Public Sector Pensions: McCloud Remedy
Debate between Jim Shannon and Christine Jardine(1 week, 6 days ago)
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Christine Jardine
I thank the hon. Member for raising a very good point, which I will come to later. I agree completely; this has been particularly difficult for many people in the light of the crises we have faced in recent years, with the soaring cost of living and sky-high energy bills.
This is what has happened to my constituents in Edinburgh West who have come to me with their issues with the administration of the remedy—not the remedy, but the administration of it—and the possible future impact on other pension schemes. One of my constituents who was affected is a retired police officer who served 25 years. His pension scheme was forcibly changed in 2017 to the CARE—career average revalued earnings—scheme, which was found to be discriminatory. He retired in February 2023 with his 25% lump sum, on the assumption that the remedial scheme would be in place by October that year. He estimates that he is now owed more than £30,000 in terms of both his commuted lump sum from the new scheme and the lower monthly pension. He is also one of thousands of immediate detriment officers still waiting for their remediation letter from the pension authorities, despite claims that the number of retired officers receiving these has accelerated, including in Scotland.
Another constituent started working for Lothian and Borders police, as it was, in 1996 and retired in 2022, knowing he would only receive his pension for his service between 1996 and 2015, while the remedy was calculated. He was told at the time that he would receive his remediable service statement by April 2025, three years after his retirement. He also estimates a loss in pension income of more than £30,000, given that seven years of his service to our community was not counted when he first retired.
A third constituent of mine has raised a possible issue that he faces when retiring with an NHS pension. The Government’s approach to NHS pension remedies means that pension growth will be calculated under an older scheme from 2008, even if he believes this rollback leaves those in the middle of their careers vulnerable to artificial breaches of the annual pension allowance and significant income tax charges because of the set-up of the 2008 scheme used for calculation.
Jim Shannon (Strangford) (DUP)
I congratulate the hon. Member on securing the debate. I spoke to her beforehand to ascertain her focus, which is clearly on the McCloud remedy. The McCloud remedy will have implications on tax for some members, with some needing to pay more tax—she has outlined three—and others being entitled to a refund. My constituents in Strangford are experiencing the same issue as those in Edinburgh West and are in a similar position of uncertainty. Does she agree that discussion with financial advisers is essential, and for those who do not have access to financial advisers, the employer—the national health service, in the case of my constituents—must provide workshops to ensure that workers can understand what their choice will mean in reality?
Christine Jardine
The hon. Gentleman raises a very good point. This issue has affected all our constituents, in a different way. His is exactly the sort of point that I hope the Minister may be able to address.
All the cases that we have mentioned show the impact that the remedy process has had on people who have dedicated their lives to serving our communities. It is unfair and must be tackled. In written answers to myself and other hon. Members, Ministers have said that it is up to individual pension schemes and their managers to implement the remedy rather than the relevant Government Department, but that seems to allow the schemes to delay, or leaves them without the resources and support that they need to process claims at pace. Will the Minister outline how the Government work with these authorities to ensure rapid delivery of remedial pay?
What steps will the Government take to ensure that pension authorities can also deliver RSS notices to speed up the process of calculating and awarding remedial pay? That is particularly important for police pensions, as there appears to be a severe backlog in issuing those notices to retired officers to allow them to make their choice under the law. That is leaving my constituents in Edinburgh West and others facing years of further uncertainty on their finances, as the hon. Member for Strangford (Jim Shannon) referenced, and losing out on money that they are entitled to for their work.
As policing is devolved in both Scotland and, as the hon. Gentleman knows, in Northern Ireland, how are the Government working with the devolved Administrations on these pension schemes to share best practice across Departments, provide increased resource and finally give these public servants, who have served our communities, taught our children and kept us safe for so long, the safety, security and financial stability that they deserve for their retirement? Surely that is what they are entitled to.
Military Co-operation with Israel
Debate between Jim Shannon and Christine Jardine(3 months, 2 weeks ago)
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Jim Shannon (Strangford) (DUP)
It is a pleasure to serve under your chairship, Ms Jardine. I thank the hon. Member for Leicester South (Shockat Adam) for raising this issue. He and I have very different opinions, as he knows, but we are both committed to seeing a just peace for the people of Gaza and Israel, securing the hope of a different future for every child in that area, regardless of race or religion. That is the desire that I work towards, knowing it to be the aim of this House. I will always be a proud friend of Israel and will speak from that perspective.
I must indicate that there is a time for peace through strength, which is what is needed. Israel was mercilessly attacked; the hostage releases, along with the parading of infant bodies in coffins, highlight the mentality of those who carried out the 7 October atrocities. Some 1,200 were killed—men, women and children—and women were raped with indescribable violence by Hamas terrorists. With Hamas there is clearly no remorse, but there is a clear hatred.
When people know where they stand and that the scorpion can sting, they protect themselves, which is what Israel does. Hamas can do nothing other than hate Israel and seek her eradication, and I would never support calls for Israel not to have the means to defend herself, as she rightly does.
I have lived through terrorism and the troubles and beyond. I am thankful that my children have never checked below their cars, as their dad did, or been stopped at an army checkpoint. They do not remember the days of the bombs exploding and the pain of innocent victims who were in the wrong place at the wrong time. I do not advocate war; I have felt the pain of it. However, I know that nations must retain an ability to show that they can and will defend their people when peace is no longer an option.
Israel did not use its military prowess until atrocities were carried out on it. It is my hope that the time has come for a solution for Israel and the decent people of Gaza. I will support that, but I will never attempt to bring Israel to the negotiating peace table with a hand tied behind their back, while acknowledging that the hatred of Hamas has not abated, and therefore neither has the threat to Israel. I want peace, but I want a lasting peace, and that will not happen while Hamas retain any control or ability to carry out their desire. These are the same Hamas terrorists who hid behind women’s skirts in schools and hospitals—that is the sort of terrorists they are.
The rules cannot change and those who hate Israel are the main players in the game. Israel must have access to weapons and the support that they deserve. They must also have access to wise counsel to help to provide a plan and a way forward. I hope that this great United Kingdom of Great Britain and Northern Ireland will continue to be a friend to Israel in word, wisdom and deed, as I am every day of my life and indeed will be for the foreseeable future, and for every breath that I have in this world.
Christine Jardine (in the Chair)
I call Luke Akehurst—please keep it brief, as you have had several interventions.
Apprenticeships
Debate between Jim Shannon and Christine Jardine(4 months, 4 weeks ago)
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Jim Shannon
On a point of order, Ms Jardine. The hon. Member for Peterborough (Andrew Pakes) has not wound up the debate.
Christine Jardine (in the Chair)
We are out of time. The hon. Member indicated at the start that he did not mind.
Question put and agreed to.
Resolved,
That this House has considered the value of apprenticeships and National Apprenticeships Week.