Oral Answers to Questions

Jo Swinson Excerpts

Monday 7th January 2019 Commons Chamber

[Mr Speaker]

From one returning young mum to another—I call Jo Swinson.

[Jo Swinson (East Dunbartonshire) (LD)]

Thank you, Mr Speaker.

I hope that the delay to the full roll-out of universal credit is a sign that the Secretary of State for Work and Pensions is open to making the many changes to universal credit that are needed. I urge Minister to look in particular at the harsh repayment timescales for loans, which led my constituent to say:

“I should never have taken that 3 month job. It made me worse off”.

Surely that is the very opposite of what the Government are trying to achieve with universal credit.

[Justin Tomlinson]

I, too, welcome the hon. Lady back.

This issue is a real priority for the Secretary of State. We have already made changes: initially, the repayment period was six months, then 12 months, and it is now 16 months, and we have moved the maximum deduction rate down from 40% to 30%. We will continue to review the situation.