Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of the Consumer Credit Directive, which came into force in Northern Ireland on 23 November 2023, on cancer patients and their families.

The European Union’s Consumer Credit Directive 2008 was implemented into UK law in 2010. In November 2023, the EU passed a new Consumer Credit Directive that will replace the previous Directive and which Member States must transpose into domestic law by November 2025. As the UK has left the European Union, this Directive will not apply in the UK, including Northern Ireland.