Flooding

Lord Deben Excerpts

Tuesday 7th January 2025 Lords Chamber

[Baroness Hayman of Ullock (Lab)]

I am not aware of the specific incident the noble Lord referred to but if he would like to share the details with me, I would be happy to take a look at it. It is important that we do not tar all insurance companies with the same brush. Some are much better than others. They are not all part of the Flood Re system, for example, although the majority are. The incident the noble Lord referred to is clearly to do with business, which is different from Flood Re. There are particular challenges in managing flood insurance for businesses.

[Lord Deben (Con)]

Given that we are likely to have more and more occasions like this because of climate change, does the Minister acknowledge that the previous Government were strongly criticised by the Climate Change Committee for not producing a proper five-year programme for what should be done about resilience? In those circumstances, can she remind the House what the present Government will do to fill that gap and to produce a new report that will say how they will deal with this issue over the next five years?

[Baroness Hayman of Ullock (Lab)]

The noble Lord asks an important question, because future resilience is going to be critical, particularly as we will have more incidents such as this due to climate change. That is why it is so important that we have set up the Floods Resilience Taskforce. The idea behind that is to bring together everybody who has a genuine understanding and a mutual interest in trying to resolve these issues for the long term, not just for the short term. Part of the problem is that often we have looked at short-term solutions. Part of the work of the Floods Resilience Taskforce is to get a better understanding so we can build exactly the kind of long-term plans that the noble Lord is talking about.