Question to the Department for Transport:

To ask the Secretary of State for Transport, whether his Department is taking steps to tackle levels of higher car insurance premiums in areas with a large proportion of low income households.

The Government is determined that insurers should treat customers fairly and firms are required to do so under Financial Conduct Authority (FCA) rules.

Department for Transport officials regularly liaise with representatives of the motor insurance industry and discuss issues as they arise. However, it is the responsibility of individual motor insurers to set their premiums and the terms and conditions of their policies, and the Government does not intervene or seek to control the market.