Question to the Department for Work and Pensions:
To ask the Secretary of State for Work and Pensions, if her Department will review the Universal Credit capital rules that reduce or remove entitlement for claimants with savings above £6,000 and £16,000, in cases where a claimant has a lifelong disability or health condition which means they will never be able to work; and what assessment she has made of the impact of those provisions on disabled claimants who need to build savings to meet disability‑related costs such as specialist equipment, mobility aids and home adaptations.
The current system already permits people with capital between £6,000 and £16,000 to receive means-tested support through a tapered reduction in entitlement to Universal Credit. It also includes a specific capital disregard for funds that are required for essential home alterations - for example, if these are needed to meet disability-related needs. There are no plans to introduce additional exemptions.
Extra cost benefits such as Personal Independence Payment are available to eligible customers with long-term health conditions and disabilities. These benefits are to contribute towards the additional costs associated with these conditions and can be used according to the claimant’s own priorities. They can be paid in addition to other financial and practical support which someone can receive, including provision from the NHS and Local Authorities towards specialist equipment, mobility aids, and home adaptations.