Question to the Department for Transport:

To ask the Secretary of State for Transport, what assessment she has made of the potential implications for her policies of the extra cost of car insurance premiums faced by drivers from diverse ethnic backgrounds.

We are committed to tackling the increased costs of motor insurance to deliver on our manifesto commitment, including how this impacts different demographics, geographies, and communities.

The cross-government Motor Insurance Taskforce, including the stakeholder panel, met for the first time on 16th October. The Taskforce is currently exploring short- and long-term actions for departments that may contribute to stabilising or reducing premiums, while maintaining appropriate levels of cover.

As it takes this work forwards, the Taskforce will continue to work closely with the independent Financial Conduct Authority (FCA) and the Competition and Markets Authority. The FCA has launched a market study into the premium finance market and is undertaking work to analyse the cause of increased claims costs in the motor insurance market.