Oral Answers to Questions

Debate between Mark Prisk and Natascha Engel

Monday 17th September 2012 Commons Chamber

[Natascha Engel (North East Derbyshire) (Lab)]

T5. The bedroom tax is forcing many people to apply for much smaller council houses. What is the Department doing to ensure that local authorities such as North East Derbyshire have the money to build smaller homes?

[Mr Prisk]

We are of course, together with others, putting some £19.5 billion into the affordable housing programme. However, we need to bear in mind the other side of the coin, namely people who face overcrowding while others live on their own in three or four-bedroom properties. I have no problem with the new size criteria; indeed, there are choices, such as taking in a lodger, that could actually help people to maintain their property.

Oral Answers to Questions

Debate between Mark Prisk and Natascha Engel

Thursday 18th November 2010 Commons Chamber

[Lilian Greenwood (Nottingham South) (Lab)]

9. What steps he is taking to increase lending to small businesses.

[Natascha Engel (North East Derbyshire) (Lab)]

13. What steps he is taking to increase lending to small businesses.

[The Minister of State, Department for Business, Innovation and Skills (Mr Mark Prisk)]

The latest official information shows that more than two thirds of loan applications from small firms are approved. However, the Government are determined to press the banks to ensure that creditworthy businesses have the finance that they need. Among the actions that we are taking are enforcing lending codes, improving customer information and extending the enterprise finance guarantee.

[Mr Prisk]

With due respect, the hon. Lady forgets that the banks and the community development finance institutions are a crucial part of this discussion. If the FSB in her area wishes to make representations, I would encourage it, with her support, to do so.

[Natascha Engel]

In spite of what the Minister says, what is he doing to allay the concerns of eBay, which says that banks are still not lending to businesses? His Government did have lending targets for financing small businesses—what happened to them?

[Mr Prisk]

We still have the lending targets. The key thing is enforcement, which, despite the chuntering from those on the Opposition Front Bench, the last Government failed to do. What is important is that we now have a new lending code. The hon. Lady is absolutely right to say that businesses—whether they be eBay-based or real rather than virtual or online businesses—want a lending code and a proper appeal process. We have those, and I am determined to make sure that we enforce them.

Oral Answers to Questions

Debate between Mark Prisk and Natascha Engel

Thursday 3rd June 2010 Commons Chamber

[Natascha Engel (North East Derbyshire) (Lab)]

On the coalition Government’s rather simplistic policy on regulation of “one in, one out”, will the Minister confirm that the one regulation coming in will be cost-equivalent to the one going out? If so, which regulation will go out when the agency workers directive comes in?

[Mr Prisk]

It is very simple: if a Minister wishes to bring forward a new regulation, they must show that they have removed a regulation and that that will reduce the overall burden of regulation, ensuring that businesses see a net reduction. That is an important change. It is something that the hon. Lady’s Government failed to deliver, but it is something that we will deliver on.