Student Maintenance Grants

Debate between James Cartlidge and Mike Wood

Tuesday 19th January 2016 Commons Chamber

[James Cartlidge]

That is absolutely right.

The principle that the beneficiary pays is about not getting the poorer working-class people who have chosen not to go to university to pay for the education of others who will go on to earn significantly more than them. That is a fair principle, and that is why this is about fairness.

The key reason why I support the measure is that it is about the quality of the education. What really matters to the student from a disadvantaged background is that they achieve an excellent degree that enables them to earn a good salary and get on in life. That is the single most important thing. If universities are well funded, students will have more chance of a good-quality degree. I also believe profoundly that when people pay for something—when they contribute—they take it more seriously and therefore get more out of it. [Interruption.] SNP Members are laughing. I am delighted to see so many of them, because only two or three of them were here yesterday when we were discussing the crisis in North sea oil. I was quite surprised about that.

My hon. Friend the Member for Elmet and Rothwell talked about his experience. Before I came to this House, I ran a small business as a mortgage broker. For many years, we were very fortunate to have an exclusive arrangement with Britannia building society for a range of graduate mortgages called Graduate Network. Having seen thousands upon thousands of applications from graduates—many of whom, I am pleased to say, went on to buy a home—I never failed to be astonished that the more debt they had, the higher their earnings were. That was often because they had undertaken professional studies. Those who had had professional studies loans from the banks and gone on, for example, to do law and study at the Bar had the highest earnings.

Of course we do not want people to have ridiculously high debts. That is why, as my hon. Friend said, the debts would be cancelled after 30 years if not repaid. However, we have to get our heads around the key point that what really matters is the quality of the education that our students have.

[Mike Wood (Dudley South) (Con)]

Does my hon. Friend agree that extending the system of finance so that more part-time and postgraduate students can receive funding is helping social mobility and providing greater opportunities for people who would otherwise not be able to have access to higher or postgraduate education?

European Union Referendum Bill

Debate between James Cartlidge and Mike Wood

Thursday 18th June 2015 Commons Chamber

[James Cartlidge]

I am always vulnerable to peer pressure and I must admit that I look forward to the answers from the Minister on the point about extending the franchise to Members of the Lords, but—bar a very small number—the franchise will be the same as in the general election.

[Mike Wood]

Does my hon. Friend agree that the strong constitutional reason for excluding serving peers from parliamentary elections is that they serve in the other House? That is not the case for the referendum, so the normal basis for their disqualification should not apply.

[James Cartlidge]

I am indebted to my hon. Friend for answering the question superbly.

I made a point earlier about European citizens, and I tried to do so as objectively as possible, but the reason Europe is so high on the political agenda is because of immigration. There is no doubt about that. People across the country are concerned, rightly or wrongly, about the sheer number of people coming into the UK. On the campaign trail, I always made the point that this country is dependent on large numbers of foreign workers—