Banking in North Ayrshire
Debate between Neil Gray and Brendan O'Hara(6 years, 8 months ago)
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John Glen
No, I am not going to give way because I have only eight and a half minutes, and I want to do justice to all the points that have been raised.
This Government are very aware of the issues. I will talk about the challenges facing the banking sector and our communities. I think that the hon. Lady has said in a previous debate that she does not bank online, and that is her choice, but whatever our personal preferences, banking is going through a period of unprecedented technological change and consumer behaviour is changing significantly. Banks are having to adapt to those shifting patterns of behaviour. The decisions that they are making are sometimes not popular and I understand why, but the hon. Lady will be well aware that those decisions are not for the Government.
The hon. Lady made a point about the former Chancellor, the former Member for Tatton, signing off on the chief executive post. There is a big difference between signing off on strategic leadership and getting involved in day-to-day commercial decisions.
Trident
Debate between Neil Gray and Brendan O'Hara(9 years ago)
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Brendan O’Hara
I agree with my hon. Friend that safety is paramount, and I raised that issue last week in a debate in Westminster Hall. There are huge safety concerns among workers at Faslane about the cuts being made within the nuclear operations department.
I hope my hon. Friends realise that my election in Argyll and Bute suggests that we do not have to put all our eggs in one basket. Let me make it clear that by saying no to Trident, we are not saying no to Faslane—far from it. [Interruption.] The SNP has never, and will never, consider closing the Faslane base. Whether as part of the United Kingdom or—hopefully sooner rather than later—as part of an independent Scotland, Faslane will have a bright, non-nuclear future as a conventional naval base. Faslane is a fantastic facility, and its proximity to the north Atlantic means that its prospects are not dependent on having nuclear submarines based there. [Interruption.]
Neil Gray (Airdrie and Shotts) (SNP)
Given the outrageous chortling from both sides of the House, does my hon. Friend agree that the only way that the UK establishment parties will support Faslane is if it has nuclear weapons? What a shocking proposal that is.
Brendan O'Hara
I agree with my hon. Friend. Today we have seen through any pretence that the Labour party is somehow taking a radical position on nuclear weapons—it is bewildering.
Tax Credits
Debate between Neil Gray and Brendan O'Hara(9 years ago)
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Neil Gray (Airdrie and Shotts) (SNP)
It is not normally my business to welcome Conservative contributions in the House, but I have to acknowledge and welcome the contributions from the hon. Members for Stevenage (Stephen McPartland), for Aberconwy (Guto Bebb) and for Tiverton and Honiton (Neil Parish). It goes without saying that SNP Members agreed with almost everything they said. They were brave and very welcome contributions—perhaps more welcome on the Opposition Benches than the Treasury Bench. That will probably be the only time I welcome Conservative contributions in this Parliament.
I am sorry that the SNP amendment was not selected, but I am still grateful to have this further opportunity to set out the SNP’s opposition to the cuts. I will devote a large part of my speech to addressing the proposals put forward by the right hon. Member for Birkenhead (Frank Field). We have much to agree on. His proposals are marginally better than the Chancellor’s, but they do not protect all low-income households from the Chancellor’s ideological wrecking ball that he is taking to social security. I am glad the right hon. Member for Birkenhead said he was proposing his measures speculatively. I hope that we will see greater consistency from the official Opposition in challenging the Tory tax credit cuts. I think that we can do much better.
We formed a strong and united opposition on Tuesday because we spoke with one voice against these cuts. Since Monday, however, we have had three different positions from the Labour party on tax credits. First, there was a push for a delay in the other place on Monday night, with opposition to scrapping the cuts outright. Secondly, to the credit of Labour Members, they joined the SNP in completely opposing the changes on Tuesday. Today we are presented with a watered-down opposition, which would still remove a significant amount of money from low-income households.
Brendan O'Hara (Argyll and Bute) (SNP)
Does my hon. Friend agree that, in 2015, making families rely on an unelected Chamber to protect their tax credits from this Government is a ridiculous position to be in? Does he further agree that the interests of Scotland’s low-paid would be far better served if all welfare were devolved to the Scottish Parliament immediately?
Neil Gray
It goes without saying that I agree with and welcome my hon. Friend’s intervention.
Under the plan of the right hon. Member for Birkenhead, every household earning more than £13,100 would continue to lose out—and in a more brutal fashion than under the Chancellor’s plan. The House of Commons Library briefing highlights that under the right hon. Gentleman’s plan, a full-time single-earner household with two children and an income of £16,000 would still lose out by £700 annually. The level at which tax credits would be removed thereafter is 65p in the pound. We are still going to see the budget balanced on the backs of low-income households.