Rented Housing: Home Insurance

(asked on 7th April 2025) - View Source

Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, whether her Department has made an assessment of the potential merits of requiring home insurers to offer insurance to landlords offering tenancies to tenants on benefits.


Answered by
Matthew Pennycook Portrait
Matthew Pennycook
Minister of State (Housing, Communities and Local Government)
This question was answered on 22nd April 2025

Rental discrimination against people who receive benefits has no place in a fair and modern housing market.

As part of the rental discrimination measures in the Renters’ Rights Bill, any clauses within a new or renewed contract of insurance that would prohibit the letting of a property to a tenant in receipt of benefits will be rendered of no effect.

Many insurers already offer services to landlords who rent to tenants receiving benefits and, following engagement with the sector, we are not expecting any destabilising effect on the market as a result of the provisions in the Renters’ Rights Bill.

Reticulating Splines