to be the work of suffragettes, but it was never proved. Millions of gallons of water had to be drained. I am pleased to report that they had fun, too, turning up to see Ellen Terry at the Bradford Alhambra in full suffragette costume and getting a standing ovation. I pay tribute to these brave women. Indeed, we stand on their shoulders.
(6 years, 9 months ago)
Lords ChamberMy Lords, I am aware that this Bill, conceived by the Big Issue and the noble Lord, Lord Bird, has been a long time in gestation, and I congratulate the noble Lord on bringing it to the House. As we all know, it is an important rite of passage for a noble Lord to introduce their own Private Member’s Bill, and I identify with the passion, ownership and protectiveness that come with it. In this case, I share them with the noble Lord and am very keen to offer my support to his timely and important piece of legislation.
I share the noble Lord’s motivation behind the Bill, which is to address the shoddy deal that people who rent, people on low incomes, those trying to turn their lives around and possibly the homeless get from our banks, credit agencies, loan sharks and businesses such as BrightHouse. As the noble Lord said, the ones who can least afford it are being ripped off.
It is no surprise to me that BrightHouse was ordered to repay £14.8 million to a quarter of a million of its customers after the Financial Conduct Authority found that it had not been a “responsible lender”. The regulator said that in many cases BrightHouse had not properly assessed its customers’ ability to repay and they would now be compensated. Indeed, I am very pleased that there are alternatives to BrightHouse, with fair and ethical lenders such as Fair for You, a not-for-profit credit provider. There are not enough of them and they are not as able as BrightHouse to market themselves.
I declare an interest as a senior fellow of the Young Foundation, which carried out research a year or so ago into the experience of those on low incomes with high-cost credit. Its report pointed out that access to credit is an important part of 21st-century living, as the noble Lord said, with many people relying on it to purchase everything from a new home to a mobile phone.
For some people, credit is also an important element in simply managing their day-to-day living. It can help people to deal with economic shocks, manage the consequences of an irregular income and spread the cost of high-price items. However, access to affordable credit can be a major challenge for many households, typically classified as “sub-prime”, who then turn to higher-cost options such as home credit, payday loans, rent-to-own, and pawnbrokers. Some lenders estimate that 12 million people in the UK are using the alternative, high-cost credit market because they lack access to mainstream credit. So the noble Lord is quite right to point out that there is a gross inequality in our society when it comes to access to the credit that everybody needs.
Following its research, the Young Foundation is next week launching an online campaign to raise awareness about making rent count—if anybody cares to look for it, it can be found on #rentcounts—and about how it costs more to be poor. It is doing this in partnership with the Big Issue and in support of the Bill.
The fact is that millions of people are excluded from affordable credit because they do not have a credit history. The financially excluded are in a Catch-22 situation. Without a credit score, applicants are declined by mainstream providers and considered riskier customers, but the only way to build a credit score is to have a form of credit, such as a mortgage or credit card, in the first place. Most people on low incomes manage their limited money very carefully, yet banks, utility companies and other retailers can discriminate against them, and indeed they do so. An estimated 2 million people, many of whom are social housing tenants, take out high-cost loans because they cannot access more affordable credit. That is unjust. As the noble Lord pointed out, it is a division in our society.
Individual credit providers—mortgage lenders, for example—are already able to use information such as rental history if it is available. The intention of the noble Lord’s Bill is to ensure that a customer’s rental and council tax payment histories are explicitly taken into account as part of this process, by giving the FCA the power to make a new rule to this effect. As the noble Lord said, the Big Issue has been working with the consumer credit reporting agency Experian to develop the Rental Exchange. That is an important project, which I accept has led to the Bill coming to this House. It has shown two things. The first is that the project is too complex and not well-known enough to be used as you would want it to be used. Secondly, it shows that market solutions are not necessarily the answer; it shows that one of the answers to the problems of credit rating and creditworthiness is a regulatory one.
I was pleased to receive a briefing from the RLA suggesting that, according to a survey of 3,000 of its members, 60% of landlords are in favour of the proposal. It says that the proposal is good both for landlords and for tenants. I agree and I thank the RLA for its briefing.
It seems to me that this is a good idea. The Government have indicated at certain times that they recognise that it is right to take account of the payment of rent to assess creditworthiness. As the noble Lord, Lord Bird, said, the Bill is about equity and fairness. Why should people who manage their money and pay their rent not have their diligence recognised in their credit rating? This is discrimination against renters and people on low income, so I hope that the Government will back the intention and the idea that is contained in this excellent proposal.
(7 years, 6 months ago)
Lords ChamberMy Lords, I congratulate the noble Baroness on bringing this important debate to the Floor of the House. I put my name down to speak in it because I wanted to identify myself and these Benches with this important issue—which my noble friend will also do—and at the end of my remarks I have a few questions for the Minister to consider.
It is inevitable that statistics will be bandied about during a debate like this, and some of them are startling and shaming. Malnutrition is partly responsible for 45% of childhood deaths. It destroys the most human potential on the planet. Children who are stunted are not just below their global peers in height but are behind them in cognitive development, and that will limit these children their whole lives. Nutrition is the biggest missed opportunity in global health, and were it solved, it would unleash waves of human potential. Yet overall, only 1% of foreign aid goes towards basic nutrition. Malnutrition is not starvation; malnourished children can be getting enough calories but not the right nutrients. That makes them more susceptible to conditions like pneumonia or diarrhoea—and more likely to die from them.
Over half of the world’s population lives in cities, a trend that will accelerate more quickly in the coming decades. In many cities, over half the population lives in informal settlements and slums, and rates of malnutrition are exceedingly high. Urban food systems in many countries are not developing rapidly enough to cope with the challenges of a fast-growing population, a factor which increases obesity levels as traditional diets are swapped for snacks and high-energy foods. So in many ways the global food system is broken.
Estimates seem to vary, but GAIN says that in total about 3.5 billion people—half the people on the planet today—are malnourished in one way or another. Each day, 795 million people go hungry. Each year, malnutrition undermines billions of people’s health. It kills probably 3.1 million children under five and leaves 161 million stunted. Rapid population growth and climate change pose new challenges to an already overburdened food system.
It is clearly obvious—I know that the British Government agree with this—that solving these problems can be done only as part of a collective global effort.
There are some simple and some not so simple solutions. Breast-feeding within the first hour and exclusively for the first six months is the first and simplest intervention and has long-term benefits for nutrition. However, of course it needs the mother to be healthy enough to breast-feed, and it requires the culture surrounding her to encourage her and requires her to understand that that is the best start she can give her child. Of course, the noble Baroness is quite right that this is a women’s issue in particular.
Experts are also figuring out how to breed crops with higher nutritional levels and how to get key nutrients in the food supply, in either salt or cooking oil. Those are promising approaches. However, nutrition is still one of the biggest mysteries in global health. Nutrition gets better as a country gets richer, but it does not seem to have any noticeable effects on positive outliers—there are poor countries with almost half their children undernourished.
In exploring some of the solutions put forward in this area, I came across the Nutrition Knowledge Bank—part of the GSMA mNutrition initiative to help tackle malnutrition in Africa and Asia—which is a collection of content on good nutritional practices and includes downloadable factsheets and mobile messages. This is not the complete answer, but it must be part of the solution, which is to do with knowledge and accessibility and using modern technology to improve nutritional practices, particularly for women and the vulnerable groups we have mentioned. I was struck by the work being undertaken by mNutrition in the various places in the world where it works.
The noble Baroness mentioned the targets that the World Health Organization put forward in this area. The Comprehensive Implementation Plan on Maternal, Infant and Young Child Nutrition, which the WHO endorsed in Geneva in 2012, set some very high targets indeed for solving this problem. The plan proposes:
“40% reduction of the global number of children under five who are stunted … 50% reduction of anaemia in women of reproductive age … 30% reduction of low birth weight … no increase in childhood overweight … increase the rate of exclusive breastfeeding in the first six months … reduce and maintain childhood wasting to less than 5%”.
Five action points flow from the World Health Organization’s proposals. I will not go through those in detail, but I ask the Minister whether the British Government are working to the action plan, to what effect and with what resources.
When the British Government were tackling tobacco as a public health issue, one of the biggest drivers of change in governmental practice were the strong rules about discussions with the tobacco industry. What discussions have been had, and what is the relationship, between the Government or DfID and the food industry? Some of the large companies providing food throughout the world that is not nutritious are based in the UK and Europe. Are the British Government thinking about how to deal with this fact? Indeed, is the Minister being lobbied by some of our large food manufacturers? When we were addressing the issue of tobacco, tobacco companies switched their attention from the first world to the third world because that was where they could make their money. That issue occurred to me and I genuinely do not know what the answer to the question is, but it is one that we need to ask. Does DfID have guidelines on this matter?
Has thought been given to how we will continue to be a leader in our aid programmes, particularly on this one, in a world in which we will not necessarily be able to join forces with our European colleagues in a coherent way, given that a lot of our aid work is currently done through our relationships with the European Union? Also, what consideration has the Minister given to the changing attitude of the new Administration in the United States of America to world aid and to the United Nations and its institutions? I accept that it might be too soon to say, but these are things that we need to think about.