Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure individuals with dyslexia and other disabilities are not disqualified from obtaining insurance.

It is a priority for the Government that everyone has access to suitable and affordable financial products and services.

Insurers must abide by the Equality Act 2010 and are also required by the Financial Conduct Authority (FCA) to treat customers fairly. The FCA is responsible for regulating and supervising the financial services industry, including insurers.

In addition, from April 2021, the FCA requires all firms offering retail travel insurance to signpost consumers to a directory of specialist providers if they are declined cover, offered cover with an exclusion, or charged a significantly higher premium based on their serious pre-existing medical condition.