Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure equitable access for people with past or present mental health problems for travel to travel insurance after the EU transition period.

From 1 January 2021, it will be particularly important to get travel insurance with the right cover if you have a pre-existing medical condition. This is because the European Health Insurance Card (EHIC) will only be valid up to 31 December 2020.

On 5 February, the Financial Conduct Authority (FCA) published new rules and guidance to improve access to travel insurance for all consumers with medical conditions, including those with mental health conditions.

Included within the FCA’s rules is a requirement for firms to signpost consumers to specialist providers if they are declined cover, offered cover with an exclusion, or charged a significantly higher premium based on their medical condition.