Pensions (Special Rules for End of Life) Bill

(Limited Text - Ministerial Extracts only)

Report stage
Friday 17th May 2024 Commons Chamber

[Dame Angela Eagle (Wallasey) (Lab)]

I rise just to seek some reassurance on the amendments. I am not at all against them in principle—when I read them on the amendment paper, I could understand what the right hon. Member for Suffolk Coastal (Dr Coffey) was attempting to do and exactly why—but it strikes me that they rather run roughshod over established procedures, particularly with respect to the devolved Administrations, by giving quite a strict timetable. I wonder whether the Minister could reassure the House. Although it is not the case here, the changes made by Bills can often be quite complex and have to be made appropriately, and putting a very hard stop in a Bill, regardless of context, sets rather a difficult precedent.

Although I do not object to what the right hon. Member for Suffolk Coastal is trying to do, I was slightly surprised by the bulldozer approach that the amendments create. In this circumstance it is manageable, but it might not be quite so manageable in other, more complex circumstances. I suppose I seek some reassurance from the Minister about the precedent that the amendments will set. How wide will it go? Are we going to start including in Bills a precise timetable for when they will be put into effect, with a hard stop, regardless of their complexity?

I understand that the hon. Member for Tewkesbury (Mr Robertson) wants his Bill—we all want this to be done quickly—but there are some precedents being created here that would be slightly worrying if they were to extend more widely. I wonder whether the Minister might give us some thoughts and insights in that respect. I want to make it clear that the Opposition do not object to the Bill at all, but I am quite surprised by the innovative way in which the right hon. Member for Suffolk Coastal has sought to pursue her desire to get this thing done quickly.

[The Minister for Disabled People, Health and Work (Mims Davies)]

I thank my right hon. Friend the Member for Suffolk Coastal (Dr Coffey) for her considered amendments, and for the reasoned arguments behind them. I know that she has been engaging extensively with our excellent officials at the DWP, whom she knows extremely well.

The hon. Member for Wallasey (Dame Angela Eagle) asked about innovations. My right hon. Friend is incredibly innovative, and I am not surprised that that is attracting attention. Let me also thank my hon. Friend the Member for Tewkesbury (Mr Robertson) for the attentive way in which he has listened to all this. As for the question of precedent, it is not unusual for Bills to have set commencement dates when we are sure that they can be commenced on the date in question. I hope that that reassures the hon. Lady.

I think we can all agree that we want the provisions in the Bill to be commenced with minimal delay. They are important, and will provide much-needed financial support up to six months earlier than is currently the case for those who have received the devastating news that they have a terminal illness. My right hon. Friend is clearly mindful of that following her own experience in the DWP, and it is what is driving these changes. They build on the work that the Department began in 2022, under her formidable and inspiring leadership. She will be only too well aware of the importance that the Department has placed on doing all that it can to help people at these difficult times.

The amendments are intended to ensure that the Bill specifies the point at which the provisions will come into force. They provide for this to be a period of four months after the Bill has received Royal Assent. Putting the commencement date on the face of the Bill would mean that the Secretary of State’s power to make regulations commencing the provisions, or transitional or saving provisions, would no longer be necessary, and amendments 2, 3, 5 and 6 seek to remove all those provisions. Similar amendments are made to the provisions covering Northern Ireland, and at this point it may be prudent to remind the House that the Northern Ireland Assembly has already provided a legislative consent order for the Bill as drafted. I hope that that reassures my right hon. Friend.

When the Bill was drafted towards the end of last year, it was unclear to the Department how quickly the Pension Protection Fund would be able to implement the changes. The decision to commence them via a commencement order gave the Department the flexibility to ensure that the fund was in a position to implement the new conditions at commencement, and that the corresponding changes to the Financial Assistance Scheme Regulations 2005 could be made at the same time. In Committee, the Under-Secretary of State for Work and Pensions, my hon. Friend the Member for Blackpool North and Cleveleys (Paul Maynard), was very clear about commencement, saying:

“I can confirm today that the intention is for that to happen as soon as practicable after Royal Assent. I see no reason for delay or obfuscation.” ––[Official Report, Pensions (Special Rules for End of Life) Public Bill Committee, 24 April 2024; c. 10.]

Hopefully we are all agreed, and can all be assured that we have absolutely no intention of creating any unnecessary delay in enacting these vital measures, which will make a massive difference to people at the most difficult time in their lives, and, indeed, to their families, bringing real comfort.

At the end of Committee stage on 24 April, officials from the Department sought further clarification from the Pension Protection Fund on how quickly it could implement the changes. Its response was very positive, and I want to put on record our appreciation for the work it has been undertaking. It has confirmed that its internal teams have been working towards having everything ready by the beginning of July, the earliest date on which the Bill could potentially have received Royal Assent. I therefore confirm to my right hon. Friend the Member for Suffolk Coastal that DWP officials have been in touch with their counterparts in the Department for Communities in Northern Ireland, who have helpfully confirmed that they do not envisage any problem with commencing the relevant Northern Ireland provisions in a timely manner to retain parity across the United Kingdom.

Notwithstanding the point made by the hon. Member for Wallasey, and with that in mind, I see no reason why the Department cannot meet the new requirement that the amendments will impose, and I have recommended that the Government do not oppose them. I thank my right hon. Friend for raising her concerns and bringing them to the House in the manner and the style that she did.

Amendment 1 agreed to.

Amendments made: 4, page 2, line 1, leave out from “force” to end of line 2 and insert—

“at the end of the period of four months beginning with the day on which this Act is passed.”

This amendment would bring the provisions of the Bill which extend only to Northern Ireland into force four months after Royal assent.

Amendment 2, page 2, line 5, leave out subsection (7)

This amendment is consequential on Amendment 1.

Amendment 5, page 2, line 7, leave out subsection (8).

This amendment is consequential on Amendment 4.

Amendment 3, page 2, line 10, leave out subsection (9).

This amendment is consequential on Amendment 1.

Amendment 6, page 2, line 12, leave out subsection (10) —(Dr Coffey.)

This amendment is consequential on Amendment 4.

Third Reading

--- Later in debate ---

[Mims Davies]

I am very grateful to my hon. Friend the Member for Tewkesbury (Mr Robertson) for bringing this important legislation to the House and for the way he has successfully navigated it to this stage. I thank him for his important speech and insights on why the Bill matters, matched equally by those of my hon. Friend the Member for Cities of London and Westminster (Nickie Aiken).

I thank the hon. Member for Wallasey (Dame Angela Eagle) for her support for the Bill. She asked why these regulations were not included in the 2022 Act. Unfortunately, they were out of scope as that Bill was altering entitlement conditions for benefits. I assure her my officials have said no other areas are in need of amending—I see that gets the thumbs up from the Opposition Dispatch Box. On consistent definition, the Bill will build on previous legislation that changed special rules for social security benefit. This final change brings the payments made by the Pension Protection Fund and financial assistance scheme into alignment with those changes.

I thank all Members who have taken part in the debates that have led the Bill to progress to this stage, including the Committee stage, and for the cross-party support it has rightly received. As has been outlined, the Bill builds on the 2022 changes the Government introduced to social security benefits. That legislation was welcomed by excellent key charities, such as Marie Curie, the Motor Neurone Disease Association and Macmillan Cancer Support. It changed the special rules for a number of benefits, ensuring claims were rightly fast tracked. Those who were thought to be in the final year of their life were able to receive vital financial support six months earlier.

This week is Dementia Action Week, bringing the UK together to take action on dementia and promoting an understanding of its impact. The Alzheimer’s Society and many groups and charities do so much on this important issue. I extend my thanks to them from the Dispatch Box.

By extending the definition of terminal illness from six to 12 months’ life expectancy for payments under both the Pension Protection Fund and the financial assistance scheme, the Bill completes the journey. The Bill will mean that members are able to rightly claim compensation on the ground of terminal illness, if a medical professional confirms that they have less than 12 months to live, rather than the current six months.

Hon. Members have spoken about the terrible time that people will be going through and the financial impact. There is often more financial assistance than perhaps people know, if they are not used to being part of the benefits arena. I urge people to look at the benefits calculator at gov.uk and to work with Citizens Advice, which runs our help to claim service, so that costs can be met and understood at a difficult time.

To assure the hon. Member for Wallasey, in my role as Minister for Disabled People, Health and Work, I met with the Minister for Energy Security and Net Zero, my hon. Friend the Member for North Swindon (Justin Tomlinson), this week to discuss costs and other matters concerning the national disability strategy and the disability action plan. As the hon. Lady said, the issue is at the forefront of my mind and we are aligned on those concerns.

Decisions on terminal illness will be made by healthcare professionals, such as clinicians and medical practitioners. We thank them for that great work at such a difficult time, as pointed out by my hon. Friend the Member for Tewkesbury. As we heard during Committee stage, the definition will include advanced cancer, dementia, motor neurone disease and other neurological diseases, such as Parkinson’s disease.

The changes restore the original policy intent of alignment between the social security special rules, and the Pension Protection Fund and financial assistance scheme terminal illness rules. Just as importantly, they bring both schemes in line with the tax definition of serious ill health, which currently allows private pension schemes to make payments when the member has less than 12 months to live. I will briefly reiterate what I said in the earlier debate on the amendments and repeat what the Minister for Pensions said in Committee: it was never our intention to delay the commencement of these provisions. There is no practical reason for us to do so. However, as discussed today, putting a commencement date on the face of the Bill will provide certainty around the change at a time when people value certainty, and we will ensure that the provisions can commence four months after Royal Assent, as signalled.

I do not want to detain the House any further. We know that being told you are nearing the end of your life can be a frightening experience not only for the individual concerned, but for their family and their loved ones. This Bill, although seemingly small, will have a really positive impact on those whom the provisions cover, at a very difficult time. As with the 2022 Act, the Bill will ensure that when someone reaches the final stages of life, they will not have those additional financial concerns. Receiving a payment at an earlier stage in their final illness will help those people to plan more effectively, providing them with the opportunity to focus on their time with the people who matter to them.

This debate gives me the opportunity to thank the St Peter & St James Hospice, the Hospice in the Weald, St Catherine’s Hospice in Pease Pottage, those local hospices that I am sure we all have, and those charities mentioned in this debate, who bring real comfort and support in all our constituencies at such difficult times. This Bill will help people to live well to the end, with their loved ones and with that comfort. I greatly thank my hon. Friend the Member for Tewkesbury for bringing the Bill forward. We all wish it safe and speedy passage through the other place, so that it can reach the statute book and support those who need it, our loved ones and people in our communities, with no undue delay.

[Mr Deputy Speaker (Mr Nigel Evans)]

With the leave of the House, I call Laurence Robertson.