Welfare Reform Bill

Naomi Long Excerpts

Wednesday 15th June 2011 Commons Chamber

[Maria Miller]

The national payments on account will be dealt with on a national basis in the same way in any part of the country and the regulated part of the social fund will continue as it is. The hon. Gentleman is talking about how local assistance will be dealt with and I am sure that he, like all hon. Members, will know that local authorities want to do their best by the vulnerable citizens we are talking about. That is certainly my experience of most, if not all, local authorities.

[Naomi Long (Belfast East) (Alliance)]

Will the Minister give way on that second point?

[Maria Miller]

Will the hon. Lady forgive me if I make a little more progress? As I have said, we really need to move through this quite quickly.

Another reason why the status quo is not an option was highlighted only this week when community care grants were referenced in a “Dispatches” programme, which showed that an ex-offender who had received a community care grant for resettlement had spent the money on drugs. We should all be concerned about the lack of checking on how money is used and we should look at how to improve the system.

The hon. Member for Westminster North took a great deal of pain to talk about people who claim crisis loans having some degree of mobility and disengagement from the democratic system. I am not sure what evidence she has to support those assumptions, but we do not have that evidence to hand. The three elements of the discretionary scheme that I have talked about have very different and distinct client groups.

--- Later in debate ---

[Jim Shannon]

I am not against the principle of welfare reform, but I am against how it affects those people who regularly come to see me. Not a week passes in the offices that I look after in which we do not see people who need crisis loans, and we hear from people who are under financial pressure all the time. With respect, I sometimes wonder whether some hon. Members have ever seen a social fund or crisis loan form. Do they know what it is like to be in financial crisis and under pressure?

I support the amendments for a number of reasons, and I hope they will be put to the vote. What happens in the House today will be sent to the Northern Ireland Assembly for its endorsement. On the principle of parity with the rest of the United Kingdom, I expect the Northern Ireland Assembly to endorse the decision of the House. The measure will then become the law for Northern Ireland as well. So if we feel concerned about it, we must oppose it here today. That is what the people I represent tell me.

Most of us are probably affluent enough to be able to borrow money from the bank if we are under financial pressure, but the people who come to me in my office seeking crisis loans through the social fund cannot do that. They do not have the option of the credit union either, because of the credit union methodology. I fully support credit unions. Everyone on the Opposition Benches who has a particular knowledge of credit unions would support them 100%, as we have in the past, but they are not an option for people in financial crisis, as the Government have suggested.

[Naomi Long]

Does the hon. Gentleman agree that part of the difficulty is that in circumstances where people’s finances are very stretched and they are very vulnerable, the crisis loan system stands between them and lenders with extortionate interest rates and loan sharks, which can impact not only on their financial welfare, but on their health and well-being more generally?

--- Later in debate ---

[Mr Clarke]

I hope to come to that point later. I welcome the fact that hon. Members from Northern Ireland have played such an excellent part in these debates, both on 30 November and since. The hon. Member for North Antrim (Ian Paisley) made an intervention on that occasion, and his arguments were as sound then as they are today. The Minister has virtually no support for her position. In a moment, I shall discuss the disability organisations.

[Naomi Long]

Does the right hon. Gentleman agree that one of the huge disappointments of the process is that, despite the fact that hon. Members as well as people outside the House and local charities initially supported the principle of welfare reform, they are still unable to support the Bill, even at this late stage, because of the lack of detail and assurance that it offers?

[Mr Clarke]

The hon. Lady makes a very good point.

The people who know the most about DLA know that it is very difficult to secure. Claims have been made, if not by Members on the Government Benches then certainly by newspapers that support the Government, that the system is being abused, but the people who know about abuse are those who experience DLA for themselves. It is not a question of not dealing with that. As a result of the Government’s proposals, people who live in residential homes have experienced uncertainty, inconsistency and pledges being reneged on. Today, when we are being asked to make a specific decision on a Bill that will impact on those people, we have yet again heard a series of vague statements from the Minister that mean absolutely nothing.

To be fair to the Minister, she is not alone. The Secretary of State is equally culpable, as is the Prime Minister.