Building Homes

Jim Shannon Excerpts

Tuesday 30th July 2024 Commons Chamber

[Angela Rayner]

I absolutely agree. That goes back to the point that far too often people object to development because they do not see the infrastructure, and people see that in some cases developers try to wriggle out of their obligations. As I set out in the consultation document we are putting forward today, we believe this will strengthen the hand of local authorities and we will be able to ensure that we get the infrastructure we desperately need alongside the houses.

[Jim Shannon (Strangford) (DUP)]

The Deputy Prime Minister has outlined the dire need for house building across this great United Kingdom and set out a system to try to achieve that. However, there is the important issue of people trying to get mortgages. In the mainland, those who earn £75,000 a year are having difficulty getting a mortgage, but back home in Northern Ireland, those who are earning much less—say, £40,000 to £45,000—have no chance of getting a mortgage. What can be done to help people to get mortgages and thereby enable them to buy a home and move forward?

[Angela Rayner]

The hon. Gentleman is absolutely right that we have to fix the situation not just on the affordability of houses, and in the general election campaign we talked about our proposals for a mortgage guarantee scheme. The new deal for working people, which is coming forward with legislation in October time, will ensure that we make work pay. The Chancellor announced a pay rise for public sector workers, and we recently wrote to the Low Pay Commission to expand its remit so that we will make sure that over a million people get a pay rise, because jobs that pay will also mean people can then afford to have their own home.