Oral Answers to Questions

Debate between Karen Buck and Mims Davies

Monday 19th June 2023 Commons Chamber

[Ms Karen Buck (Westminster North) (Lab)]

The Government’s mortgage crisis is about to be the next blow to hit renters, because so many are renting from those with buy-to-let mortgages. Already, 49%—almost half—of children in privately rented homes with parents receiving universal credit are in absolute poverty, to take the Government’s preferred measure, and as we know, many of those parents work. Since then, rents across the country have risen by 9.5%, but the local housing allowance has risen by 0%. What does the Minister think is going to happen to low-income families with children in the private rented sector this year?

[Mims Davies]

Those struggling with mortgage payments should engage with their mortgage lenders. We have abolished the zero earnings rule to allow claimants to continue to receive support while in work or on universal credit, and there is support for mortgage interest rates out there, so please do reach out. In fact, £25 million was paid in loans to 12,000 households in 2021-22, in order to support low-income homeowners. Over 200,000 low-income homeowners have been supported, and that has been a focus, but I understand the point that the hon. Lady makes. I assure her and the House that this is something that the Secretary of State and I are working on, as well as the Department for Levelling Up, Housing and Communities—it is not solely an issue for my Department—but I take on board her points.

Local Housing Allowance

Debate between Karen Buck and Mims Davies

Wednesday 15th March 2023 Westminster Hall

[Mims Davies]

I appreciate and understand the point that the hon. Gentleman is making, and I will make some further comments shortly.

Today’s Budget has focused on more help so that people can be better off, to raise living standards and to improve lives. To the hon. Member for Westminster North and the right hon. Member for East Ham (Sir Stephen Timms), I say that this is a challenge that I am working on and that I am keen to rise to—across Government, as the hon. Lady says, and of course with the Department for Levelling Up, Housing and Communities. I say to anybody struggling today, whether with housing costs or other matters that are impacting them, that there is an opportunity to find out more on the benefits calculator website, in case they are missing out on any extra support. There is also the Help for Households website and the Job Help website. Of course, as has been mentioned, the benefit cap, working age benefits and disability benefits will also be uprated by 10.1% for 2023-24.

The household support fund extension provides an extra £1 billion of funding, including the Barnett impact. I met many local authorities yesterday afternoon to see how they are targeting that support—particularly on housing needs and costs, white goods and other things that might affect household budgets. The scheme will be backed with £842 million and will run from 1 April to 31 March 2024. It is right that devolved Administrations will decide how to allocate that Barnett funding. As we have heard, local authorities are expected to support those households most in need.

One of the Government’s key aims is to support people into work and to progress in work where possible. That approach is based on clear evidence that, for those who can work, particularly where the work is full time, it substantially reduces the risks of poverty. We see real challenges, to which the hon. Member for Westminster North alluded: more single households, more single parents and family breakdown. The support that we are giving, because of global impact, means that the supply is all the more challenging. I agree with the hon. Lady that wider issues around cost and quality, which very much concern me, mean that this policy, the growing need and the focus are only getting larger. I agree that, in Government, the issue is very much about more than me; I am sorry that I am not enough this afternoon, but I will try to do my best.

Let me turn to some of the points made by hon. Members. On the decision to freeze, we recognise that rents are increasing. However, the challenging fiscal environment has led to where we are, and it is important that we target effectively. The Secretary of State will review the rates and the standard process annually. The hon. Member for Arfon raised the issue of quality. Discretionary housing payments can be made to help claimants with the costs associated with moving to a new home if there is a quality issue. Everyone rightly has the ability to get a safe and secure home. Landlords are key; we need them to come forward, to stay in the sector and to want to be part of the solution where they have already met the decent homes standard. Quality housing remains a priority for this Government, and of course there is currently a White Paper on that.

[Ms Buck]

On the point about people moving to alternative accommodation, in London just 4.2% of available private rented properties are below the local housing rate, and other examples have been given by other Members. Where are people meant to move to?

[Mims Davies]

I understand the point. That is why I want the quality to rise, rather than people feeling that they have to move. There is obviously a fall-back position.

The hon. Member for Arfon made a point about the broad rental market rates. Those are determined for Wales by rent officers in Wales. If the rent officers believe —I have just looked again at my local rates—that the boundary needs to be reviewed, as the hon. Member for Bristol East (Kerry McCarthy) mentioned, they can apply to the Secretary of State for change, but no reviews have been submitted by Wales. Local authorities can also request a review by contacting rent officers. It is up to the rent officer whether they will review it, but I think that is an important point for the hon. Member for Arfon to take away. 

Obviously, there is the wider cost of living support as regards Welsh and indeed Northern Ireland devolution. The hon. Member for Strangford (Jim Shannon), with his typical empathetic tone and understanding, has brought real care to the debate, as usual. I recognise the hon. Member for Neath (Christina Rees), because I lived nearby in Neath for many years, and I very much welcomed the Welsh housing standard. I think that is exactly what we should be doing, rather than reducing things. I sense that the right hon. Member for East Ham is keen to come in.

Oral Answers to Questions

Debate between Karen Buck and Mims Davies

Monday 6th March 2023 Commons Chamber

[Ms Karen Buck (Westminster North) (Lab)]

Figures published today by the Centre for Progressive Policy show that the lack of affordable childcare prevented a quarter of parents of children under 10 from working more hours, with all the implications that has for family finances, but also for economic productivity. In fact, parental underemployment is estimated to cost this country over £20 billion. With expectations having been raised again this afternoon that next week’s Budget will do something about the cost of childcare, can the Minister tell us how long it will be before she expects the level of lone parent employment to rise again to where it was three years ago?

[Mims Davies]

I thank the hon. Lady for her question. I think we have some amazing childcare out there and some brilliant opportunities for lone parents, as I have described. It is important to let people know that, on universal credit, they can claim back 85%. It is better than legacy benefits, and they should please look at the benefits calculator on gov.uk and use the flexible support fund. We should also recognise that it is not right for everybody to go straight back to work—this needs to be individualised—and that we should support the lone parent and make sure they can get the skills and the opportunity to always be better off in work.

Oral Answers to Questions

Debate between Karen Buck and Mims Davies

Monday 23rd January 2023 Commons Chamber

[Ms Karen Buck (Westminster North) (Lab)]

Soaring childcare costs are indeed a major barrier to parents seeking to return to the workplace. Parents seeking to take a job may find that they have to have at least £1,000 in the bank in advance to pay for the first month’s childcare. Can the Minister explain how a parent on universal credit who wants to move back into work is supposed to fund those up-front childcare costs and then wait a month for them to be reimbursed?

[Mims Davies]

I thank the hon. Lady for that point, and take the opportunity to remind the House and all employers to think about job design, flexibility and inclusive recruitment, because that will make a difference. With regard to eligible claimants moving back into work, they can receive support for up-front childcare costs through the Department’s flexible support fund. Claimants can also receive support for up-front costs if they increase their hours and take on an additional job. Payments can be made direct to the childcare provider, and we are working on further guidance on that.

Oral Answers to Questions

Debate between Karen Buck and Mims Davies

Monday 31st October 2022 Commons Chamber

[Ms Karen Buck (Westminster North) (Lab)]

The Secretary of State has indicated that there will be a difference in tone in the Department. There is a way that he can demonstrate that. The Department conducted an examination of the effect of sanctions and conditionality that his predecessor refused to publish. He has the opportunity to allow us to have an informed debate in the Chamber on the effectiveness of sanctions. Will he now publish that report?

[Mims Davies]

Sanctions are incredibly important to support the work coach in doing their job. This really matters, because engaging with the work coach is important where there can be underlying issues—if an individual is a care leaver or there is something going on at home. Sanctions do not apply to all claimants. As I said earlier, if an individual has limited capability to work or there are issues around how they can work, work coaches will use their full discretion to ensure that people are supported, but not engaging is not the right option.

Oral Answers to Questions

Debate between Karen Buck and Mims Davies

Monday 28th June 2021 Commons Chamber

[Mims Davies]

The hon. Lady will be keen to know that, even in these current times, people moving out of the benefit cap and into work is going in the right direction. There are multiple vacancies in the hospitality, construction, care and logistics sectors. The benefits system provides a crucial safety net for people at their time of need and the benefit cap also provides a strong incentive for claimants to get into work and increase their hours so that the benefit cap does not apply.

[Ms Karen Buck (Westminster North) (Lab)]

Last week, former Work and Pensions Minister Lord Freud described the benefit cap, which is now hitting 120,000 more households than at the beginning of the pandemic, as “ghastly”. Efforts to protect incomes during covid have been undermined as increased universal credit and housing allowance rates led to more families being capped, with numbers rising as the grace period for universal credit expires. If the supposed aim of the benefit cap is for families to go into work and to cut their housing costs by moving, will the Minister explain how families have been supposed to do that in the past 12 months, when neither option was effectively possible?

[Mims Davies]

I remind hon. Members that the benefit cap is set at the equivalent annual salary of £24,000, or £28,000 in London, which importantly provides fairness between taxpayers in employment and those with working-age support. Claimants can approach their local authority for discretionary housing payments if they need additional support to meet rental costs, or indeed for hardship grants. The hon. Lady should look out for the forthcoming in-work progression report, which will look at all these matters. We should take all this in the round.

Gambling-Related Harm

Debate between Karen Buck and Mims Davies

Tuesday 19th March 2019 Westminster Hall

[The Parliamentary Under-Secretary of State for Digital, Culture, Media and Sport (Mims Davies)]

I, too, congratulate the hon. Member for Inverclyde (Ronnie Cowan) on securing this important debate, and I thank all Members for their thoughtful and passionate contributions.

As I outlined to the House last week, reducing gambling-related harm is a priority for the Government. The Secretary of State and I are very clear on that. Millions of people enjoy gambling safely. It is a harmless social activity for many, whether in the form of a day at the races—I was at Cheltenham festival last week—or popping down to the pier on a holiday and enjoying time with family, as I do sometimes with my daughters. As we have heard today, for a small number of people who experience harm the consequences can be devastating, and Members have raised the problem of addiction. In response to my right hon. Friend the Member for East Devon (Sir Hugo Swire), the latest data that I have states that the estimated problem gambling prevalence rate among adults in Great Britain is 0.7%, which is approximately 340,000 people.

In my response, I will try valiantly to answer as many points as I can, but I will concentrate on two things: first, the protections that are already in place to prevent harm, and what we want to do more on and, secondly, how we are working with the Department of Health and Social Care. The hon. Member for Tooting (Dr Allin-Khan) will be pleased to know that we have many ongoing policy workstreams across both Departments to ensure that we get the help to those who need it and learn from experiences.

Many Members mentioned the Gambling Act 2005, because it predates the current internet age. It is supported by the Gambling Commission, which is a regulator with broad powers to ensure that all forms of gambling are free from crime, are fair and open, and protect children, our young people and the vulnerable. However, we recognise the challenge regarding gambling online. Wherever an operator is based, it must have a licence from the commission and must obey the conditions of that licence. The commission regularly checks that its requirements are still right, changing and updating them as needed.

In answer to the questions asked by my right hon. Friend the Member for East Devon and the hon. Member for Swansea East (Carolyn Harris) about age verification and identity, the commission is consulting on strengthening the customer interaction and looking at credit cards and gambling. The Secretary of State and I also recently met banks and challenger banks on that.

The Government will intervene where there is evidence of harm. We did that on the B2 machine stakes in betting shops, and I am pleased that those changes will come into effect in two weeks. Let me be clear to any operator who thinks that that is the end of Government action that if there is evidence that a product is causing harm, we will act. Operators are simply mistaken if they think that we will not intervene.

The hon. Member for Glasgow East (David Linden) challenged me about Government action. As the gambling and lotteries Minister, I will not give in to any bullying tactics from big business when it comes to intervening where there is harm. I want to be very clear about the further work necessary to ensure that operators act in a socially responsible way: if we see signs that they are not intervening where there are problems, we will act. Where operators fail to protect customers from harm, the Gambling Commission has the teeth to act and has done so. I am sure that the commission will look at the all-party group’s work with interest, as we do; I commend all those who are doing that work. Where operators may be giving incentives to gamble to those who suffer the highest losses, we are absolutely on the case. It is time for everyone to come to the table and be responsible.

[Ms Karen Buck in the Chair]

Accountability for business, social responsibility and customer protection are key, as we heard from my right hon. Friend the Member for Chingford and Woodford Green (Mr Duncan Smith). The industry has a key role in preventing harm. The Gambling Commission’s rules are clear that operators must identify where people’s gambling is putting them at risk. Responsible business is the only kind of business that I want to see in the sector—I have been clear about that ever since I took this job. The power to prevent harm is in also in the hands of businesses, as we have heard today. The Secretary of State and I are absolutely stepping up to the challenge of working with financial institutions, across Government and across sectors.

The hon. Member for Inverclyde mentioned loot boxes and gaming. We are aware of concerns that loot boxes could encourage gambling-like behaviour. Alongside the Minister for Digital and the Creative Industries, I continue to look at the evidence, and we will listen to the all-party group and work with the tech and gambling industries. GamStop, which was rolled out last year, can really help people with online problems. For the first time, we have seen some outcomes: it currently extends to 90% of the market, and I call on the rest of the providers to step up and ensure 100% coverage. I was pleased last week to meet Gamban, which I will soon visit at its Southampton base. It provides extra protection and has a background in understanding this challenge and using tech and all the devices that it can engage with to help people. Work is being done where people know the challenges and can respond.

The hon. Member for Inverclyde also raised concerns about gambling advertising. I reassure hon. Members that we have looked carefully at the review’s evidence on advertising and will continue to do so. There are strict rules on adverts that target children and vulnerable people; guidance has been strengthened further as a consequence of the review, and the commission has toughened its sanctions for operators that breach the rules. The whistle-to-whistle ban has already been mentioned, and we have worked with GambleAware to launch the Bet Regret advertising campaign. I thank the hon. Gentleman for his support for Bet Regret.

The industry is also responding to public concern about TV adverts more broadly. From this summer, there will be a ban on betting adverts during sports events before 9 o’clock. That is a step forward, but as Minister for sport, I say directly to sports bodies that they must look very carefully at their responsibilities to their fans and followers, because they, too, can play a part in reducing the risks and in raising awareness of them. There are sports that have an overreliance on types of sponsorship that some could see as irresponsible. They know who they are—they need to take stock, think about their fans, including young children, and support the vulnerable.

Let me turn to concerns about suicide. Any suicide is a tragedy for so many families. As has been said today, we need robust understanding. GambleAware has commissioned new research, which will be published soon and will help us to work with health professionals in the sector. We want to continue to work with the Department for Education on stigma and on concerns about gambling problems. I agree that we need a better awareness of people’s risks and problems from a younger age, so that we can direct help where it is needed. GambleAware and GamCare have some fantastic initiatives, including programmes for schools, to reach out to our young people. I intend to work with ministerial colleagues to see what advice we can give to parents, who absolutely need to know what is out there.

It is important that we continue to listen to those with lived experience, and I thank the Ritchies and Gambling With Lives for their important and ongoing work. We are also working closely with the Department of Health and Social Care, and I am pleased that in our long-term plan for the NHS we committed to expanding specialist support for people with gambling addictions. As has been said, GambleAware is evaluating its current services and looking to increase access.

Health surveys show links between poor mental health, substance abuse and problem gambling—2.2% of people with probable mental health issues are problem gamblers—so we need to ensure that we understand the public health harms. Working with Public Health England to carry out a review of the evidence is our next step; the Responsible Gambling Strategy Board has also published a paper that sets out a potential framework for measuring harm. We want stronger evidence so that we can appropriately target our resources and, ultimately, our intervention.

Further research is needed on the factors behind suicide. I recently met the Minister for suicide prevention, the Under-Secretary of State for Health and Social Care, my hon. Friend the Member for Thurrock (Jackie Doyle-Price), to understand more about gambling as a factor in suicide, which is a key priority for her as well. I want to see a stronger evidence base. We heard today about some of the academics who are working in this important area, but I encourage more academics to do so and help us to understand the challenges of harm. Preliminary research on gambling-related suicide will be published soon, and we will work across Government so that we do not see any more tragedies in this area.

Let me focus on support. I assure those who are currently experiencing harm that help is there. There is an NHS clinic in London and there will soon be one in Leeds. GambleAware funds a national gambling helpline and a network of counselling services led by GamCare. It is open from 8 in the morning to midnight, seven days a week, and—for those tuning in—the number is 0808 8020 133. I met GamCare last week and heard all about what it has been doing for the past 20 years to frame frontline service provision. It shows that if people reach out for help, they can move forward and get out of the cycle.

GamCare’s helpline is an essential starting point. It is doing all it can to raise its visibility among GPs, and it is working with GambleAware to ensure that appropriate resources are available for health workers, frontline staff and debt advisers—in fact, people often come to banks as their first line of help. That important work is funded by industry, and I encourage it to maintain and increase the support that it gives. We want the voluntary system to work, and the Gambling Commission is committed to reviewing and helping to strengthen it.

On the levy question, I remind all those who are watching or listening that nothing but responsible business is acceptable. The Government will act and make changes where evidence so directs, leaving open for consideration all funding options for future treatment.

I am glad that recognition of gambling-related harm has increased, as we have seen today. It is a serious issue and a lot of work is being done by a range of bodies, and it is important that we acknowledge their good will and commitment as well as recognising where we need to go further. Strong protections are in place and they are being further strengthened, but we continue to gather knowledge and evidence of harm. I look forward to working with the House, updating hon. Members and working with business on this area to ensure that only responsible practices and actions remain.

[Ms Karen Buck (in the Chair)]

Ronnie Cowan, you have less than a minute, but that is enough for a brief comment.