Oral Answers to Questions

Philip Davies Excerpts

Thursday 5th May 2011 Commons Chamber

[Mike Penning]

Yes, we have frequent discussions with the insurance industry, but I must stress that being insured is not a choice; it is a legal requirement. We are trying to drive down the cost, which is partly the result of uninsured drivers driving up the cost of those who are insured, creating a perverse incentive, and partly the result of fraud, which is a massive issue that the Select Committee considered and to which I gave evidence. We are working with the insurance industry on some of the measures referred to by the hon. Gentleman. It is also important when requesting an insurance quote to tell the truth, for example about the number of points on one’s driving record, so that the insurance is not invalid when a claim is made.

[Philip Davies (Shipley) (Con)]

I am sure that the Minister will want to commend the automatic number plate recognition scheme, which the police use effectively in west Yorkshire to catch people driving without insurance. However, does he agree that their efforts are undermined by the courts which give derisory fines to people caught driving without insurance? The fines that they give mean that, for many people, crime does pay.

[Mike Penning]

ANPR is a huge move forward in how we catch more people who drive without insurance. As I said to my hon. Friend the Member for Nuneaton (Mr Jones), we are looking at the issue and working with other Departments to ensure that the punishment fits the crime.

--- Later in debate ---

[Maria Miller]

I know that the hon. Gentleman has a long-standing interest in this issue, and he is not afraid to speak out on it. We recognise the problems that veterans and their families face. That is why we have set up a covenant taskforce to find innovative solutions to the problems facing former service personnel and their families. That, coupled with the existing benefits available for veterans—including the war pensions scheme and the armed forces compensation scheme, as well as those benefits that are available to the broader public—will help in recognising what he rightly says is the great debt of gratitude that we owe to that important group of people.

[Philip Davies (Shipley) (Con)]

Is it not an absolute farce that the Equality and Human Rights Commission, which is given taxpayers’ money to go round lecturing the rest of the country about equal pay for people with disabilities, itself pays non-disabled people more than people with disabilities?

[Maria Miller]

My hon. Friend raises an important issue. It is vital that disabled people have a level playing field when it comes to pay and conditions, and I am sure that we will want to look into the point that he has raised.