Renters (Reform) Bill (Third sitting) Debate
Full Debate: Read Full DebateMike Amesbury
Main Page: Mike Amesbury (Independent - Runcorn and Helsby)Department Debates - View all Mike Amesbury's debates with the Ministry of Housing, Communities and Local Government
(1 year ago)
Public Bill CommitteesIn that case, I declare an interest: I receive support, in particular as set out in my entry under category 2(a) on the Register of Members’ Financial Interests, from individuals with an interest in this area.
I am a vice-president of the LGA and I let out a property.
Examination of Witness
Judicaelle Hammond gave evidence.
Q
Helen Gordon: Obviously, we already have the courts, the first-tier tribunal and the ombudsman. Grainger’s view is that we would like to improve renting across the UK and for it to be mature and sustainable. If we feel that we have a gap at the moment with the courts and the FTT, I think we could work with an ombudsman.
As there are no further questions, I thank Ms Gordon for her evidence. We can now move on to the next panel.
Examination of Witnesses
Richard Miller and Nimrod Ben-Cnaan gave evidence.
Q
Jen Berezai: The first time I heard my father swear was when my rabbit ate through the telephone cable for the third time.
It tends to be split about 50:50 down the middle. Some landlords will say, “Dogs are fine, but I’m not having cats,” whereas other landlords adopt the opposite position. Each can bring their own range of risk behaviour, but there is also a problem with perception versus reality. For example, Cats Protection did some research when it ran its Purrfect Landlords scheme. One thing struck me as particularly interesting: for 63% of landlords who did not allow pets, their major concern was a flea infestation, whereas only 2% who did allow cats had ever experienced any problem like that. A horror story will get more traction than a good luck story, so there is a lot of education to be done. Vet referencing should definitely be used to demonstrate responsible pet ownership. Microchipping is becoming compulsory for cats next June. If an animal is microchipped, vaccinated, neutered, and flea and worm-treated, that rules out the majority of antisocial behaviours.
Q
Jen Berezai: I think it is good that there is the option for either. We ran a survey with the NRLA and Propertymark called “What’s the Damage?” because we wanted to drill down a bit deeper into the landlord’s experience. Those who saw insurance as the way forward were pretty evenly split between the landlord paying for the insurance, or the tenant paying the landlord, or the tenant actually buying the insurance policy. That seems to be determined by portfolio size and, to a degree, average rent. I think it is good that there is the balance, because some landlords want one thing and some want the other.
At the moment, if you find a pet-friendly landlord, the likelihood is that they are going to charge you pet rent, which they can do under the terms of the Tenant Fees Act; it is only the deposit that is capped. The average is about £25 per pet per month, which means that you are paying £300 extra rent per pet per year. That is just per pet, whereas an insurance policy covers an address, so you can have a cat and a dog or a couple of cats—whatever it might be—and your premium is less than pet rent and the cover is greater.
Q
Jen Berezai: One thing that needs looking at is the current “yes pets” or “no pets” option. If you go on any of the search portals, those are the only options you get. There is no option for “pets considered”, but there needs to be because each case needs to be considered on its own merits.
As far as encouraging landlords goes, it is a bit utopian, but there could be some sort of incentive for a landlord not to discriminate against a pet-owning tenant. At the moment, if a landlord has 11, 15 or 20 applications for a property, they can choose the course of least resistance, take the easy option and ignore the pets. There could be some way of incentivising that, but I do not know what that might be or what might be realistic. I think it is more of an education exercise.