Young Drivers: Government Support

Helen Morgan Excerpts

Tuesday 20th February 2024 Westminster Hall

[Carla Lockhart (Upper Bann) (DUP)]

I beg to move,

That this House has considered Government support for young drivers.

As ever, it is a pleasure to serve under your chairmanship, Mrs Latham. It is encouraging to see Members here to participate in this debate, which is of significance to many young people across the United Kingdom. It is good that young people can look to this House and see and hear that their voices are being heard. I thank the Minister in anticipation of his response, as well as his officials, who have been very helpful in this regard.

I am raising this issue following a significant number of messages on social media and WhatsApp, and conversations generally with young people and their parents across Upper Bann. We can all remember the excitement we felt at the prospect of turning 17 and finally getting on to the road to drive. Maybe, like me, other Members flicked through Auto Trader from about the age of 15, dreaming of their first car, probably unaware of the unaffordability of that choice. But we are all allowed to dream.

Those were the days of buying a Vauxhall Corsa, Ford Ka, Peugeot 106 or Citroën Saxo—the list goes on—when 17-year-olds could avail themselves of free insurance as part of a deal, or be a named driver, which helped with the premium. That incentive was a game changer for many. I am probably showing my age with my vehicle choice, but what a distant memory that feels, given that young drivers are now facing insurance premiums that are not helping them to get on the road, but are actually driving them off it.

Although I will labour the insurance element today, I am also acutely aware of the difficulties that young people face in even reaching the stage of getting out on the road, particularly with our broken test facilities, the lack of resources and manpower, the lack of appointments and the volume of young people who have to wait literally months before they even get to sit their tests.

[Helen Morgan (North Shropshire) (LD)]

We have seen rural driving test centres close, such as the one in Whitchurch in my constituency. That causes a huge problem for young people, because they have to drive much further to access a test centre, to practise for and take their tests. They have to book double lessons, adding to the cost of learning to drive. They need to get in a car; there is no public transport. Does the hon. Lady agree that keeping rural test centres open is important to helping young people access jobs and opportunities around the countryside?

[Carla Lockhart]

Absolutely. We experience the same difficulties in Northern Ireland with the availability of testing. We find that people are ready for their test but no tests are available, and they then have to continue with lessons, or stop lessons and go back to them later. It is a dreadful situation. This is about ensuring manpower and resources are available in rural areas, as the hon. Member outlined.

What has prompted so many people to get in touch with me is specifically the exorbitant cost of insurance, particularly in the context of the cost of living crisis, where household budgets are already strained. Where once the bank of mum and dad stepped in, many parents just cannot do that to help to meet the cost of insurance. That leaves young people unable to benefit from the freedom that driving brings, which many of us enjoyed. That barrier to the road impedes access to employment, socialising, broadening their life experience and even travelling to study. The effect is particularly acute in rural areas, such as my constituency and, indeed, vast swathes of Northern Ireland, where public transport linkages are lacking in choice and frequency. Evening and weekend services are often reduced or withdrawn altogether, making the ability to travel via public transport non-existent.

The importance of driving and access to a vehicle is acute in these areas for the whole community, including our young people. I have no doubt that Members present from similar constituencies across the United Kingdom will reflect the same challenges faced by their constituents. In that context, we must look to the Government to support young drivers—to support them to get on to the road and to be safe on the road—which, in turn, will impact insurance premiums in the future.

These issues are interlinked. If we look at insurance costs, Confused.com—the price comparison firm—said that, on average, 17 to 20-year-olds had seen insurance rise by more than £1,000 compared with the same time last year.