State Pension Age (Women)

Nusrat Ghani Excerpts

Thursday 7th January 2016 Commons Chamber

[Julian Knight]

I really do not agree with what the hon. Lady says whatsoever. The raising of the personal allowance, combined with the rise in the minimum wage, will give a huge boost to British workers and to women in this country, and she should recognise that fact.

In addition, the Government are looking at options to reform pensions tax relief. If Ministers choose the option that I am calling for, as others are, and they dispense with the top rate of tax relief and move to a single rate of relief, somewhere around the 30p in the pound mark, it will hugely advantage women in the workforce. It would be a real game-changer for the retirement savings of millions of hard-working British women. Equalising the pension age may pose short-term challenges, but it is an overdue acknowledgement of the role women play in the modern workforce. It is quite wrong for the Government to structure the pension system around the assumption that women’s careers—

[Nusrat Ghani (Wealden) (Con)]

My hon. Friend made an important point about there being more women in the workforce. There is evidence to show that women directly affected by the state pension age equalisation have increased their employment rate by 6.8%, to 40.7%, according to the Department for Work and Pensions in November. Older working-age women are now more likely to be in employment than at any time over the past 30 years.

[Julian Knight]

I thank my hon. Friend for making that point. Let me add to it. Many people are coming to retirement age—this is before they collect the state pension—and we need to encourage older people’s involvement in the workforce as well.

--- Later in debate ---

[Marcus Fysh]

Not at the moment.

At the time of the last decision in 2011 a concession of over £1 billion was made to help the age groups who are contacting us now.

I want to say a little about equality. I have two very young daughters and I am keen that they should have equal opportunities, as far as possible, with men of this nation in the workplace and as citizens. I shall highlight a few things that make me think that we as a Government are doing well on behalf of women. The introduction of a single tier state pension will have a good effect on women. It will be equally available to men and women, based on the same approach to national insurance.

[Nusrat Ghani]

My hon. Friend talks about equalisation of the state pension and about men and women living longer. Equalisation of the state pension age reflects the fact that women and men play an equal role in our society and in our economy.

[Marcus Fysh]

My hon. Friend makes an excellent point. Equality is at the heart of what we are trying to do for women. One of the ways that we are trying to achieve that is by decreasing the gender pay gap. That will be helped by increasing the minimum wage, increasing the availability of jobs and increasing the personal tax allowance. We are pursuing many incentives and programmes that will allow women to participate successfully for a little longer than they may have expected.

The issue at the heart of this debate seems to be the extent to which women were given notice and therefore the ability to plan for their retirement. I am sympathetic to anyone going through a stressful personal situation, but we need to be responsible. It is hard to say who was contacted or who was not, but from what I have seen—obviously, I was not involved in any of the previous decisions—it seems that most people were given notice of the change, allowing them to plan.

I have some advice for the younger generations who might be listening to this debate. I have some experience in the pensions world. The main thing that people have to remember when investing for their retirement is that the earlier they start saving, the more money they will have at the end. That is because of the power of compound interest, which has a tremendous effect.

Dangerous Driving Penalties

Nusrat Ghani Excerpts

Thursday 17th September 2015 Westminster Hall

[John Howell (Henley) (Con)]

It is a great pleasure to serve under your chairmanship, Mr Hollobone. I, too, praise my hon. Friend the Member for Reading West (Alok Sharma) for securing this important debate. I also praise those who lie behind it, not only for backing the debate, but for their petition.

This important issue has been raised with me by constituents on a number of occasions. I, too, have raised it with the Ministry of Justice, and I will refer to that later. A huge concern is that with the increase in traffic comes an increase in dangerous driving, which can have a big effect on our constituents. Only yesterday I was at a meeting of the joint all-party group on rural issues and policing, where a startling statistic was revealed, that the fear of crime in rural areas was much increased over the reality—although in the case of dangerous driving, the reality is all too visible. More than 63% of people who had responded to the survey had a fear of road traffic crime. It was a huge and sad number, and behind it is the public reaction to lenient sentences in the area. Happily, the Select Committee on Justice, of which I am a member, has picked up on the matter a number of times. Only this week, we had the opportunity to question the Attorney General on lenient sentences.

A letter that I received from the Ministry of Justice in 2013 explained:

“When considering the appropriate charge, it is the driving behaviour that is the deciding factor, that is, whether the driver was careless or dangerous, rather the outcome of the incident however tragic.”

I suspect that at some point that ought to lead us to a review of sentencing guidelines, which are produced independently of government. The Justice Committee is a statutory consultee of the Sentencing Council, which produces the guidelines, and I shall certainly take it upon myself to respond and to try to achieve the things that my hon. Friend set out in this debate, so that is an important contribution that I can make.

We need to do something to take forward work on the subject, which has never been more required. I can illustrate this with a couple of cases from my own postbag. For example, a constituent wrote to tell me that his nephew had been run over and killed by a hit-and-run driver. His nephew was a 22-year-old student who was knocked down on a pedestrian crossing by a driver who went through a red light at twice the legal speed. The killer received a sentence that means he will spend less than two years in prison. That example from my constituency makes the very point that my hon. Friend was making and shows why the law needs to be changed.

Another constituent wrote to me asking for an urgent review of how such criminals are allowed to turn the law on its head. One wrote:

“To make a difference we need larger fines to act as a deterrent”—

although I am not sure that larger fines are the only answer. We should submit proposals to the Sentencing Council to review the guidelines.

[Nusrat Ghani (Wealden) (Con)]

My constituency has the fifth worst record in Britain for serious incidents involving people being killed and seriously injured. The issue of sentencing and fines has come to my postbag as well. For example, an individual was banned from driving for 12 months and ordered to pay a fine of £300 for a drink-driving incident in south-east Sussex. In another incident, the driver who was behind the wheel of his car while twice over the alcohol limit was banned for six months. Another individual was caught with herbal cannabis and admitted to smoking the drug, but was only banned for 12 months and fined £300. I would like some clarity on sentencing and some sort of order to the convictions—sentencing is erratic and often depends on which part of the country an individual is in. Clarity would be useful.

[John Howell]

I thank my hon. Friend for her excellent remarks and for providing yet more examples of what my hon. Friend the Member for Reading West was discussing when he opened the debate. I hope that the Minister will be able to respond to the various cases. The point that my hon. Friend the Member for Wealden (Nusrat Ghani) made about the criminal process is a good one, and one on which I would like to see action.

I fully support the case made by my hon. Friend the Member for Reading West and his call for consecutive sentencing, because that will help to overcome some of the problems that he illustrated. I echo his call for the information requested to be provided, so that we do not have such a situation again.