Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what steps the Government is taking to help representatives of care homes to work with representatives of the insurance industry to resolve difficulties caused by rising insurance premiums since the start of the covid-19 outbreak.

The Government appreciates this is a challenging time for the care home sector, and for residents and their loved ones. The Government is in continual dialogue with the insurance sector regarding its response to this unprecedented situation, and is encouraging insurers to do all they can to support customers during this difficult period.

Insurers take commercial decisions regarding the products they offer and risks they cover based on their view of the likelihood of a risk occurring. However, different insurers may take a different view, and customers are encouraged to shop around to seek the most suitable cover at the best price.

The Government is committed to ensuring consumers have access to a range of financial products that suit their needs and is keeping this situation under review.