Question to the HM Treasury:

To ask Mr Chancellor of the Exchequer, for what reasons his Department reduced the debt servicing to income ratio used as an indicator of household vulnerability and indebtedness from 30 per cent to 25 per cent.

In 2010 a report for the Department for Business, Innovation and Skills used a debt servicing to income ratio of 25%. In subsequent annual reports up until 2013 a debt servicing to income ratio of 30% was used. It is an established convention that Minsters of one Administration cannot see the documents of a previous Administration. I am therefore unable to provide the information requested by the hon. Member.