Women’s State Pension Age

Tahir Ali Excerpts

Monday 25th March 2024 Commons Chamber

[Mel Stride]

The hon. Gentleman refers to my mention of there having been no direct loss; that was a conclusion drawn by the ombudsman in his report. As to how quickly we can proceed, I simply remind him that the report was published on Thursday, and it is Monday afternoon. These are complex matters, and it is right and proper that they be considered in detail very carefully, and that there be appropriate engagement with Parliament, exactly as there was with the ombudsman.

[Tahir Ali (Birmingham, Hall Green) (Lab)]

In my constituency of Birmingham, Hall Green, I have 4,760 WASPI women, who have been campaigning tirelessly for pension justice. Given that the report has now been published, will the Secretary of State commit to a timeline that will make sure that they are adequately and swiftly compensated for the harms that they have suffered?

[Mel Stride]

As the hon. Gentleman will know, that is a question that in various forms has now been asked a dozen or more times. The answer will always be consistent: there is no desire to delay matters, and there will be no undue delays in our deliberations.

Draft Bereavement Benefits (Remedial) Order 2022

Tahir Ali Excerpts

Tuesday 24th January 2023 General Committees

[Mims Davies]

My hon. Friend has kindly reminded us of all surviving partners, dependent children and the access to support that is available irrespective of that partnership and sexuality. I hope that the Committee find that welcome. That provision is absolutely right, and it is helpful to put that on the record early in our proceedings.

The benefits can only be paid to survivors who were in a legal union—married or in a civil partnership—with the deceased on the day that they died. However, the McLaughlin judgment in the Supreme Court, handed down on 30 August 2018, and the Jackson case in the High Court, handed down on 7 February 2020, identified that legislation on widowed parent’s allowance and the higher rate of bereavement support payment respectively was incompatible with article 14 of the European convention on human rights. That article requires all rights and freedoms set out in legislation to be protected and applied without discrimination. In both cases, the courts found that by restricting eligibility to those in a legal union, current legislation discriminates between children on the grounds of the legal status of their parents’ relationship.

The order provides a remedy for Great Britain and Northern Ireland by amending the Social Security Contributions and Benefits Act 1992, the Social Security Contributions and Benefits (Northern Ireland) Act 1992 and the Pensions Act 2014. I am satisfied that the provisions of the draft Bereavement Benefits (Remedial) Order 2022 are compatible with the ECHR. The Joint Committee on Human Rights has reported on the draft order and recommended its approval.

For the Committee’s wider understanding, I will provide an overview of bereavement benefits as I take Members through the proposed changes. Widowed parent’s allowance was introduced in 2001 alongside the bereavement allowance and the bereavement payment. The WPA was intended to provide ongoing financial support following the death of a spouse to those with dependent children, and from 2005 that support was extended to cover the death of a civil partner. With the introduction of universal credit, a benefit designed to help with ongoing living costs, it was necessary to look again at the whole package of bereavement benefits. That applied particularly to WPA, which could be paid for the same purpose as universal credit, and which was complicated to claim and to administer.

We modernised financial support for the bereaved by introducing a new benefit from 6 April 2017. Bereavement support payment was intended to help with the more immediate costs of bereavement and to allow for a period of adjustment following the death of a partner. It consists of an initial lump sum, followed by 18 monthly instalments. A higher rate is paid to those with dependent children. Unlike its predecessors, it is tax- free and disregarded for the purposes of income-related benefits, helping those on the lowest incomes the most.

Bereavement benefits have only ever been payable to those who were in a legal union with their deceased partner. They are contributory benefits, with eligibility linked to the national insurance contributions of the deceased partner. Such inheritable benefits, derived from another person’s national insurance contributions, have historically been based on the concept of a legal union.

I will now outline what this draft order covers. Eligibility for widowed parent’s allowance and the higher rate of bereavement support payment will be extended to surviving partners who have dependent children and who were living with their deceased partner as if they were married or in a civil partnership at the date of their death. That includes partners who are or were pregnant on the date of their partner’s death, and there will be no qualifying period of cohabitation. This change will benefit thousands of families with dependent children.

[Tahir Ali (Birmingham, Hall Green) (Lab)]

Can the Minister tell us what the current level of take-up of this benefit is and what the take-up is expected to be after the change comes into force?

[Mims Davies]

I believe that we are doing that work at this point, so I am happy to give the hon. Gentleman further details as we go through the impacts and—[Interruption.]

Draft Biocidal Products (Health and Safety) (Amendment) Regulations 2022

Tahir Ali Excerpts

Wednesday 23rd November 2022 General Committees

[Tahir Ali (Birmingham, Hall Green) (Lab)]

I have some questions for the Minister. The first concerns the resubmission rate of 70%. What are the actual numbers? If this instrument is to be extended for five years, what are we looking at 70% of? My next question is about the data that was lost because of EU withdrawal. That will now mean that a lot of work has to be done again from scratch, which will involve some intense resources and support for HSE, as my hon. Friend the Member for Lewisham, Deptford mentioned. How much extra resource will be put into the HSE? In five years, there will be the 70% of re-submitted applications, as well as the submissions that would normally come in. Will we be in a position in five years’ time where we have another backlog and have to look at another extension?

State Pension Triple Lock

Tahir Ali Excerpts

Tuesday 8th November 2022 Commons Chamber

[Sir Stephen Timms (East Ham) (Lab)]

I am pleased to follow the hon. Member for Torbay (Kevin Foster). I thank him for the help he gave me when he was a Minister, and I agree with what he says about pension credit. I think the key is probably for local government to work more closely with central Government, because local councils have the pensioner income data to work out whether pensioners are entitled to pension credit. If we could improve co-operation, judgments could be made much more automatically.

I agree with my right hon. Friend the Member for Leicester South (Jonathan Ashworth) that this debate is happening only because of the catastrophic Government blunders in September. Before then, there was no issue; there was a very clear commitment from the then Chancellor, who is now Prime Minister, that the triple lock would be honoured. Unfortunately, what happened in September has created the very difficult situation that the Secretary of State rightly described.

It is important to remember that there has already been a big real-terms fall this year in the value not only of the state pension, but of working-age benefits, which were increased by 3.1% in April when inflation was at nearly 10%. That was justified at the time on the basis that that is how the usual uprating formula works: pensions and benefits are uprated in April by the rate of inflation in the previous September. The then Chancellor acknowledged that the effects would need to be addressed next April, so he gave an assurance in May that the same formula would be applied again for next April’s uprating. We now know that pensions and benefits will be uprated by 10.1%, which was the rate of inflation in September.

On pensions, as we have been reminded, there is also a Conservative manifesto commitment. As I said in my intervention on the Secretary of State, if the promise on pensions is not kept next April and pensions are instead uprated by less than the rate of inflation, it will be almost without precedent.

Since 1977, there has been a statutory obligation, defined in a variety of ways, to uprate in line with inflation. It has been honoured every year since then except 1986, when the rate of inflation was 1.1% and the decision was made to uprate the state pension by 1%—0.1 percentage points less. Apart from that, there has been uprating by at least the rate of inflation every single year. To depart from that approach now, on the scale that has apparently been considered recently, would be absolutely without precedent in 50 years. In November 1980, inflation was at 16.5%; the state pension was uprated by 16.5%. In April 1991, inflation was at 10.9%; the state pension was uprated by 10.9%.

It is clear why there has been that commitment all the way through: because people who have given a lifetime of work and have retired from working have already made their contribution, so there is nothing that they can do to make up the difference if the value of their state pension falls. I think we all recognise that there is an obligation on the state—a social contract—to maintain the value of the state pension. That contract should not be breached as a result of the Government making catastrophic errors in their management of the economy in September.

The considerations with working-age benefits are different. They have also been sharply reduced in real terms this year, but over the years they have frequently not been uprated in line with inflation. As a cumulative result, according to the Library, they are now at their lowest level in real terms in the 40 years since 1982-83. Trussell Trust food banks gave out 2.1 million emergency food parcels in 2021-22; they gave out 60,000 in 2010-11. They have reported that demand in August and September this year was 46% higher than last year. Why is the economy failing so many people? How many more are the Government willing to push into destitution?

The annual family resources survey has started to collect data on food insecurity to get a handle on what is going on with food banks. We now have results for the first two years, 2019-20 and 2020-21; the Secretary of State and I had an exchange about them at Work and Pensions questions recently. Food insecurity among universal credit claimants fell from 43% in 2019-20 to 27% in 2020-21, reflecting the £20 universal credit uplift introduced in March 2020, just between those two financial years. Now that that has been taken away, food insecurity will have shot up again. We will have to raise the level of universal credit to address the current mass dependence on charitable food banks.

[Tahir Ali (Birmingham, Hall Green) (Lab)]

Does my right hon. Friend agree that it is outrageous that we now have more branches of food banks than of McDonald’s?

[Sir Stephen Timms]

It is a great shame on us all that so many people are dependent on charitable food banks, and the numbers are still rising. We certainly must not fail to uprate social security, universal credit and pensions in line with inflation in April, because otherwise there will be yet another big surge in demand. That is why it is so important for the Prime Minister to honour the promise that he made as Chancellor.

There is one more uprating we need that cannot be ignored. The benefit cap was introduced in 2012. At the time, it was based on the level of median earnings. It has never been uprated. It has changed only once: in 2016, it was reduced. Its value has lost any connection with the earnings level to which it was supposed to be linked when it was introduced. If it is not uprated next April, whatever level of uprating is decided on, thousands more families will crash into the cap for the first time and many will have to start going to a food bank to keep themselves alive.

It is time to recognise that mass food bank dependence is not inevitable. We can turn back from this. We can do much better than this. In the decisions announced next week, we must—at the very least—not make things worse.

--- Later in debate ---

[Tahir Ali (Birmingham, Hall Green) (Lab)]

I was quite alarmed by some of the comments from Conservative Members about why we are discussing this issue—some even described this debate as theoretical, while others said it was irresponsible to discuss this issue. My response to that is that we should ask the millions of pensioners who are affected whether it is worth discussing this issue and whether this debate is irresponsible or worth while.

The pension triple lock is vital to the wellbeing of millions of retired people across the country. I speak on behalf of pensioners in my constituency, and I would like to express the absolute importance of the Tories not breaking their manifesto pledge to protect the triple lock pension guarantee. Just three weeks ago, they were stating that there was a commitment to maintain the pensions triple lock; now, the Prime Minister refuses to guarantee that it will remain in place. That is understandably causing uncertainty and distress to millions of pensioners.

By now, we and the public are used to the Tories continuously going back on their word. That is why they cannot be trusted to run this country or to look after the interests of pensioners. The cost of living is already rising rapidly because of the economic mess that they have got us into. That crisis has been engineered in and delivered from Downing Street.

Pensioners rely on the state pension to help them make ends meet, no matter how difficult that is. The fact that the Government are even considering putting that minuscule security blanket in danger is ridiculous and incredibly scary for pensioners who need the triple lock in order to live a simple life. Many pensioners are not eating properly or putting the heating on in order to make ends meet.

I know only too well the concerns that many pensioners have. I recently received a letter from a constituent who has retired. He said:

“I am afraid in these dire times. My outgoings are exceeding my incomings. It is getting worse daily and utility bills are rising again. The future looks very bleak. No one mentions the pensioners. It seems we are being brushed under the carpet”—

that has certainly been the case with the way some Conservative Members have responded to this Opposition day motion. The hopelessness and fear that that person expressed to me is shared millions of times over.

The pandemic and the cost of living crisis have hit our most vulnerable the hardest. We cannot allow more pensioners to be pushed into poverty because of the outrageous decisions of this incapable Government—a Government whose decisions are, in reality, costing lives. Pensioners are frightened and living a reduced quality of life. They are distraught and living in severe uncertainty because this Government cannot keep their priorities in check.

The Prime Minister claims that the Conservative party is a compassionate party, but his actions speak louder than his words. The Tory manifesto clearly promised that the triple lock would be protected. Now, the Prime Minister is considering not only breaking another promise but breaking all the pensioners across the UK.