(7 years, 10 months ago)
Lords Chamber
To ask Her Majesty’s Government what steps they will take to tackle the prevalence of underage gambling online, in the light of the Gambling Commission’s report Young People and Gambling 2016.
My Lords, the protection of children from being harmed or exploited by gambling is one of the core objectives of the Gambling Act 2005. The level of participation of children aged 11 to 15 in gambling has remained relatively static. There are strict controls in place to prevent children from accessing gambling online, via the Gambling Commission’s licence conditions. Where there is a failure to prevent underage gambling, the Gambling Commission will take regulatory and/or criminal action.
I thank the Minister for his reply. The survey of the Gambling Commission found that nearly one in 10 of 11 to 16 year-olds were engaged in gambling-style games, usually on a smartphone. Does the Minister share my concern that the prevalence of this would seem to normalise this behaviour at a very formative time in young people’s development, which may lead to very serious problems later on? What more can Her Majesty’s Government do to limit their exposure to adverts and games that are explicitly trying to encourage gambling?
My Lords, of course I share the right reverend Prelate’s concern that there might be risks attached to social gaming. These gambling-style games were considered in detail by the commission in 2015, which concluded that there was no compelling reason to impose additional regulation on the social gaming sector, particularly given that it is subject to extensive consumer protection, such as the Consumer Rights Act. As far as advertising is concerned, there are strict controls over advertising and the content of gambling advertisements already. Gambling advertising was part of the recent call for evidence in the gambling review for the first time, so we await that evidence.
(8 years, 1 month ago)
Lords Chamber
To ask Her Majesty’s Government what steps they are taking to protect those at risk of gambling-related harm.
My Lords, the Government are committed to ensuring that people are protected from being harmed or exploited by gambling and that those who require treatment receive it. The industry is required to contribute towards research, education and treatment programmes to prevent gambling harm. The majority of provision for treatment is through responsible gambling trusts and the funding of organisations such as GamCare, which provides helpline and counselling services. Local treatment can also be found through GPs and NHS clinics.
I thank the Minister for his Answer. Gambling-related harm is not restricted to people with problem gambling—it affects family, it affects friends, it affects even people who work in gambling shops. I recently put in a freedom of information request to the Metropolitan Police which revealed that since 2010 there has been a 68% rise in violent crime associated with betting shops across the capital. In the light of that, will the Minister tell the House what assessment the Government have made of the link between this rapid rise in violent crime associated with betting shops and the increase in the number of fixed-odds betting terminals in those shops?
Any rise in crime figures is of course concerning, and Ministers and the Gambling Commission will look at those figures closely. One of the three licensing objectives that all operators must comply with is to prevent gambling being a source of crime. On the right reverend Prelate’s specific question about the link between fixed-odds betting terminals and the rise in crime, I hesitate at the moment to draw a causal link between them in the absence of evidence on the specific means of betting. However, this is exactly the sort of evidence that should be provided to the forthcoming triennial review.
I did not hear the “Today” programme. The reason this is not in my brief is that the noble Lord’s question has nothing to do with the Question on the Order Paper.
My Lords, will the Minister affirm the importance, in addition to the Help to Save scheme, of the increasing number of credit unions which routinely go into schools to try and create a culture of saving from the very earliest age, to address the endemic problem of a presupposition of debt?
I agree with the right reverend Prelate. As I said, we want to increase saving, and we have taken measures to support credit unions.
My Lords, the noble Lord opposite has decided not to mention that household debt as a proportion of income has fallen to 145% in Q1 of 2015—down from a peak of 169% in 2008 under the Labour Government. We accept the forecast that household debt will rise by 2020, but this is driven by households investing in financial and housing assets. At the moment, three-quarters of debt is secured by property.
My Lords, given that the FCA report discovered that not-for-profit organisations were better at giving impartial debt advice, will the Minister tell us what plans Her Majesty’s Government have to ensure that those organisations have sufficient funding to be able to offer that service to the 8.8 million people in the UK who are in need of debt management advice?