Question to the Department for Environment, Food and Rural Affairs:
To ask the Secretary of State for Environment, Food and Rural Affairs, what discussions he has had with the Secretary of State for Levelling Up, Housing and Communities on access to the Flood:RE scheme by leaseholders.
Defra works closely with the Department for Levelling Up, Housing and Communities, and with the insurance industry, to consider access to the Flood Re scheme. The Flood Re scheme allows for those living in properties of three units or less where the freeholder lives in one of the units to be offered discounted premiums. Blocks of four or more units are classified as a commercial business, the Flood Re scheme does not apply for buildings insurance. All tenants and leaseholders, regardless of the size of block, are able to obtain contents insurance supported by Flood Re.