Question to the Department for Levelling Up, Housing & Communities:

To ask the Secretary of State for Levelling Up, Housing and Communities, what assessment his Department has made of the prevalence of banks refusing mortgages on properties affected by cladding related issues until remedial works are completed.

The Government is aware of anecdotal reports of lenders requesting remediation to be completed prior to lending. The Department does not support this approach and is of the firm view that a clear financing plan for remediation, including Government grant funding, removes the financial risk to lenders and should enable mortgage lending to progress.