Question to the Ministry of Defence:

To ask the Secretary of State for Defence, (a) whether he is aware of reports that some motor insurers refuse cover to individuals on joining the Armed Forces and (b) what steps he is taking to address this.

Under the Armed Forces Covenant, organisations are encouraged to make voluntary pledges to support Service personnel, Veterans and their families. However, insurance provision is a matter for private companies, and the Ministry of Defence (MOD) does not have the authority to direct or mandate their commercial decisions.

The MOD continues to engage with industry and promote best practice through the Covenant framework of voluntary pledges and the Defence Employer Recognition Scheme, encouraging businesses to remove barriers and ensure fair treatment for the Armed Forces community.

The MOD does not provide financial or legal advice, and neither can we take responsibility for individual financial decisions. Personnel who require such advice are directed by their Unit HR staffs to a list of Services Insurance and Investment Advisory Panel (SIIAP) approved independent financial advisers. However, personnel are, of course, free to use the services of any independent financial adviser.