Transitional State Pension Arrangements for Women

Kate Hollern Excerpts

Wednesday 24th February 2016 Commons Chamber

[Kate Hollern (Blackburn) (Lab)]

It has been interesting to hear the passionate arguments on this issue. The first thing we have to point out is that this is a political decision: “You guys in government decided where the cuts would come.” We are not asking Ministers to put £39 billion in; we are saying, “Don’t take it out. Have a transitional arrangement.”

Over the last few months, people have been queuing up at my surgery. The 3,800 in Blackburn affected by this change feel that the Government have moved the goalposts; they thought they had a contract with the Government, but it seems not. These are the same women who had to give up their jobs in their early working lives. There was no such thing as maternity pay; women gave up their job and applied for it when they were ready to go back and if one was available. These are the same women who were not protected by equal pay—who earned a lot less than their male counterparts—and who were less able to join a private pension scheme. Nevertheless, these women recognised the problem and tried to fill the gap. They did not want to be a burden on society, so they made arrangements. After working 45 years, they are entitled to a pension they were promised—but it seems the Government do not think so.

The people I have spoken to feel they have been misled, misinformed and, in a number of cases, not informed at all. They feel the Government are forcing changes on them. As everyone else has said, nobody is objecting to equality. What we are objecting to is thousands of people having difficult financial circumstances imposed on them.

One of my constituents, Kath, came to see me. She was very upset. She felt frustrated that the Minister did not understand the impact the changes would have on her life. She said:

“Had I been born 12 months earlier my retirement age would have been 4 years sooner. Can that be right?”

Why is the burden of the increase falling over such a short period? That cannot be right and it is unfair—surely any intelligent person can see that. Kath has an additional problem: the DWP cannot predict her pension because for a number of years she was in an opt-out situation. Is that fair? Kath is a widow and has worked all her life in a range of jobs, from the NHS to the banking sector to self-employment. She now finds that everything she has worked for has been put on hold and she will have to struggle on for a few more years. She feels that this is a very sad state of affairs and wants to know why this Government are penalising her for working hard all her life.

Some transitional arrangements must be put in place, because women all over the country have been put in the same difficult circumstances as those in Blackburn. It is not too late for these women; it is not too late to right the wrong. Transitional arrangements should be made, and should be made now.