Banking Services: Rural Northumberland

Lizzi Collinge Excerpts

Monday 2nd September 2024 Commons Chamber

[The Economic Secretary to the Treasury (Tulip Siddiq)]

I commend my hon. Friend the Member for Hexham (Joe Morris) for securing this important debate, which I think is his first Adjournment debate. I also congratulate him on being the first Labour MP for Hexham. His Wikipedia entry famously boasts that he broke a 100-year streak of Conservative MPs to be in this place. If that is not an accolade, I do not know what is. Just before I came to this debate, I was having dinner with my hon. Friend the Member for Warwick and Leamington (Matt Western). I mentioned to him that I was answering a debate called by our hon. Friend the Member for Hexham; our hon. Friend will be pleased to know that he said that Hexham is the most beautiful place he has ever been to in his life—I would say other than Hampstead and Highgate, obviously.

I thank all hon. Members who have contributed to this important debate. The fact that they have stayed behind at a quarter past 10 on a Monday, on their first day back to Parliament on a one-line Whip, demonstrates their commitment. I know that this issue affects many of our constituents, and hon. Members are absolutely right to champion it.

[Lizzi Collinge (Morecambe and Lunesdale) (Lab)]

I thank my hon. Friend the Member for Hexham (Joe Morris) for securing the debate. Does the Minister agree that the conditions in rural areas make it particularly difficult for people to take up the alternatives given by banks, such as digital access? Despite the fantastic work of Broadband for the Rural North in my constituency, many of my constituents do not have access to broadband, and access to digital banking is simply out of reach for many.

[Tulip Siddiq]

I thank my hon. Friend for her intervention. I know that she is a doughty champion for her constituents. I hear what she says about her rural constituency. Mine is not a rural constituency, but I speak to people across the country who are really struggling with digital connectivity, as she outlines. It is something that the Government are taking very seriously, and we are aware of the obstacles in the way of people trying to access services online.

I am pleased that this is my first parliamentary debate as the Economic Secretary to the Treasury, because this is an issue that is close to my heart, and one that I am determined to try to address. It is a privilege to be able to use this office to tackle some of the country’s most important issues, as my hon. Friend just said. Ensuring access to banking and supporting financial inclusion featured very highly in our manifesto, which all Labour Members were elected on. We want to ensure that our constituents manage to access the services that they deserve.

Before I get on to the meat of the topic, I will briefly provide the context. Although many people have benefited from changes to the UK’s banking landscape, such as the ease and convenience for some people of remote banking, it is clear to me that others have found it a lot more challenging. According to the consumer organisation Which? over 600 branches in the UK have closed since 2015. Bank branch closures have significantly impacted those in communities who need access to in-person banking services. I am really sorry to hear about some of the specific cases that have been raised. My hon. Friend the Member for Hexham talked about his 74-year-old constituent who has to travel so far. That example particularly stood out to me, because that should not be the case.

I assure my hon. Friend that the Government understand the importance of face-to-face banking, and banking access, to our communities. Not only is it is key to the health and vibrancy of those communities, but as he pointed out, it helps them to drive forward and benefit from our country’s economic growth, and the rural economy. To anyone listening to the debate, please be in no doubt that the Government share the objective of enhancing access to banking services, and we will be prioritising the delivery of that accordingly.

Work has already started. Obviously, we have not been in Government for very long, but even before the election we committed to working closely with banks to roll out at least 350 banking hubs, which will provide individuals and businesses up and down the country with critical cash and banking services.

Economy, Welfare and Public Services

Lizzi Collinge Excerpts

Monday 22nd July 2024 Commons Chamber

[Lizzi Collinge (Morecambe and Lunesdale) (Lab)]

Thank you, Mr Deputy Speaker. I have been preceded by many wonderful first speeches, particularly from the hon. Member for Huntingdon (Ben Obese-Jecty) and my fellow Cumbrian representative, my hon. Friend the Member for Whitehaven and Workington (Josh MacAlister), to whom I say, “Areet, marra?”

I would like to start my first speech by paying tribute to my predecessor, David Morris. I know he knocked on a lot of Ministers’ doors to get funding for Eden Project Morecambe, and I thank him for it. I made a solemn promise to him that I would deliver Eden Project Morecambe and make it work for local people.

Thanks to boundary changes, I have two other predecessors. Morecambe and Lunesdale has gained a tract of beautiful Westmorland that was formerly represented by the hon. Member for Westmorland and Lonsdale (Tim Farron). I know from speaking to his former constituents that the hon. Member is highly regarded and leaves some big boots to fill.

I also gained Lower Lune Valley ward from my good friend and mentor, my hon. Friend the Member for Lancaster and Wyre (Cat Smith). When I joined the Labour party in 2014 after the birth of my first child, my hon. Friend invited me for a brew. I thought this was a very kind gesture. Little did I know what she had in store for me. I hope she now feels that the aching arms she got from my particularly enormous newborn were well worth it. I would also like to pay tribute to the Labour Women’s Network and the 50:50 Parliament campaign for their tireless work and collective efforts to see more women Members elected.

I would be remiss if I did not mention my predecessor, Geraldine Smith, who is extremely well regarded in the constituency. And what a constituency it is. Morecambe and Lunesdale is definitely the most beautiful constituency in the country. From the golden sands of Middleton, through the beautiful art deco buildings and stunning sunsets of Morecambe, up the lush Lune Valley, across the Arnside and Silverdale national landscape, and into the wild beauty of Westmorland, you would be hard pushed to find a better place to live or work. My constituency has a diverse set of towns and villages, all with their own needs and fantastically strong communities. Their differences should be respected and celebrated. Where their needs overlap, often the solutions need to be tailored to their specific circumstances. In constituencies such as Morecambe and Lunesdale, one size does not fit all, so as our new Government deliver their ambitious programme of national renewal, I will ensure that the voices of all my communities are heard.

My aim is to be a good constituency MP. For me, there is no more honourable ambition, and I am extremely grateful to all the people who supported me and enabled me to have that honour. In His Majesty’s most Gracious Speech, we heard about the Government’s plan to reform our bus system, and as a proud member of the Lancaster District Bus Users Group, I welcome that warmly. I also warmly welcome the new Government’s dedication to farming and rural communities. In his contribution in this place last week, the Secretary of State set out a new deal for farmers, action on water pollution and plans to tackle the nature emergency. Speaking of nature, in Morecambe the shrimps are not only part of the local fauna, and a local delicacy that comes highly recommended, but the local football team, and I look forward to delivering on my promise to them of a new independent football regulator.

Before joining this Chamber, I served as a Lancashire county councillor for eight years, and in that time I have specialised in health and social care and served on our health scrutiny committee. I am sure that Members across the Chamber will agree that we expect the highest standards of care for our constituents, so I pay tribute to the many patients and health campaigners who have worked so hard to ensure safe, equitable care for all. Many a health and care leader in Lancashire and South Cumbria has met me across a committee table. I hope that they found me a fair, if sometimes firm, scrutineer.

I am a humanist. Humanists are people who shape our lives in the here and now, because we believe it is the only life we have, and what is politics if not shaping lives in the here and now? Humanists try to treat everyone we come across with warmth, understanding and respect. We believe that we humans have everything we need: logic, reason, evidence, and empathy to make good, ethical decisions. It is these values that I hope to bring to my role in decision making in this place, so I welcome our Government’s focus on service, integrity and honesty. If we are to rebuild trust in politics, we must adhere to those principles rigorously, and I am sure that Members across the Chamber will do so.

Finally, I dedicate this speech to my family: my mum and dad, who brought me and my sister Hannah up with good morals and lots of love; my husband Miles for always having my back and taking on an unfair share of the family duties, alongside a full-time role with the NHS; my kids for putting up with mummy being away so often; and my grandma and grandad, who we lost in 2022. Grandma, remembering her parents’ hard upbringing—they experienced sometimes abject poverty—always voted Labour, much to the annoyance of my working-class Tory grandad. When I was first elected to the county council, grandad told me, “Ey Liz, I’m reyt proud of you. It’s a pity you’re on the wrong side!” My grandad might not have been a Labour supporter, but he did believe in service, and I look forward to working with Members across the House to serve our country and my people in Morecambe and Lunesdale.

[Mr Deputy Speaker (Sir Edward Leigh)]

A maiden speech: I call Alex Easton.