Universal Credit

Kate Green Excerpts

Monday 5th November 2018 Commons Chamber

[Ms McVey]

My hon. Friend raises a good point, and that is why we worked in partnership with Citizens Advice across the country—so it could help people get on to universal credit. We felt it was the correct thing to do. It works with the most vulnerable people—it knows them—and is a trusted independent group. That is why we chose it to work with.

[Kate Green (Stretford and Urmston) (Lab)]

I welcome the announcement on reducing the deduction rate for the repayment of debt, but 30% of someone’s benefit is still quite a lot to be paying back on debt repayment. Will the Secretary of State take seriously the suggestion in the report of the Work and Pensions Committee last week that debt advice becomes a core part of the universal support offer?

[Ms McVey]

The hon. Lady, who knows a lot about this subject, is correct about the debt advice and the support that is available. We are building in measures to help more people to obtain debt advice. They often do not like asking for it as such, so we are going to change the term to “money advice”. Many people do not like to admit that they are in debt, even if they are.

Let me clear up one point. We are not talking about 30% of the entire benefit; we are talking about 30% of the standard allowance. Obviously, that does not include housing or childcare. It is a significant reduction in the rate, led by calls from the Trussell Trust.