Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what steps her Department has taken through the (a) Financial Conduct Authority and (b) Payment Systems Regulator to establish the reasons for which banks have not engaged directly with investors in resolving authorised push payment reimbursement claims relating to investments made (i) before and (ii) after 7 October 2024; and what (A) findings, (B) correspondence and (C) further steps have resulted from this work.

Answered by Lucy Rigby - Economic Secretary (HM Treasury)

Treasury Ministers have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial meetings with external organisations on departmental business are published on a quarterly basis and are available at the link below.

https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel

All payment services providers, including banks, are required to comply with the Payment Systems Regulator’s authorised push payment (APP) scam reimbursement regime, which came into force on 7 October 2024. This requires firms to reimburse victims for qualifying APP scams which took place from 7 October 2024 and over the Faster Payments System up to the value of £85,000. For APP scams which took place before this, these may be eligible for reimbursement under the Contingent Reimbursement Model Code, which applied from May 2019 and was signed by the UK’s largest banks and building societies.

The 79^th group are currently subject to an ongoing investigation by The City of London Police. As such the Government is unable to comment on the specifics of the case.

The FCA and PSR have recently written to financial services firms setting out their expectation that firms should determine whether any claims, or parts of claims, are a qualifying APP scam, on an individual basis.

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what representations her Department has received from sending banks under the authorised push payment reimbursement arrangements in relation to (a) claims and (b) complaints by 79th Group investors; and what guidance UK Finance has provided to those banks on handling such claims.

Answered by Lucy Rigby - Economic Secretary (HM Treasury)

Treasury Ministers have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial meetings with external organisations on departmental business are published on a quarterly basis and are available at the link below.

https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel

All payment services providers, including banks, are required to comply with the Payment Systems Regulator’s authorised push payment (APP) scam reimbursement regime, which came into force on 7 October 2024. This requires firms to reimburse victims for qualifying APP scams which took place from 7 October 2024 and over the Faster Payments System up to the value of £85,000. For APP scams which took place before this, these may be eligible for reimbursement under the Contingent Reimbursement Model Code, which applied from May 2019 and was signed by the UK’s largest banks and building societies.

The 79^th group are currently subject to an ongoing investigation by The City of London Police. As such the Government is unable to comment on the specifics of the case.

The FCA and PSR have recently written to financial services firms setting out their expectation that firms should determine whether any claims, or parts of claims, are a qualifying APP scam, on an individual basis.

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what representations her Department has received from receiving banks under the authorised push payment reimbursement arrangements in relation to (a) claims and (b) complaints by 79th Group investors; and what guidance UK Finance has provided to those banks on handling such claims.

Answered by Lucy Rigby - Economic Secretary (HM Treasury)

Treasury Ministers have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial meetings with external organisations on departmental business are published on a quarterly basis and are available at the link below.

https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel

All payment services providers, including banks, are required to comply with the Payment Systems Regulator’s authorised push payment (APP) scam reimbursement regime, which came into force on 7 October 2024. This requires firms to reimburse victims for qualifying APP scams which took place from 7 October 2024 and over the Faster Payments System up to the value of £85,000. For APP scams which took place before this, these may be eligible for reimbursement under the Contingent Reimbursement Model Code, which applied from May 2019 and was signed by the UK’s largest banks and building societies.

The 79^th group are currently subject to an ongoing investigation by The City of London Police. As such the Government is unable to comment on the specifics of the case.

The FCA and PSR have recently written to financial services firms setting out their expectation that firms should determine whether any claims, or parts of claims, are a qualifying APP scam, on an individual basis.

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what recent discussions her Department has had with UK Finance on proposed changes to the (a) role and (b) remit of the Financial Ombudsman Service; and what assessment her Department has made of the potential impact of those proposed changes on protections for (i) people in the 79th Group and (b) other vulnerable investors.

Answered by Lucy Rigby - Economic Secretary (HM Treasury)

Treasury Ministers meet with a wide variety of organisations in the public and private sectors as part of the regular business of government. Details of ministerial meetings with external organisations on departmental business are published on a quarterly basis and are available at the following link: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel

The Government engaged a wide range of stakeholders as part of its review of the Financial Ombudsman Service (FOS), which was conducted between March and July 2025. The Government recently consulted on proposed reforms following the conclusion of the review, and the consultation closed on 8 October 2025. The Government is now reviewing responses, and will set out its proposed next steps in due course. The review’s findings and the consultation on proposed reforms can be found here: https://www.gov.uk/government/consultations/fs-sector-strategy-review-of-the-financial-ombudsman-service.

The Government’s proposed reforms will not undermine the important role of the FOS in providing consumers with a cost-free route to quickly and easily resolve disputes with financial services firms. The review concluded that the FOS’s role providing an impartial dispute resolution service within the financial services regulatory framework should be preserved, and that the fair and reasonable test remains appropriate for its position as an informal alternative to the courts.

The Government is proposing that the fair and reasonable test should be retained and adapted to align with the overall regulatory approach for financial services, so that where conduct complained of is in scope of FCA rules, a firm will be considered to have acted fairly and reasonably.

These reforms will improve the regulatory coherence between the FOS and the Financial Conduct Authority (FCA), to deliver a more consistent and predictable regulatory environment, which the Government believes will benefit both consumers and industry..

The 79^th Group is subject to an ongoing investigation by The City of London Police. As such the Government is unable to comment on the specifics of the case. However, the FCA and PSR have recently written to financial services firms setting out their expectation that firms should determine whether any claims, or parts of claims, are a qualifying APP scam, on an individual basis.

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what discussions she has had with UK Finance on reforming of the role of the Financial Ombudsman Service.

Answered by Lucy Rigby - Economic Secretary (HM Treasury)

Treasury Ministers meet with a wide variety of organisations in the public and private sectors as part of the regular business of government. Details of ministerial meetings with external organisations on departmental business are published on a quarterly basis and are available at the following link: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel

The Government engaged a wide range of stakeholders as part of its review of the Financial Ombudsman Service (FOS), which was conducted between March and July 2025. The Government recently consulted on proposed reforms following the conclusion of the review, and the consultation closed on 8 October 2025. The Government is now reviewing responses, and will set out its proposed next steps in due course. The review’s findings and the consultation on proposed reforms can be found here: https://www.gov.uk/government/consultations/fs-sector-strategy-review-of-the-financial-ombudsman-service.

The Government’s proposed reforms will not undermine the important role of the FOS in providing consumers with a cost-free route to quickly and easily resolve disputes with financial services firms. The review concluded that the FOS’s role providing an impartial dispute resolution service within the financial services regulatory framework should be preserved, and that the fair and reasonable test remains appropriate for its position as an informal alternative to the courts.

The Government is proposing that the fair and reasonable test should be retained and adapted to align with the overall regulatory approach for financial services, so that where conduct complained of is in scope of FCA rules, a firm will be considered to have acted fairly and reasonably.

These reforms will improve the regulatory coherence between the FOS and the Financial Conduct Authority (FCA), to deliver a more consistent and predictable regulatory environment, which the Government believes will benefit both consumers and industry..

The 79^th Group is subject to an ongoing investigation by The City of London Police. As such the Government is unable to comment on the specifics of the case. However, the FCA and PSR have recently written to financial services firms setting out their expectation that firms should determine whether any claims, or parts of claims, are a qualifying APP scam, on an individual basis.

Question to the Department of Health and Social Care:

To ask the Secretary of State for Health and Social Care, when he expects the Lampard Inquiry to report; and what steps he is taking to support the Inquiry.

Answered by Zubir Ahmed - Parliamentary Under-Secretary (Department of Health and Social Care)

Although the Department sponsors the Lampard Inquiry, the inquiry is independent of the Government. Baroness Lampard has committed to publish the final report as soon as possible and the inquiry will publish its intended timescales in due course. The next hearings are due to commence on 13 October 2025, with further hearings scheduled throughout 2026.

The Government is committed to ensuring that lessons are learned from the Lampard Inquiry to improve patient safety. The Department is a core participant to the inquiry and will give evidence. We are confident that the inquiry will play an important role in identifying wider learning for the health system and will contribute to improvements in patient safety. The inquiry continues to be funded by the Department.

Question to the Department for Business and Trade:

To ask the Secretary of State for Business and Trade, what assessment he has made of the potential impact of requiring repayment of covid business support grants that were (a) paid in error by local authorities, (b) received and spent in good faith and (c) only identified several years after the original payment on small community sports clubs.

Answered by Kate Dearden - Parliamentary Under Secretary of State (Department for Business and Trade)

The various business grant schemes were a vital component of support for many businesses during the Covid-19 crisis. However, due to the speed of delivery, payments were made in good faith and in some cases following post payment compliance checks, some awards were identified as being made when they didn’t qualify for the support. In such cases, to protect public money these funds are recovered.

Recovery action is assessed on a case-by-case basis, with repayment terms on an interest-free basis offered to support businesses required to repay funds.

Question to the Department for Business and Trade:

To ask the Secretary of State for Business and Trade, if his Department will review the policy requiring local authorities to claw back covid grant payments made in error where (a) significant periods of time have elapsed before notification of the error, (b) the payment was (i) made and (ii) used in good faith and (c) repayment would have a disproportionate impact on small community organisations.

Answered by Kate Dearden - Parliamentary Under Secretary of State (Department for Business and Trade)

The various business grant schemes were a vital component of support for many businesses during the Covid-19 crisis. However, due to the speed of delivery, payments were made in good faith and in some cases following post payment compliance checks, some awards were identified as being made when they didn’t qualify for the support. In such cases, to protect public money these funds are recovered.

Recovery action is considered and assessed on a case-by-case basis, with repayment terms on an interest-free basis offered to support businesses required to repay.

Buying community energy locally

Attendance of the Attorney General at the Bar of the House on the Chinese espionage case