Women and Men: Pay Gap
Debate between Baroness Scott of Bybrook and Baroness Janke(1 year, 9 months ago)
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Baroness Scott of Bybrook (Con)
I will talk to my colleagues in Health about that issue. I was not aware of it, but it is important and I will take it forward and come back to the right reverend Prelate.
Baroness Janke (LD)
My Lords, research has shown that the gender pensions gap between men and women is 17% at the start of women’s careers and a staggering 56% at retirement. What are the Government doing to make sure that women get a fair deal on retirement and do not lose out because they have taken on caring responsibilities or other unpaid but valuable work?
Baroness Scott of Bybrook (Con)
Measures have been put in place to improve the state pension outcomes for most women. More than 3 million women stand to receive an average of £550 more per year by 2030 as a result of the recent reforms. Under the new state pension, outcomes are projected to equalise for men and women by the early 2040s, more than a decade earlier than they would have under the old system, so I think we are on top of that issue.
Inflation: Families
Debate between Baroness Scott of Bybrook and Baroness Janke
Baroness Scott of Bybrook (Con)
My Lords, as I have said before, we are looking after the poor. We are investing in increasing benefits and, as we heard on 3 February, giving an energy bills rebate. We are giving £144 million of discretionary funding to local authorities and giving a council tax rebate to people in bands A to D, which is 80% of households in this country. The Government are doing everything they can and will continue to monitor the situation for people who need our help.
Baroness Janke (LD)
My Lords, the Minister talks about the importance of getting people into work, yet the maximum reimbursement for childcare has been frozen since 2005. The cost of childcare has doubled since then. Currently, in 99% of local authorities the cap does not cover a full-time place for a child under two, and in 9% of authorities it does not cover even a 25-hour part-time place. What plans do the Government have to review the reimbursement of childcare costs for parents and people on benefits?
Baroness Scott of Bybrook (Con)
The noble Baroness brings up an extremely important point. To get back into work, many families need good and affordable childcare. Universal credit claimants can claim up to 85% of their registered childcare costs each month, compared with 70% of those with tax credits. In England we are also giving 15 hours a week of free childcare to all three and four year-olds and to disadvantaged two year-olds, doubling to 30 hours a week for the working parents of three and four year-olds if they are claiming benefits. We have also introduced tax-free childcare and, if a universal credit claimant requires emergency help in the period before they get their first pay cheque, we have a non-refundable flexible support fund.
Pensions: Triple Lock
Debate between Baroness Scott of Bybrook and Baroness Janke
Baroness Scott of Bybrook (Con)
I cannot give the figure for that but am very happy to find somebody who can. I will let not only the noble Baroness but the House know it.
Baroness Janke (LD)
My Lords, figures show that one in five pensioners in the UK are living in poverty, while 1.3 million retirees are undernourished and 25,000 die each year due to the cold weather. The Minister spoke about extraordinary changes in economic circumstances. Given these and the massive increase in energy costs, what additional support will the Government be providing for pensioners, who suffer particularly when energy costs are high?
Baroness Scott of Bybrook (Con)
My Lords, I am conscious that I spoke about households with families before but all the money that the Government are giving for families is available as well to pensioners. The full annual amount of the state pension is worth over £2,300 more in cash terms now than it was in 2010. More than that, about 1.4 million of the most vulnerable pensioners also receive, as we have heard, £5 billion of pension credit. We know it is difficult out there. We are giving money to pensioners through our energy relief costs and living standards costs. We will continue to keep an eye on it and do what we can to increase their budgets.
Outsourcing: DWP Telephone Services
Debate between Baroness Scott of Bybrook and Baroness Janke
Baroness Scott of Bybrook (Con)
My Lords, I do not see that picture within the DWP telephony services that are outsourced. The Government recognise that some public services are better delivered through private companies than directly through the public sector. It is a matter of looking at all services individually and deciding which are the best to outsource.
Baroness Janke (LD)
My Lords, what steps have been taken to end the use of 200 premium-rate phonelines, admitted to by the DWP, when these cause those on the lowest incomes to pay up to 55p per minute for help and advice on claims?
Baroness Scott of Bybrook (Con)
My Lords, not all DWP telephony lines are outsourced, as we know, but all DWP telephony lines are freephone 0800 numbers.
Pensions: Gender Gap
Debate between Baroness Scott of Bybrook and Baroness Janke
Baroness Scott of Bybrook (Con)
My noble friend must not forget that today’s working-age people are tomorrow’s pensioners. Future generations of pensioners, not just the current ones, will benefit from this uprating approach. In the long term, if the triple lock is maintained, younger people will benefit as the value of the state pension continues to rise above the trends of earnings rates and price growth.
Baroness Janke (LD) [V]
My Lords, divorced women face the largest gender pensions gap, so what measures will the Government take to ensure that, on divorce, pensions are split sufficiently for divorced women to receive their full entitlement to retirement income?
Baroness Scott of Bybrook (Con)
My Lords, to ensure that anybody is getting the correct amount of state pension, it is important that individuals report to DWP any change in their circumstances. This includes divorce, as it may affect their entitlement to the state pension. This has been the position under successive Governments of different political persuasions, who have then further made this information known in a variety of ways. I suggest that it is important to look at that information on GOV.UK.
Universal Credit
Debate between Baroness Scott of Bybrook and Baroness Janke
Baroness Scott of Bybrook (Con)
As I have said, when the Government put in the £20-a-week increase in universal credit, it was always going to be a temporary position. We now have a comprehensive plan for jobs. There are jobs out there. We will support people in the short and long term by helping them to get new skills and increase their hours to find new work, whether they are young or old, and to ensure what we know is the best way out of poverty, and that is jobs.
Baroness Janke (LD) [V]
My Lords, further to the question from the right reverend Prelate, is the Minister aware that to afford the cost of the Government’s recommended healthy diet, a family on benefits would need to spend 75% of their income on food? What will the Government do to ensure that the cost of a healthy diet is fully factored into the calculation of benefit payments?
Baroness Scott of Bybrook (Con)
I do not think I can add anything further to what I said to the right reverend Prelate. We are looking at the obesity strategy. We have a great free school meals programme, which is also running through the summer and Christmas holidays. It is important that, through the obesity strategy, we continue to look at making good food affordable.
National Marriage Week
Debate between Baroness Scott of Bybrook and Baroness Janke
Baroness Scott of Bybrook (Con)
I think that having an exception for a new family, where two families get together, would be perceived as unfair to those families with three or more children who stay together and receive support from CTC or UC for two children, when more recently formed families would potentially receive support for more than two children. Therefore, I do not think the Government will consider this.
Baroness Janke (LD) [V]
My Lords, statistics show that 60% of the marriages of couples aged between 20 and 25 years end in early divorce. Are the Government satisfied about the effectiveness of the PSHE curriculum? Will the Minister ask her noble friend, with his new responsibilities, to look into whether it adequately provides young people with proper and relevant information about marriage, enabling them to make well-informed decisions for the future?
Baroness Scott of Bybrook (Con)
My Lords, in both primary and secondary schools, we are increasing the amount of relationship education we provide. At the end of primary, we expect that pupils are taught that marriage represents a formal and legally recognised commitment of two people to each other that is intended to be lifelong. At secondary schools, we build on the teaching about that important relationship and the opportunity that marriage provides.
Supporting Disadvantaged Families
Debate between Baroness Scott of Bybrook and Baroness Janke(4 years, 1 month ago)
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Baroness Janke (LD) [V]
My Lords, we welcome these measures and recognise the Government’s intentions to support disadvantaged families through winter and beyond—
Baroness Scott of Bybrook (Con)
I am sorry, but we cannot hear the noble Baroness. Could she try again?
Baroness Janke (LD) [V]
Can you hear me? We very much welcome these measures, and I too pay tribute to Marcus Rashford and his campaign.
I would like to understand a little more of the noble Baroness’s clarification of what is meant by “beyond”. I very much hope that there is to be a longer-term strategy on this issue, as criticisms I have heard from local people are that the Government appear to be following a policy of knee-jerk responses and quick fixes, while the public in general would welcome a much longer-term approach, which would give them more confidence. For example, is it the Government’s intention that the temporary measures taken during the pandemic are to be made permanent, such as the extension of the free school meals entitlement to families with no recourse to public funds? Perhaps the noble Baroness could clarify that.
The Statement also said that local authorities have local ties and knowledge, and this is most certainly the case. Local authorities are to receive £160 million, to be added to the £63 million—[Inaudible.]
Baroness Scott of Bybrook (Con)
I am sorry, but we cannot hear the noble Baroness. Can she get closer to the microphone?
Baroness Janke (LD) [V]
I am right up against the microphone now. Can you hear me?
Baroness Janke (LD) [V]
Local authorities are to receive £160 million, to be added to the previous sum of £63 million which was distributed earlier in the year. This is to be paid as a one-off government grant. I would like to understand more about the basis of these measures. What consultations have taken place with local government and what were their outcomes?
The issue of conditionality was raised. How is that to be achieved and demonstrated? Are there to be target numbers of families or children? Are levels of participation to be measured, or perhaps there are measures of improved well-being that are to be reported upon?
What exactly is the basis of these sums of money? We are told that funding will be dispersed according to an authority’s population, weighted by a function of the English indices of multiple deprivation, so presumably we are looking at a sum per head. Can the noble Baroness say how much per head and for how many people?
Does the noble Baroness feel confident about the number of families that are to be helped, given that local authorities have had financial cuts of £16 million over the last 10 years and that their capacity is significantly reduced? Many important services for disadvantaged families no longer exist in many areas, such as family support schemes and community facilities such as libraries, sports and recreation, and local health promotion, and many of those may be required to implement the scheme. Does the noble Baroness feel that the sums of money here will be enough to achieve the objectives she describes in the Statement?
The noble Baroness talked about the importance of nutritious food. Has any financial assessment been made of the cost of providing this to the numbers involved? If so, it would be good to see it. The Food Foundation has established that, to pay for the Government-recommended “eatwell plates”, people on universal credit would need to spend around two-thirds of their non-housing income on food. It would help to understand the analysis that underpins these measures.
We all welcome the expansion of holiday activities for disadvantaged children. Can the Minister clarify how these children are to be identified? Who is eligible for these provisions? Existing criteria exclude many children, particularly in low-paid working families. We have welcomed the temporary measures that have been introduced during the current crisis. Can the Minister assure the House that these will remain in place?
We welcome the £16 million for charities to help those struggling to afford food, but surely this is no more than a sticking plaster. We must ensure that families’ income is sufficient so that they can afford to provide nutritious food for themselves and their children. Removing the benefit cap and the three-child limit would help. If the Government do not intend to do that, what longer-term policies are being considered to ensure that families and children will no longer have to depend on short-term fixes and will have enough income to provide their own food and care for their families without depending on charities?