Gambling: Insolvency

(asked on 24th February 2020) - View Source

Question to the Department for Digital, Culture, Media and Sport:

To ask Her Majesty's Government what assessment they have made of the Insolvency Service's figures which show gambling to be a feature in 373 bankruptcies last year, an increase from 158 in 2015–16.

Answered by
Baroness Barran Portrait
Baroness Barran
Parliamentary Under-Secretary (Department for Education)
This question was answered on 9th March 2020

Gambling and Other Rash Speculation was recorded as the main cause of insolvency in 2% of the total bankruptcy orders made in 2018/19, or 373 cases. The numbers of bankruptcies with this listed as the primary cause have varied in the last ten years, falling to their lowest point of 158 in 2015/16 and then rising in subsequent years (see Table 1 below). Rises or falls in annual bankruptcy numbers can be complex and will relate to a number of factors such as interest rates and creditor attitudes. Over the same period problem gambling rates in Great Britain have remained stable at under 1% of the adult population.

Table 1: Bankruptcy orders where the primary cause was recorded as “Gambling and other rash speculation”, England & Wales, 2008/09 to 2018/191


Total Bankruptcy Orders [2]

Number of Bankruptcy Orders with Gambling and Other Rash Speculation Listed as the Cause [3,4,5]

Percentage of Bankruptcy Orders with Gambling and Other Rash Speculation Listed as the Cause

2008/09 [5]




2009/10 [5]




2010/11 [5]





































1. Source: The Insolvency Service.

2. Total bankruptcy statistics are consistent with National Statistics published by the Insolvency Service at

3. The cause of bankruptcy is recorded on the Insolvency Service’s case administration system. These data are management information and have not undergone the same level of quality assurance as the Insolvency Service’s National Statistics outputs.

4. The data provided as cause of bankruptcy is reliant on the Insolvency Service’s examiner listing Gambling and Other Rash Speculation as the primary cause of bankruptcy, so it cannot be guaranteed that this figure covers all bankrupts that had gambling debts. The Gambling and Rash Speculation category covers causes other than gambling, but it is not possible to break this down further.

5. Data on cause of bankruptcy prior to 2011/12 is from The Insolvency Service’s legacy system, so they cannot assure its accuracy. Following data migration they became aware that some legacy data was not compatible with the new case management system and can therefore be unreliable.

This content was generated for your convenience by Parallel Parliament and does not form part of the official record.
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